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Any Reason Why I Shouldnt Switch To A Halifax Reward Current Account?
I currently have a halifax 'current account' but i'm thinking of moving over to a 'Reward Current Account', as far as i can see they're the same but if i deposit £1000 i get a £5 reward. Now i own my own business so i don't always get £1000 in my account (although i usually do) so can i still apply for the account, is…
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Opening an account in branch
How long does this take? Can they open the account there and then, as they have your signature immediately? I realise you'd have to wait for the debit card, etc to come through. I want to open an HSBC bank account, in order to take advantage of their regular saver, but I've heard that the current 5% offered on their…
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lloyds vantage interest
hello i have 3 lloyds classic with vantage accounts all with 7100 ish in, all funded with 1000 at beginning of each month , paid 16.88 interest this month for each account is this correct as there was 31 days in jan any help please on how they work it out thanks mark
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International Transfer From Europe to HSBC Account - How Long?
I am expected a transfer from abroad into my bank account with is with HSBC. It was currently been 4 working days and it's yet to be received. How long do you think it would take? Do I need to do anything my end to ensure it goes though (I already supplied my IBAN number). Cheers! :)
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HSBC Unaranged overdraft charges
Hey, im looking for somebody who can explain this to me as im baffled! I have a hsbc advantage account which i pay about £12 a month for, i dont use it for anything else other than when i am abroad, no wages go into it and no standing orders go out of it. i recently came back from a trip and ended up £300 ovedrawn and i…
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What banks are NOT part of Santander
I desperately want to move away from Santander but every bank i seems to look up has been acquired by or has a link to Santander, and no doubt will eventually by run by them or similarly etc On my high street are: Natwest Barclays LLoyds TSB RBS Are any of these not part of Santander? Im also looking to move my business…
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Business account for established sole trader with bad credit rating?
wonder if anyone knows where i can get a straightforward business account where they wont be so tight on credit scoring? i've been with natwest for 15 years for my business banking but i have to leave them as i'm starting a debt management plan and some of my debt are with them. over the last year or so i've been well into…
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Multiple bank accounts?!
Hello all Just a quick query regarding multiple bank accounts. I have my normal joint current account with natwest, a single account with natwest, a first reserve account with natwest that I dont really use a ING saving account that I use a halifax current account thats not been used for at least 7 years a halifax ISA that…
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Multiple Debit Cards on Barclays Account
I currently have a basic Barclays Cash Card account. Due to money issues/gambling etc in the past I'm looking for ways for my girlfriend to have access to my account to put her mind at ease for the long term. Does anyone know if you can have multiple cards on a single Barclays account without putting her name on as a joint…
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Is this usual?
I bought some cinema tickets yesterday from a ticket machine at the local cinema. The machine just issued the tickets without asking for my pin. Is this normal? It's the first time I've used one of these machines.
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Santander - Changing names on accounts/changing account ownership...
Who else is in this boat? (includes having accounts merged with someone you know/don't know) Obviously my self and Kragen_Ironfist because of this post: https://forums.moneysavingexpert.com/discussion/comment/40817762#Comment_40817762 - Major C***-up - Poor service. Post #1[/url] and Bryanpayne365 because of this post:…
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Can I have two current accounts?
My husband and I have a joint current account at the Halifax - a Halifax Reward account where we get £5 a month. It is a good account for us as we rarely go overdrawn. Unfortunately, the Halifax has just closed its branch in our little town and we now have to travel 15 miles to a branch in another town if we want to pay in…
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bank and visa verification
hi i think i might of been scammed :mad: but im not sure ?????? i made a purchase online this evening anyway to cut a long story short after some research i found that the site is a fraud but i relized that although i got a comfirmation email of payment i did not sign the visa verification thingy like i normally do i have…
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Best bank account for teenage non tax payer?
My dd is 17, not likely to be paying tax for a couple of years at least and has £500 to open a savings account with regular deposits of £50 a month. Is an isa the best option even though she is a non tax payer?
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Asked to turn O/D into Loan to get rid - now huge charges
Our son wanted to get rid of his overdraft and was in contact with the RBS who said they could turn it into a loan and he could repay if monthly. ON checking through his account the arranged monthly payment has been going through for nearly a year but half of the agreed monthly payment is being taken back as a bank charge…
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Charged for cash withdrawal but didn't get any cash!
I used a Halifax cash machine on my way home from work today, after the branch had closed. My card stayed in for ages while the screen said it was processing my request, then the machine started beeping but nothing came out, no card or cash. I stood there panicking for ages thinking I wasn't going to get my card…
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WTH - Santander just stopped my card!!!
I went to pay off my Next Account and my card was declined so I call up Santander and they said there was no problem with my card - no blocks or anything and then the guy says I' I've seen it's been declined so I'll speak to my supervisor' Toddles back and then says - 'I'm sorry but they've decided your card is at risk so…
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Business current accounts
When opening a business account for a ltd company, are the directors credit searched or only the business? I called santander and they stated that they only do an identification check but is this really true? Barclays told me I would have to book an appointment and ask the business manager not to credit check us if we do…
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RBS Bank charges
I have an account with RBS. I have recently upgraded to royalties gold account which costs me £12 per month! I recently went to spain and used my debit card at Thomas Cook to pay for my pre ordered currency. I was happy to use cash but the amount charged by thomas cook made no charge for using my debit card so i thought it…
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Money to Germany
I need to send 15 euro's to a person's bank account in Germany. Whats the best (cheapest way) to do it please? Can I just write a Lloyds TSB cheque in euro's or (GBP) or do I have to do a bank transfer? If I do a transfer - are there set fees no matter how much the transfer is for?
