Anyone use M&S Premium Current Account?

amandajc

I'm looking at this because although it does costs £10 per month it has a linked saving account which pays 6% for 12 months (max £250 per month), a £50 voucher when you set it up and and lots of benefits via reward points etc. I spend around £100 a month in M&S so I'm thinking it would be worth it and might go for the credit card too. Has anyone any experience with the account they could share? Thanks in advance.

Hominu

I believe lots of people applied for one simply for the £50 voucher. As in, they applied, got the voucher, then closed the account.

The 6% savings account you can get for free elsewhere, it's not exclusive to M&S.

But only you can decide if the account is worth it.

InsideInsurance

A colleague has one and is generally happy with hers other than one instance where they refused her foreign currency as her debit card wasnt signed on the back even though she had her passport etc with her as proof of ID = the member of staff even told her not to bother coming back later in the day as she was going to be on all day and would refuse her again if she came back with it now signed.