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Free ATM withdrawal with Ulster Bank card
As someone who doesn't often use an ATM, I now need to take out some cash from a savings account I hold with Ulster Bank. I shall be passing a Lloyds TSB branch this evening and wondered if I would be able to use this without being charged for the priviledge. Can anyone advise on this? Thanks
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Santander Payments??
Has anyone else noticed that since the changes to Santander online banking system have been implemented the payments system takes longer! I used to be able to make a payment from my Santander business banking account to my Santander personal account instantly, now when you make a payment it shows as pending and goes in the…
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Smile Bank
Is it just me or is anyone else getting really fed up with errors made by Smile? They used to be brilliant, but their service seems to have gone downhill rapidly this year. My account with them was hacked last year. I had my cards and they had not been out of my sight, hadn't been careless with information (all online, no…
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Co-operative bank want me to agree to agree to transfer any existing student account
Okay, I'm currently a student starting my first year at university, and having all the fun of budgeting my finances with my loans/grants etc. I'm currently opening a couple more student accounts to simply take advantage of any goodies they are offering, and also so an interest-free overdraft is there if I need it. Now, I'm…
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Major bank error
Hi - i thought i would throw this one open for some comments:- If you had opened up a second type of account with your bank only to find that after waiting a few weeks and contacting them to inform them that you had not received any paperwork, cards or pins they finally tell you that its gone to the wrong address - as…
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Time Period Between Closing and Opening A&L Account
I currently have two A&L Premier Direct Current Accounts, which work nicely as instant access savings accounts at 6%. This is soon dropping to 1% - does anyone know if there is a time period between closing these accounts and being allowed to open another one?
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Lloyds TSB - cash account new internet banking help?
Hi, This is for people who have the cash account with Lloyds TSB and the new internet banking. Especially someone who has had the account for a long time and have kept in good order etc If you go down to upgrade account, well for me, at the moment it states that im not eligible for an upgrade to one of other accounts such…
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Halifax Reward Account Credit Check?
Does anyone know if Halifax does a credit check for their reward account - I won't be applying for any credit on it.
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too ill to get to bank
Hi, I am currently too ill to get to the bank but I need to go and get my new bank card as it was sent to the branch, would I be able to send someone else if I give them ID for me?
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Avoid evil santander!!!
DO NOT BANK WITH SANTANDER! Just wanted to share my awful experience of switching to Alliance Leicester (now Santander), so hopefully no-one else will suffer. I was tempted by the £100 to switch accounts, and their switching team assured me they would handle moving all my standing orders and direct debits. Great. After…
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Refused Overdraft With RBS, Perfect Credit Rating
Hi all, I've recently been refused a fairly modest overdraft with RBS. I was a little worried about this. I've got no black marks against me credit-wise (that I knew about, anyway), so I thought that perhaps the case may have been a LACK of credit history, rather than any particular negative - I've always steered clear of…
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Standing order help
I have recently moved and in order to pay rent my letting agent required me to set up a standing order for the 3rd of each month. They dealt with all the paperwork for this and sent it to my bank themselves. However, they had not filled in the details fully so it got posted back to myself. I received the standing order…
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Best bank account?
Hi At the moment, I have current accounts with HSBC, A&L and Nationwide. HSBC were my first bank and I've never had any problems with them. Then I moved to A&L for the incentive they were doing at the time. Had a few problems with them, but nothing major and have always found that their phonelines are answered fairly…
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A&L not taken DD today
Has anyone else had this problem today? The previous 2 months the money has gone out fine on the correct day, today that hasn't happened. Are they having a slack day?? Thanks
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Discharged Bankrupt having trouble getting very basic account
Hi Everyone, im looking for some advice, My boyfriend was made bankrupt last year and was discharged from bankruptcy 3rd december 2009. He still dones not have his own bank account, no bank will give him a second look. He is not wanting anything flash just a basic account with basic cash card facilities to start with.…
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Credit File
I have just checked my credit file and seen something I am no sure is right and somewhat worried. I had 2 mobile phone contracts and finished the one when the contract date come upto finish but they have put it down as Settled and it says FCS Flag:FCS Disconnected Settled accounts are kept on file for six years from the…
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Unauthorised Debit Card Transaction
Hi guys, my boyfriend transferred his account from Bank of Scotland to Alliance & Leictester almost a year ago but still kept his BoS account open. The debit card is in a drawer in our coffee table and he doesn't use it anymore. I checked the online banking and discovered 2 payments have been taken on 30th August. 1st:…
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Advice needed please bank lost our cheque
We paid a cheque in to tesco savings account through our local store the cheque was for £1500 on the 23 aug on the 25th it showed on our account. On the 31st aug it was deducted again, 2nd sept letter arrives telling us they are sorry but they have lost the cheque at the clearing dept and deducted the monies from our…
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Lloyd's unplanned overdraft problem
Hello all, This is my first post to the forum - I have done a search to see if anyone has posted anything similar, but forgive me if I've missed anything. On our joint Lloyd's account (not our main account, we don't use it very often), we went overdrawn last month by a tenner, which saw us accrue about £130 in charges - we…
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Money still in my bank account
I am posting here as well as the shopping section as I am not sure where the fault is. I tried to do an order for Asda delivery on the 26th and initially my card would not work. I tried again and it went through. I had a shopping delivery on Friday 27th which arrived no problems. On the Saturday my reoccurring LoveFilm…
