-
Overdraft query
Hi All, just a question if i remove the overdraft on a halifax account so it is £0 does this mean this account can no longer be overdrawn and can only use the cash balance in there or will there be charges for it going into a negative balance if there is not enough money there.
-
Paypal withdrawal still pending?!?
I withdrew funds from my paypal account on Monday and choose the faster payment option (£5) and it said that it would be in the bank within 1-2 days. Called yesterday as it wasn't in and was told that it had been processed and would be in the account yesterday as this can happen at any time. Wasn't really expecting it to…
-
Santander?
Hi all, If I close my Santander current account will they make me close my Santander Zero credit card? Many thanks :D
-
Barclays Bank - Pre Auth £1?
Hi, Just a little confused, I found a thread on thsi in the archive but it didn't give me all the answers. I have £2 difference between my available balance and my balance which seems to be money held in pre-authorisation. Fair enough, but I'm not sure why. Last week I reported my bank card lost so I hadn't made any…
-
How do i haggle with Barclays?
I have assessed my accounts. I don't have a lot of money, but feel i'm not getting the best from Barclays. I don't want to leave them, i just want better products. What i have now - Current account (£5 fee) e-saver rewards x 2 - 0.75% e-saver - 0.25% ISA - 2.08% day to day savings - 0.08% It's important to me keep my money…
-
Santander and the Wedding
Hello guys, I've got a few questions but they're mainly about banks so I thought I'd put it here. Please humour me. OK, here is the jist of it. I'm getting married next year, around July/August time. Just working out rough numbers of cost its looking in excess of £10k. Ouch. In addition, I've been quite annoyed with the…
-
Which is quicker? Open account online or in branch?
Hi guys I want to open an account with HSBC but they have slotted me in for an appointment in branch for next week. I just wanted to find out if opening one online would be much quicker or is it the same process? My brother went to RBS the other day and immediately opened a savings account so I'm not too pleased that i…
-
Debit card charges overseas
My family and I are travelling across 4 countries and will be out of the country for 4 months. Our current bank charges us for every debit card transaction we make outside of the UK. We'd like to find a way to avoid paying this charge and we will change bank accounts if we have to. Anyone have any ideas? Thank you.
-
Should MSE be recommending Santander at all?
I logged on here after a long gap to look for a better current account after a horrendous two weeks with Santander and found I was not alone! So I was a bit surprised when I looked at best buys for a current acount always in credit and found .....Santander..... allbeit with a proviso; "As always MoneySavingExpert.com ranks…
-
Alliance and Leicester/Santander Pending payments
I have had a problem this month with Santander..online account. I have had an available balance and an actual balance which differed by approx. £350 The available balance was £350 less than actual. This was like it for approx. 8 days and included the bank holiday. It was as if there was a pending payment but I had nothing…
-
Lloyds TSB Classic Plus Current Account
We're thinking of getting a new current account with a bank other than the HSBC (don't ask) and were planning on moving to the RBS although I've heard that they are planning to scrap interest on their current account. However the Lloyds TSB Classic Plus sounds better with 2.5% on balances up to £2500. We're unlikely to…
-
Business Bank Account
Hey I'm setting up a limited company and require a business bank account - I really don't know where to start. Does anyone have any recommendations? Many thanks:beer:
-
Switching to Halifax Reward but just doing it for the cash
So I'm thinking about switching to a Halifax Reward current account because I can get £50 from Halifax plus £50 cashback from Topcashback. However, Halifax say you have to pay your salary into the new account, switch all your direct debits and standing orders and other "regular credits" and "regular payments". All of that…
-
Bank transfer gone wrong?
Hi, my husband and myself run a small company and recently had another company transfer a substantial amount of money into our business account.... but it hasn't arrived :( The money was transferred from Natwest into our Lloyds TSB account 8 days ago. We have had similar transactions from the same company in the past that…
-
Building credit rating while living abroad
We're currently living in Bahrain and have done so for 8 years having severed any financial ties in the UK. We did not own property there and closed our bank accounts when we left the UK back in 2002. We left the country debt free and we are planning on returning in the near future. We are planning to rent a house at first…
-
Direct Debit Guarantee Claim - do I have one in this case?
Hello all, First post so please be gentle! Mrs. X was married to Mr. X until 2001, they had a joint Current Account with Natwest. Upon their separation Mr X. opened up new a current account with another bank, and Mrs. X converted the Natwest current account into her sole name by contacting the bank. Mrs. X subsequently…
-
Not sure which bank account to go for.
I want to just keep an account to put money away just to keep over the years for a rainy rainy day. Every mont putting in 50 - 100 pounds maybe. It is either between the Barclays current account plus and Barclays bank account http://www.barclays.co.uk/Currentaccounts/Keepitsimple/BarclaysBankAccount/P1242557963758…
-
Santander still waiting to find out
I have an overdraft on my account which I use, But it is now credit , overdraft due to expire 1 oct , not heard if they will be renewing or amending etc, last year they advised middle of August that would be lowered. Been to bank and have rung customer services but they cannot tell me anything, the advisor on the phone…
-
bank day 12.00 to 01.30 am
Last week Tuesday the day after the Monday bank holiday I had to put some money in my bank to cover direct debits which where due to be paid I deposited enough funds to cover all out goings and thought nothing more until I received a letter stating that one of my direct debits had been unpaid due to insufficient funds in…
-
Refused Lloydstsb Classic - will they upgrade?
Hi, I applied for the Lloydstsb classic bank acc. got a bad letter today say sorry cant offer me this. but have set up a 'Cash card account' inc.visa debit. They already setup my sort codes just need to take i.d. to branch. I wasnt gonna bother coz looks too basic like can only use their ATMs and stuff (tho theres at end…
