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Halifax Faster Payments broken today?
Anyone else finding that Halifax are not sending faster payments today?
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bank mistake
hi all , im new around here so if this is in the wrong place sorry, ok i had 2 accounts with yorkshire bank one, a savings one and a premium one , my wage went into my savings and because i couldnt set DD out of the savings they were coming out of my permium one, i got sick of transferring money over monthly so i decided…
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Refused Halifax student account!
Just got refused for a Halifax student account! Phoned them, they said check experian credit report which I did- exemplary! No problems on the credit report. Not even any record of them having done a search! I do however have loads of settled accounts and over £30,000 of available credit. Some of my credit cards have a…
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Failed DDs
A DD went from my account with Natwest today, taking the balance over my overdraft limit. As soon as I noticed this (about midday) I transfered some money into the account thus (theoretically!) so that there was sufficient funds in the account. How soon will can I tell whether the DD has been bounced ?
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Was I right to question this?
Whilst driving to work my mobile rang - I ignored it so a voicemail was left stating caller was "from the Bank" and asking for me to call back on on 0845 number asap. Again, I ignored this until I could make the call from work (where my number is withheld on outbound calls) as I felt it unusual for any financial…
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secure trust bank??
Hi there This is my first post on the forums so please bear with me! Me and my hubs are in the process of entering into a DMP.We have been advised to open a bank acct with a bank we owe no credit to. One of the companies thatI contacted whilst we were taking financial advice referred us to secure trust bank for their basic…
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Cancelling direct debit implications?
Hiya, I wonder if any of you could help me? I've tried to cancel my experian report direct debit (£6.99) a month but i cant for some reason. If i cancel the direct debit (online banking) will they charge me/fine me? Or will they just send me letter/email saying thanks rejoin when you like etc!! Ive had it a year and used…
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Post Dated Cheques
legal or not in the UK? link to info if possible please
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Internet Scam re Santander Account
I found a teeth whitening product, Super Pro White on the MSN website. For the price of the postage, 2.55 GBP, I was to receive a free sample. The sample came. It was sent by a postal fulfilment company and there was no paperwork in the package. 11 days later 57.64 GBP were removed from my account by the same company. I…
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Bank Accounts for New Arrivals in UK
Hi, Could anyone here help us with a problem? I have been a good customer of Abbey National / Santander for nearly 20 years, but when I asked them to add my Hungarian wife as a joint holder they turned her down on the grounds that she has not got any credit history in the UK. This has been very upsetting for her and has…
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Recommend a first time account (with freebies!!?) for a just starting work teenager
Hi All! Friends son is 16 & lucky enough to start his apprenticeship next month, so where is best place for him to open an account! Anything that gives any extras would be good! Thanks in advance!! VB
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Nationwide Changes to Overseas Transactions Charges
A note to anyone with Nationwide current account that make use of them abroad - the charges are changing! Previously they charged a flat 1% for using your debit card to purchase say something in a shop, and no direct charge for cash widthdraws. However they are shortly changing this to 2% for transactions, and 2% + £1 for…
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any great deals for opening a 2nd account?
Hi I'd like to open a 2nd bank account as I'm about to become a landlady and wish to keep my details separated. I wondered if there are any that are offering cash/special deals atm so I can make the most of it... Thanks for your help :-D C
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Santander/A&L cut off times?
Q Does anyone know the exact time in the evening when one 'working' day goes into the next at this bank? I made Faster Payments TO both these banks at 8.15pm last night and although immediately reflected in the 'summary' balances (i.e. received straight away) the credits are only being applied with today's date. Different…
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2nd Bank Account
Hi Myself and the wife have a current account with First Direct. We want a 2nd account that we can use for things like Christmas and birthday spending that is totally seperate. First Direct won't give us one unless we are going to fund it every month which we are NOT! Where else can we get one?? Do not want an account with…
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Debit Card Error in my favour?
Hi Guys- Can someone clarify something for me? I paid for euros which I have received from a foreign currency company online. I used a visa debit card and then checked my online banking to make sure the payment had come out. The available balance was reduced to correspond with the amount I had paid to this company. Then, I…
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Halifax deposit vanished
I opened a bank account with halifax and was finally allowed to make my initial deposit this weekend. Money showed in halifax but has now vanished again. Is this normal behaviour for halifax that will sort itself out or is it something I need to chase up pronto?
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Cheque clearing Questions.
Hi all, I have lodged a cheque for the value of £38,811.86 into my AIB account and it has been 4 days since, i checked my account online and it said i only had the 86p. Is this a fault or is this generally what happens whilst a cheque is clearing? Many Thanks Ed
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Fraudulant Payment
I have today discovered that a compnay called AGL Lunch Time Profit have requested a payment of £97 from my bank account. My bank are investigating this as fraud since I have never heard of this company and have not authorised this payment. I cannot find them listed on the internet, is there any way of finding the company…
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Co operative bank and the worst day ever...
Hi All, First up, normally browse the site from time to time and have found some stuff useful, but after whats been happening the past few days, I wanted to put together a post and see if anyone has any words of advice! As a bit of background, I am 28, going through a divorce, my partner and I seperated a few months ago so…
