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Got new Santander debit card
I know this may sound stupid. Today I received my Santander card (originally A&L) and the account number and sort code are different. Do I need to contact all of the various companies that I have dds for and contact my employer or is it done automatically
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counter draft, bankers draft
Are counter drafts the same thing as bankers drafts? We are moving house next week and need to pay the rest of the money to the agent. we can pay in cash or bankers draft but bankers draft is prefered, it's £1600 to pay. I'm with Natwest who do bankers drafts but charge £12, my partner is with Nationwide who do counter…
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Friend paying wages into my bank account.
(Sorry if this is in the wrong forum?) I have a dilemma that I need advice with. A while ago, a friend started work - he didn't have a bank account and asked me to if he could use my account to pay his money in while he gets it sorted. I had a dormant account which I allowed him to pay into. However, its now been almost a…
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First Direct when you're a student
I'm a (poor) student and have my main current account with first direct. I also have a HSBC student account, however all I do is transfer money from the £500 overdraft to my first direct account whenever I need a top up, and occasionally transfer a bit back to HSBC when my loan goes in. First Direct wont give me any…
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Banks to avoid
Apart from SATAN-der... Are there any other main high street banks I should be looking to steer well clear of? Or are they all pretty much as bad as each other?
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Accounts with best statement history?
Simple question, Which current account provides the longest online statement history of them all? Thanks, Rostam
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New bank account
Hi I have had problems paying my debt back, i spoke to CCCS and they said i need to open a new bank account for my business use. The problem is i now live in Mexico, and i need a UK bank account - is there a way i can open a standard account in the UK if i'm not in the country? Thanks
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thinking of switching my current account...
Hi, I have a natwest current account at the moment, I am thinking of switching to one of two banks, these are the first direct account that pays £100 to switch or the Halifax reward account that pays £5 pm. I know the benefits and negatives of each but just wondering if anyone on here has either account and could comment…
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Bank reduced agreed overdraft limit without informing me
I checked my online balance today and noticed that my loan payment which normally comes out on the 1st of the month had not come out of my bank. On closer inspection I noticed that my agreed overdraft limit had been reduced from £500 to £400. I have had no warning that this was going to happen. Therefore, there was not…
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Interest rates
I have had a quick look, and I cannot seem to see a definitive guide to the differences between interest rates, I am talking APR, AER, EAR etc...
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Halifax issue
I have just set a joint account online a few days, it said awaiting decision you clicked on it and said partner needed to accept terms. Fine however logged on later and when you click on the account it says: Account information unavailable This service is currently unavailable. Unfortunately we are unable to provide…
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Paid Item Fees, Very Sneaky not Cheeky!
What really concerns and worries me about my Nationwide account is this introdution of paid item fees. Apparently last summer they let all their customers know that fron 01/11/2010 they have a "let run limit". This means that if you go over your authorised overdraft agreement by going to the shop or getting money from the…
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Unathorised overdraft intrest charges
Can anyone help me i have noticed that santander is charging me intrest on an unathorised overdraft. The problem with this is I have not had a unathorised overdraft in 6 months and was paid off straight away when i got my salary so this was on my account for about a day. I paid the charge but nearly every month a interest…
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Best childrens bank account?
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Not a happy bunny with the Halifax
Ok, i'm 100% to blame for the situation i'm in now but I have been making amends since starting this new job. Basically, Ive had an unarranged overdraft with the halifax since august last year and its just hit £600. Had 2 pay days from my new job and paid £100 off it each payday but they refused to freeze it so its just…
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Bank asking you in for a "review"
When banks ask you to go in for a review, do you have to go ? Can you refuse ? Our local RBS is becoming a real pain in the neck, pestering us to go in. The review takes an hour and they dont like you to say no. One old man in front of me in the branch was being really hectored by this young lass, He said if it took an…
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Angry parent
Angry parent should perhaps read stupid parent... Last year we lent two of our grown up offspring money, because they were in dire straits. Both promised to pay back..... Now we are twelve months down the line, and despite asking them repeatedly, and them promising to repay, nothing has happened:mad:. I know paople say you…
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Money paid into closed bank account
My partner recently upgraded his bank account from a key account to a royalties gold at RBS. The cashier told him that both his key account and his royalties gold account had been closed and he had to find somewhere else to bank. As this was only a few days from payday he had no time to open a new bank account elsewhere or…
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First Direct Internet Banking Plus
Hi Am considering using First Direct Internet Banking Plus. Can anyone else who currently uses the service, or has done in the past, let me know what you think of it - i.e. good / bad points, quality of security, speed etc. Thanks UNDERGROUND :D
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Overdraft Changing (no longer a student)
I've been on a student current account with Bank of Scotland Halifax for a couple of years. I had an arranged overdraft of £900 and am currently into this overdraft by about £570. Being a student account, it's always been 0% interest and cost me nothing. Unfortunately though, I've had to withdraw from a course I'd started…
