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Yorkshire bank question ?

MichaelCR
MichaelCR Posts: 354 Forumite
in Budgeting & bank accounts
I'm looking at opening the basic account at yorkshire bank, I'm wondering, Will i be given a Visa Debit or Mastercard Debit ?

Thanks !
' You only live once ! Don't live to regret the past, But to enjoy the future '

Michael.
«1

Comments

  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Maestro (Mastercard)
  • pmduk
    pmduk Posts: 10,693 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    It's a Mastercard Debit Card, I believe Maestro is being phased out.
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    pmduk wrote: »
    It's a Mastercard Debit Card, I believe Maestro is being phased out.
    They've recently sent me a new card which still says "Maestro" on the top right. Images on their website also still show the Maestro logo.

    However, they've now gone to 16 digit card numbers though (rather than the old 19 digits), so you may be right.
  • MichaelCR
    MichaelCR Posts: 354 Forumite
    YorkshireBoy wrote: »
    They've recently sent me a new card which still says "Maestro" on the top right. Images on their website also still show the Maestro logo.

    However, they've now gone to 16 digit card numbers though (rather than the old 19 digits), so you may be right.

    Thanks ! Didn't know we had debit Mastercard's in the UK ! Only heard of them being issued in the US.
    ' You only live once ! Don't live to regret the past, But to enjoy the future '

    Michael.
  • Baldur
    Baldur Posts: 6,565 Forumite
    MichaelCR wrote: »
    Thanks ! Didn't know we had debit Mastercard's in the UK ! Only heard of them being issued in the US.
    Metro Bank's debit cards are also Mastercard.
  • pmduk
    pmduk Posts: 10,693 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 30 April 2011 at 11:58AM
    There have been previous posts on here about this. Mainly relating to the fact that some companies have been less than efficient in updating their systems to recognise the existence of Mastercard Debit Cards. I can't explain why you have received a Maestro card, old stock perhaps? Certainly the debit card image on their site today is of a mastercard debit card
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    pmduk wrote: »
    Certainly the debit card image on their site today is of a mastercard debit card
    The one in front is, but the one behind carries the Maestro logo.
  • MichaelCR
    MichaelCR Posts: 354 Forumite
    So what's actually the difference between Maestro and Mastercard (Sorry if its been asked before) ? I'm guessing Maestro is being phased out now ? Thanks
    ' You only live once ! Don't live to regret the past, But to enjoy the future '

    Michael.
  • jambosans
    jambosans Posts: 1,493 Forumite
    MichaelCR wrote: »
    So what's actually the difference between Maestro and Mastercard (Sorry if its been asked before) ? I'm guessing Maestro is being phased out now ? Thanks

    Maestro (in the UK) is basically a re-brand of the old Switch debit card (utilising the same payment network). Debit Mastercard utilises Mastercard's payment network used by their credit cards. Mastercard owns both Maestro and Debit Mastercard.

    What's the difference? I'd imagine running on the one unified payments network causes less compatibility issues when using a Debit Mastercard internationally. Although branded the same, Maestro cards run on different payment networks depending on the country/ region you're in.
    Anything I post is my opinion, so from time to time I may be wrong. I try to provide answers based in fact, however I don't know everything, so (like all posters on MSE), take what I say with a pinch of salt.
  • Toe-Jam
    Toe-Jam Posts: 1,554 Forumite
    pmduk wrote: »
    There have been previous posts on here about this. Mainly relating to the fact that some companies have been less than efficient in updating their systems to recognise the existence of Mastercard Debit Cards. I can't explain why you have received a Maestro card, old stock perhaps? Certainly the debit card image on their site today is of a mastercard debit card

    Yorkshire bank don't issue Mastercard Debit on their basic account, its maestro. Same for clydesdale.
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