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Nationwide business plan
......... have they lost the plot? I got a letter telling me they were closing my credit card account because I had not used the card for a few months. I appreciate if I don't use the card it does not make them any money, but does it make any sense for them to close an account which I may use in the future? Proud to be…
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First Direct Current Account conditions for Reg Saver
I have a First Direct account, 2 months old now. It is being credited with £1500 every month and a SO for £300 taken out every month for the Reg Saver. I know I need to put money into the account each money, but does the balance of the account have to be at £1500 to get the 8% on the reg saver? ie. can I leave a minimal…
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Budgetting - what would you save?
The girlfriend and I are looking to buy a house soon, we've been on a few viewings and got a good idea of what we can borrow and how much the repayments etc are. We like one of the properties but I think it's a little out of our price range, however my dad and my gf don't. Just wondering what you folks would be prepared to…
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Changing banks
If you decided to change banks, will your current bank want you to pay bank the OD straight away?
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Barclays cash card account - Query!?
Hi folks. I am currently with Halifax with an easycash account and I would be happy to stick with it until the branch in my town moved to another town completely so want a new bank that is local and within walking distance. I am using basic accounts due to past credit problems. I got rejected for a TSB cash card account…
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Reducing overdraft?
Hello, I'm currently paying off a credit card and aim to pay off an overdraft I have with alliance and leicester. Previously when it was A+L I was able to pay the OD off month by month. Initially I was told I could set up a regular payment on the 1st of the month. then it stopped and I was told I would have to do it…
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Anyone else having problems logging out of Barclays?
It happened yesterday and also today, whenever i click on the logout button i just get a blank page which loads and loads but does nothing even if i click on the redirect link which comes up on top. It must be logging me out ok as if i go back in i have to go through the whole login process again. Just wondered if anyone…
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Funny Conversation with Lloyds about Overdraft...
I wanted to increase my overdraft. I used on-line banking and increased it by £500. That got me wondering what it would allow me to increase it to. Not wanting to annoy my internal score or wreck my credit file by changing it again within 5 minutes, I called phonebank to see if they could tell me my limit. Answer is no! My…
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transferring money from co-op to barclays
if transferred via telephone banking from co-op to barclays today at approx 7 pm when will it be cleared in the barclays account?
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Free banking - will it last?
At the moment most if not all banks offer a current account without a monthly charge or the packaged accounts with a monthly charge. Had the banks lost the court case about overdraft charges then today we may already be paying for banking services. I have a friend who works for one of the big four banks who says that in…
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barclays driving me mad
i have had an account with barclays for some time now and the as been some £120,000 paid in to the account i also have barclay card pdq and a barclay card, i did not take loan any money to start my busines and it is ltd , i dont have an phone number for my Relationship Manager when i call barclays the name thay give me is…
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Lloyds Overdraft amount...
Is there anyway (ala halifax) that you can see with lloyds what your maximum overdraft available amount is? I know you can type 9999 into the halifax system, or used to be able to and it would tell you your maximum entitlement. can this be done with lloyds? or do you have to just hope for the best? Can they tell you over…
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Santander - Major C***-up - Poor service.
Well, it has finally happened, I have run out of space to keep this entire story in one thread (more than 25,000 characters), so I have now put navigation in to each of my posts that are relevant to the ongoing complaint. Happy reading. /!\ WARNING - LONG POST /!\ Original Post - 07:03 PM, Tuesday, 1st February, 2011 *…
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Is this a good deal
http://www.lloydstsb.com/current_accounts/added_value_accounts/silver_current_account.asp?WT.mc_id=56612554 Hmm I know it isn't but can you get everything for less (my friend whom I lent money to has it :( ) AND She doesn't need mobile insurance given that her phone is worth about £30 tops
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Transfers online between Halifax and Santander
i have money going into an older Halifax account that i need to transfer to a Santander account, I've been withdrawing the money from an atm and just going into Santander but does anybody know of a way to transfer online? Was told in the bank from Santander that i should be able to do it online from my halifax account but…
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Best Account with no woldwide atm charges?
Hi I have a nationwide flexaccount, which was very good because there were no ATM charges when used in Europe, but now I am going to close it. Can anyone reccomend a bank account (NOT CREDIT CARD) where i can put some money in, so when I am abroad (Europe but Worldwode even better) that has no ATM charges? Some interest…
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Nationwide won't give my 13p overpayment back
Hi I know this may seem petty but we had a further advance with Nationwide as well as our main mortgage which we were allowed to pay back until June 2024, on our mission to clear all debts then our mortgage we have paid this one off first. Anyway after paying it off the account sat 13p in credit so I rang up to arrange to…
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Selling Help Please
Hello there I hope I am in the right thread, apologise if not. I have a question.....I was given a set of Diamond and saphire stud earrings from my Grandmother when she passed away, when we moved house I unfortunately lost one. Can I sell just one earring??? My dad said probably beacuse they will break up the diamonds and…
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Extreme Banking Problems
I don't know if anyone will be able to help me, but I thought it was worth a shot! I am having some hideous problems with my bank. Three years ago, my bank sent my new debit card and PIN number to the wrong address despite me telling them the address they had on my file was wrong and them claiming to have changed it. I had…
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Salary Paid in Euros into UK Bank
I am paid in Euros by my German employer into a UK bank each month. I lose approximately £300 each month on the exchange rate as the bank is always using a higher exchange rate than what is listed on various currency websites. Anyone help in reducing this? Many thanks
