-
Premier account. Good idea or Bad idea
Wife has a premeir account that gives you car breakdown, plumbing and boiler cover, as well as holiday insurance, reduced overdraft interest, as well as card, keys, and mobile insurance (I think). Is this worth the money, does any1 else have or use this facillity, or are there cheaper alternatives? Thanks in advance Chris
-
Family opening bank accounts at my address
Hi, I know that someone else having bank accounts at your address won't affect your credit file or your own bank accounts. I.e. Previously property owners still registered there, old tenants from renting etc. However, when I was helping my mom with her bank accounts today in the branch, they did a search on our surname and…
-
Standing order min/max amount
When you set up say a monthly standing order (or direct debit should it be called) from your (UK) bank to another bank account, what is the minimum anount it must be for? And the maximum amount? Do they all use faster payments these days? Thanks
-
Lost £212.90 on Bank Wire transaction
I recently made a purchase with a company called Kitco Metals in Canada for the sum of £4,947.93. I arranged with my bank Lloyds TSB to send a Bank Wire to Kitco’s bank which is the HSBC Canada for this amount. I made it clear to Lloyds that the money was to be sent as sterling and any charges by the recipient bank to be…
-
are banks open on this Bank holiday ? (Royal Bank of Scotland?)
Are banks open this bank holiday? the royal bank of scotland?
-
Does HSBC and First Direct share information?
Hi, Just wanted to know, if you are a First Direct customer, does your information get shared internally with HSBC? Will being a First Direct customer give you advantages in applying for a HSBC Credit Card, Loan or Mortgage just like a HSBC customer - or no, a First Direct customer is considered an 'external' customer like…
-
Best Childrens bank?
Hi Im wondering if anyone can help? I currently have a small savings account for my daughter and son with santander, HOWEVER we give them our loose change to save and in the holidays we take it into our local branch, they have a restriction on 5 bags in a day, which is a problem with two children (plus coppers are one bag…
-
Mint.com
Anyone know if there is a UK alternative? Looking for a site, which helps you to budge monthly and manage finances like mint.com Cheers. Pidge
-
Yorkshire bank question ?
I'm looking at opening the basic account at yorkshire bank, I'm wondering, Will i be given a Visa Debit or Mastercard Debit ? Thanks !
-
barclays cash card account
I have a Barclays cash card account,I have a visa debit card with account. I have gone £30 overdrawn today and my wage wont go into account until Thursday the 5th of May,does anyone have any idea what I will be charged for this,A direct debit was taken out early and the bank paid it,although I must admit I wasn't aware…
-
Lloyds have just charged me for using travelex
On my statement, there is obviously the travelex line, then there is another close to identical line stating: CASH CHARGECD XXXX DATE For £2. Other half has something identical but is with barclays, and has been charged £4.50 (he bought a lot more money). What's going on? Are they allowed to do this? The travelex docs…
-
Halifax student/current account - advice please
Hi everyone I'm a student in my final year of a five-year course. Throughout my time at uni I've had two current accounts including a student account at Halifax with a 500pound (my keyboard won't make a pound sign! weird) no charge overdraft - pretty normal for students I'm told. For the first 4 years I was pretty good at…
-
Bank charges on currency conversion
I pay around $4000 monthly bills to US companies and the bank charges me around £60-70 for currency conversion. Is there any way I can save myself from these charges?
-
Leaving the UK - keep UK bank account (ISA and others)?
Hi, I have received a long-term job offer in Luxemburg and will leave the UK soon (and probably not return). The only bank account I would like to keep untouched in the UK is my ISA Natwest account, however, the question is whether that is even possible (and recommendable, given that I will probably not be able to pay any…
-
Thank you from a long time lurker
I just wanted to say thank you to everyone on these forums and especially the regulars and mods. I just paid off my final debt today, as well as prepaying some of my utilities for 6 months. I have £2000 in savings, and my Pre-paid "credit re-builder card" is on its way. I'm nearly there! :j Biggest breakthrough for me was:…
-
Santander vs HSBC
at present have current account and flexible saver with Santander but now deciding to bank elsewhere, HSBC seems to be the likely destination. I know every bank has issues and complaints etc but am I jumping out of the frying pan into the fire?
-
Can I send my Ten yr old shopping?
I am confined to the house as I have injured my back - so can't manage the stairs and certainly can't manage to walk to the shop and carry anything back. We need a few things in - milk etc and I have no cash, only a debit card. Sigle mum so no other adult around. Is it legal to send my son who is ten to the shop with my…
-
Wages into my Mum's account
Hi, hope this is the right place, looking for some advice. I currently live in Spain - have been here about a year. I have just taken a job for an English company who require an English account to pay my wages to. I no longer have one so my Mum has offered to let me have it paid to her or to even open a basic account in…
-
Time for funds to go back onto account?
I used my debit card on Thursday to buy train tickets with south west trains and they have taken the sum for the tickets but also the same sum again which i take it is to check you have the funds in the account so am i right in that it takes 7 days for it to go back onto the account? now does the bank holidays make it any…
-
Big problems opening a graduate account
Hi all, I just wanted some advice on a problem I have with Santander. Basically I graduated in December from my second postgrad. I researched grad accounts this week that would accept graduates from post grads and it seemed that santander did. Handy for me as I already bank with them. I called into branch today to see…
