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Value Added Accounts - What's the best?
Hiya all! I currently have a Lloyds TSB Premier account and it costs £17 per month for it. It is a joint account also so we are both covered. Are there any other accounts out there that still offer the mobile phone insurance, card protection, AA cover with homestart, worldwide travel insurance and an interest free…
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petition againt nationwide overseas harges
http://www.petition.co.uk/nationwide-foreign-charges if we all try we can bring about a change please sign
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Refused In Credit Santander Account
Hi guys, recently I applied online for a In Credit account to take benefit from the £100 incentive only to find out I was refused the account. Thinking about it I know where I went wrong, I included in the application that my earnings meet the minimum threshold but I did not tick the option to declare my earnings would…
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Barclays instant access to cheques
Does anyone know how the Barclays instant access feature works when you pay in cheques? It says on their website that when you pay in a cheque you can get instant access to the funds without waiting for it to clear, but how exactly does it work? Do you need to request the service at the time you pay the cheque in?
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A&L faster payments not fast anymore?
Since the changeover to Santander I can no longer make faster payments to my Lloyds account-it goes by BACS instead and takes 3 days.Is it the same for everyone?
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Alliance and Leicester transferred accts screw up
I have an acct with A&L which is now Santander. They have kept my acct number but I have a new sort code as Abbey customers have the same acct no's. So I paid 2 chq's in at the branch on 24/08 and was told it would take 5 days to clear (is this 2010?) The chq should have cleared by 31/08 but no money was showing in my…
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Banks can take your savings?
I'm in a complete quandary. I saw on yesterday's news that banks can take any savings you have to pay bills or reduce your overdraft and they don't even have to tell you? When I bought this house 5 months ago I took out a slightly larger mortgage than was needed to buy the house (but still a smaller mortgage by £28k than I…
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Urgent help with bank situation..overdrawn
Good day I have a business bank account overdrawn by £4500 and have been paying in irregularly about £150 when i can. Still outstanding £4300. The bank has asked for the money back or they take the legal route. They want at least £2000 by Monday. I have no money left, no savings and am also behind in rent both at home and…
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Is it easy to setup another bank account?
Basically I want another bank account to use to save money up and use for random purchases I want to buy, some large items(New Computer) & smaller ones(Computer Games). I already have a bank account with Barclays but would like another account to transfer funds each month from my wages which are kept in a separate account…
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Name Removal on Joint Bank Account
Hi, I seem to have the reverse of a problem that most posts of this nature are about. I ran up a debt on an overdraft facility on my personal current account. After I got married, my wife and I decided that this should be our joint account, so we added her name to it. After a lot of other problems I am now dealing with my…
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Santander Bank £100 Account Offer Expiry Date?
Hi Do you know when this offer expires?
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To Santander or not to Santander?
That is the question. I'm currently looking at opening an ISA, Current Account, a Regular Savings Account, and maybe even a Savings Account with Santander because they are all top rates. But I see they get hammered in terms of complaints and customer service, I'm concerned because I'll be going away soon for at least 1…
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RBS Key Account upgrade time
Hi all i have had a Key Account with RBS for 2 months ago and have managed it well, i.e few D/D and never any failed payments. I have 2 defaults on my credit file and am currently paying back every penny i owe. Tried to apply for the full current account online last week with no success does anyone have any experience with…
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Living for a month off £100
For the rest of September my budget is quite tight (£100). I've covered direct debits, rent and my bus pass already, and my father has said he will cover an emergency if one crops up. Essentially I need to know (if it's possible to) how to make it though the month on the £100 for consumables (preferably including buying…
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HELP Halifax have frozen my account for no reason :-(
Hi I paid in a cheque for £3000 into my halifax account and today I got a letter saying they are freezing my account and I must go into the nearest branch with proof of ID and a recoginsed form of address verification. Anyone ever heard of this before? It also goes on to say if I don't supply this information within 60…
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Wedding woes and budgeting and savings and accounts..
Our joint income is 3k a month, we have two seperate current accounts and no debts. Out goings is probably 1.5k a month. At the moment, we will need to start 'saving' for our Wedding next year, need roughly about 6k, I have no idea where to start. Do we open up a joint savings account or a current one? I did think about…
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Santander/A+L overdraft being cut by two thirds
Hello I've posted about this before, however, now I've actually managed to get somewhere. To recap, I transferred my Natwest current account (OD limit £2400) to the Alliance + Leicester about a year ago, with a deal that they'd match the old overdraft limit. Now I've received a letter saying that they're cutting the limit…
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Should the refund be in on account?
Hi, I took a top back 27/08 a refund was done back on to my visa card. It is still not showing on my account I though with the bank holiday might delay it but only by a day. Do I go to the shop or contact my bank? Thank you for any advice x
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ATM question
Hi, I arrived at a cash point with my toddler, and before I pressed anything at all or inserted my card, he reached up and pressed the enter button. The machine then asked if I wanted to make an emergency transaction, I can't remember the exact wording but it definitely included the word 'emergency'. What does this mean?…
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Lloyds TSB sales people
I was invited to have a chat with my bank today. Let's go back a few months when I first deposited some money with them. They called me in and suggested an easySaver was my best option. When I later checked on line I found a eSaver was much better so I switched. My salesperson today said that he couldn't recommend the…
