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Direct Debit
Hey, I had a quarterly direct debit setup to pay a bill. For the first quarter I paid the money via faster payments transfer (as previously arranged) but then the company went ahead and debit my account via dd. I was charged £35.00 as I didn't have money in the account to pay a second time as I wasn't expecting to be…
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posted in error
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going around in circles..need new account
my local bank hsbc has closed down it holds all my bills etc which are all paid online however i do get money in cash and cheques via my avon and another ad hoc job i do..now i really don't want a 3 mile trip with 2 toddlers in tow just to pay this in! I opened up a barcley savings account today but just realsied i can not…
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RBS blocked access to my account because I owed money on another account
Yesterday evening I went to the fuel station to get some fuel and pay on my card as I normally would. I was told my card had been declined I was then told that unless I could pay for the fuel they would have me arrested for theft. It turns out that because I owe money in my savings account 112 to be exact this has been…
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Bank of Scotland Debit Card
Hi hope someone can answer for me. I've just applied for a Bank Of Scotland Reward account, but I was wondering do BOS have the 2 tier debit card system like Natwest and RBS, or will all their visa debit cards be full visa debit cards?
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HSBC mixed cash/cheque deposits
I paid in some cash and cheques at HSBC today, all on the one paying-in slip. Previously they would both show on the following day, unless you used two paying-in slips. Checked my account and it shows CASH IN AT 40xxxx already. Looked back and they now seem to show what you've paid in on the statement, e.g. CHQ IN AT…
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Just a quick question about available balance
Hi i have a lloyds bank account and am confused if this is an error or not , i have a balance of £401 and my available balance says £606 i have a £760 pound overdraft so my available balance should say £1161 , i know the available balance can say whats going out of your account if you have paid on your card , but i have…
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Banking....a bit lost?!
Hello. I currently bank with Natwest / Abbey / Alliance and Leicester. I have my personal finances with Natwest, in the form of a current account and cash ISA; the account from which my direct debits go out with Abbey; and my business affairs with A&L. For the most part, the Abbey and A&L accounts work well. My only…
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How to Bank when Travelling?
I currently bank with Barclays, but next Spring will be travelling for several months across Europe. I have online banking however, I plan to earn money along the way and would like to pay this into an account. I have checked with the Barclays Alliance and can use these cash machines to withdraw free of charge: * France…
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How long does a refund back onto a card take?
Paid for an item using my Alliance and Leicester debit card, They refunded me yesterday back onto my card, the girl said it would take a couple of days, Santander said 10 working days, quite a difference really. Add to that my card has since been cancelled but they wanted the original card I apid with
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MSE News: HSBC to dispense more £5 notes
This is the discussion thread for the following MSE News Story: "It will soon have fivers in 10% of its ATMs, in part of a wider banking move to up the supply of such notes ..." Read the full story: HSBC to dispense more £5 notes
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Budgeting - Checking you bank daily
As you can tell from my signature & name, I got myself into a pickle and now I am working myself out of it via a budget and keeping myself upto date. In times past I would goto my bank and just withdraw cash and use that. Blind. If I had money in my pocket it would be burning a hole there. I now check my bank daily making…
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Barclays or HSBC
I'm looking at opening an account with of these to use for all my DD and bill payments, standing orders etc, basically my working account and where I'll have my wages paid into . But I'm unsure of which to go for? Amy help. Thank you.
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Signing Over Bank Account.
Hi, I hope I have the right place to post this, I wasn't sure if I should maybe try a Consumer Rights forum but as I have found invaluable info searching these forums I thought it would be worth a try. In June I signed forms to switch a joint bank account into my own name. As far as I was concerned the job was done and…
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Are Barclays Call Centres Open 24 A Day? Or have they just found a new way to...
...rig in a !!!! load of extra cash from unsuspecting customers. I just called up Barclays to talk to someone regarding a little problem. (I didn't notice it was 2 in the morning! :O) The problem is, when I called telephone banking and pressed * to be connected to an operator, the phone began to ring like the offices were…
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LLoyds Vantage accounts
I have seen suggestions here that you can open 3 Vantage accounts at Lloyds - to take advantage of the 4% interest rate on balances between 5k and 7K. If so, is it allowed to set these up to "circulate" a £1000 payment around the accounts? Is anyone actually doing this??
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Santander £100 and Students
My main account is at Nationwide which have decided to stuff members with their oversees usage fees and pay an amazing 0% interest! Anyway, I was thinking of moving accounts and have seen the Santandar £100 offer. Now, I know what your going to say 'Santandar is the devil' however I have my ISA + main savings + Home saver…
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How do Fraudsters get your bank details
I spoke to Natwest today who told me that an attempt had been made on my card to test the card for 1p. Apparently Fraudsters do this to see if the account works. The charge came from Carphonewarehouse and I've never used carphonewarehouse. Natwest stopped the card and as far as I am aware there are no major problems, but…
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Halifax Rewards..
Halifax are introducing another benefit to the current Rewards Programme.. Put simply.. * Eligible customers will receive an additional 0.2% on the ISA Direct Reward (2.8%), benefit from unlimited withdrawals, and open the account with £1. More details to follow...
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Lloyds TSB Silver Gold Platinum Premier Current Account Rip-off
Lloyds TSB have just announced that from December 2010 it will: 1. Charge £5 per month if an arranged overdraft is used, in addition to any monthly account fee and overdraft interest; 2. Will stop paying interest on credit balances (okay, can change to Vantage but lose benefit of no value added fee for a minimum balance).…
