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Can I charge my bank??
Here the problem: Went to pay an overdraft I had forgotten about with RBS. Paid them £1800 but the person on the other end put it through twice. So I rang them up and they promised to reverse it. That was 1st September. Now 5 days down the line and still not sign of my money. On phone to them now but technically could I…
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Two Bank Accounts with Overdrafts - Can I Transfer One of them
Hi there, Once again, HSBC have made me realise why I hate them so much, and why I tried to move to a different bank... they have informed me that they are charging me £120 for going over my overdraft limit. The thing is, I tried to close down my account with HSBC and have my overdraft transferred to Natwest. For some…
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Closed Bank Accounts
Hi All, Could anyone advise me as to if it is possible to request statements from a currant / savings account that has been closed down? Many thanks MmeC
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Halifax 50.00 Cashback + 50.00 Switching Bonus From Halifax
Not seen this posted, :o thought it may help someone who was considering opening a Halifax Reward Account. :) http://www.topcashback.co.uk/halifax-current-account/ New Switch - Halifax Reward Current Account £50.00 Cashback Plus receive a £50 bonus directly from Halifax for switching "Expires on the 30th September"
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help with cheque lost by bank
We paid a cheque in to tesco savings account through our local store the cheque was for £1500 on the 23 aug on the 25th it showed on our account. On the 31st aug it was deducted again, 2nd sept letter arrives telling us they are sorry but they have lost the cheque and deducted the monies from our account , and that we…
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Barclays Wealth... Any good?
Hi, I've been reading this forum for months, but only just joined today :T. I'm thinking of joining Barclays Wealth (opening an account with them, etc.). I just wanted to know what their service is like... Could anyone tell me if they have used them/work for them and what they think of BW? I would really appreciate any…
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Why can't I get a Current Account with RBS?
Good afternoon all, My bank recently contacted me about upgrading my "Key Account" that I've held with them for the past 4 years or so and as a result of that I had an in-branch meeting with one of their advisors who said that their "Royalties Gold" account would be perfect for me. As a result of this meeting I decided to…
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Rainy day savings accounts - advice welcome
Hi all, Hope someone can advise me. I currently have three bank accounts with Lloyds TSB - a current account, savings account and an ISA. My salary is paid into my current account, after all outgoings (rent, bills etc) I have two monthly standing order set up to transfer savings to the other two accounts. I don't touch…
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Cahoot
Anyone else having probelms logging into Cahoot this morning?
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Up to 8%, but don't bother... Really ?
Martin's Post: HSBC Regular Saver pays 8% AER if you have its Premier, Plus, Graduate Plus or Passport current accounts, yet the rate is diminished as all of these charge a monthly subscription fee. You can also get 4% if you're a Current Account or Graduate Account customer, yet here, the benefit is unlikely to outweight…
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Grad Banking help - Q's about Santander/Halifax/Lloyds tsb/barclays
Hi there, I'm a recent graduate and i've been wondering about what i should do with my new wages *hurray* I currently have a student account with Barclays but I've been reading on about accounts on here and was wondering if i should do the halifax/santander/lloyds tsb switcheroo, having my wages paid into barclays then…
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Can you change Graduate accounts if you are unemployed?
Hi, I graduated in 2008 (just about:T) and haven't been able to work due to long term illness. However, I am with the dreaded HSBC...when I first signed up, it was under the promise of a three year interest free overdraft (£500 in the third year of graduating). Like many people have been shocked to discover, in July they…
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Switching to Santander - questions
Looking to switch to Santander (to take advantage of the 10% mortgage deposit option) but have a few questions - wondered if anyone has any experience?? 1: If I use the 'switching' option (where they move all my Direct Debits) can I choose which ones they switch? I'd like to use my current Natwest account as my private ne…
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Nationwide FlexAccount (CashCard+) - Paying Wage/Roll Number
Got the CashCard+, being using it a month or so now, great little card, so glad to not use Halifax no more! Used CashCard+ everywhere! Anyway, I want my wage to go into this account now, so changed them over in time for next payday! We can do it ourselves at work, just log onto peoplesoft and click update bank details. So…
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Alliance & Leicester (Santander) = abysmal!
I’d like to know if anyone else has been receiving an outrageously bad service from Alliance & Leicester, particularly in the last few months when they became fully integrated into Santander? I’ll post my tale in a separate posting below
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Download Statement Corrupt Information From A&L
Is anyone else having problems when downloading statements from A&L website in Microsoft Money format. I have been trying to download my August statements for 2 days and all I get is a message saying the downloaded file contains corrupt information and will not go into MS Money. I have messaged A&L but so far have had no…
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Problem with student account
I'm starting university in September so have recently been looking to open a student account. I'd been recommended to go with HSBC by my mum and a couple of friends, so I went into my local branch and asked to open an account. As it seems is normal with opening an account they immediately get the ball rolling and I had an…
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Santander Current Acc Offer Does Martin Lewis mean?????????
One slight downside is that anyone who has held an Alliance & Leicester, Santander (Abbey) or Cahoot account in the previous three months cannot get the bonus, as all are now part of the Santander banking group. Hi is ML referring to current accounts NOT savings accounts?
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Bank borrows money from me
When I fill my aircraft from an automatic fuel dispenser at my local airfield and use a debit card I have to punch into the machine the maximum amount of fuel I require, e.g. £50, £150 etc. When I check my online bank account I find that my account has been debitted with the maximum amount for about 4 or 5 days and then…
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Looking to open a basic bank account.
Hi everyone, I am looking to open a basic bank account to enable me to use the direct debit function, and also so that when I find a job eventually I will have an account that I can have wages paid into. I am 18 years old and recently finished school. I have a part time job (if you could even call it that) helping my…
