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Budgeting & bank accounts
Archives for December 2013
Discussion List
Transferred funds in Natwest, wasn't made aware of the charge.
Hi guys, this morning I had to transfer funds to solicitors for house deposit and stamp duty etc, obviously a large amount of money! Decided to go into bank to do it rather than do it online to get a receipt etc. The lady serving never mentioned anything about a charge and when I pressed 'enter' for the amount on the card…
How much should your child's birthday party cost?
I was reading this article and it states that the average cost of a birthday party is £214.. Would you agree with this? http://dadzclub.com/articles/kids/birthday-parties.ashx I would like to think that my average spend has been around £100.. Some birthday parties have, of course, cost much more & less than others. How…
Cancelled DD taken
Hello everyone, Just checked my online banking, a direct debit I cancelled over two weeks ago and no longer shows up on my list of DD or standing orders has been taken. I also checked in branch 2 days after cancelling DD online that it was in fact cancelled. The DD was for over £300 so its left me a bit short on money.…
Santander 123 ID checks
My wife applied online in early hours of 30 Nov for a 123 current account. Today she has an email from them saying some some details provided don't match what they hold for her as an existing customer. Thing is, she's not an existing customer and indicated that on the application. She did have some sort of savings account…
Please help me choose!
Good morning everyone, I have a Nationwide basic account which I opened in June 2011, and have been running it very responsibly from the start (I'm still battling with my terrible credit standing though) I've been following a guide that I saw here some time ago that advised me to do a lot of business with my bank, so I…
Anyone use M&S Premium Current Account?
I'm looking at this because although it does costs £10 per month it has a linked saving account which pays 6% for 12 months (max £250 per month), a £50 voucher when you set it up and and lots of benefits via reward points etc. I spend around £100 a month in M&S so I'm thinking it would be worth it and might go for the…
Question about 7 day switch and Direct Debits
Hi Tomorrow I am switching from Santander to Halifax. Hopefully my direct debits will start as of tomorrow being paid from my new Halifax account. One of the bills I pay by direct debit goes out on the 4th of the month. Its for a mobile phone and I would like to pay it from a totally separate account. After the 4th is…
I'm not paying!
Hi I'm new and don't even know if I am posting in the correct forum so please goes easy :) but anyway's....here goes.... I have recently left the army and have been lucky enough to find a job straight away. The issue is upon leaving I opened a new bank account with Santander to have my new wage paid in. My old bank account…
Opening a Joint Account
Hi, we think it is time for me and my partner to open a joint account so we can better manage our money. I currently use HSBC and think it would be a good idea to open our joint account with them. I am not going to get a chance to visit my local branch for a few weeks and was just wondering if there are any of you who have…
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