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LTSB Classic Account decline - what would happen next?
I am thinking of opening a LTSB current accuont. If I get declined for a LTSB Classic Account, would the staff/computer software automatically open a Cash Account? For example, Barclays have this kind of procedure. For example, if customer doesn't qualify for a Barclays Bank Account, the computer/software will…
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can i get out of paying the fee's
I had a letter from Barclays bank this morning saying since i went £1.14 overdrawn on august 21st this sum was covered by funds cleared the next day, they now are charging me £22.00. Ok i know i went overdrawn but this has happened in the past ( not regular) and as long as i didnt go over £5 they never charged me before. i…
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Money transfers from foreign accounts
Hi I was hoping I could get some advice on this: I’m selling a 2nd hand vinyl to a friend in Germany. Normally I use PayPal, but to save myself the PayPal middleman fee I’m going to get him to transfer it to me Via IBAN and SWIFT codes. My question is; will I have to pay tax on the money transfers? The amount of money is…
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Telling bank you're away
I'm off to Belfast for the BH weekend and wondered if I'd need to let my bank know so they allow any payments through. I have to tell them when I'm travelling in Europe and Worldwide, but thought with Belfast being in the UK I wouldn't need to worry.
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Natwest - reclaim bank charges/payplan and court forms for Loan Help?
Firstly apologies if this isn't in the right area, new to here and in need of some advice and assistance. As you can probably tell by the title my situation and query is a little complex so will try and explain as best I can. In financial difficulties and have tried to be as good as possible by following advice previously…
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Using authorised overdraft- does it affect credit rating?
Me and hubby have both had to dip into overdrafts this month due to loads of unexpected family expenses. Neither of us really use our overdrafts, and have only used some of the authorised limit but i just wondered whether it would affect our credit rating? I need to apply for a 0% card soon for a balance transfer and…
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Adding someone onto an existing bank account
Hi My partner and I are looking to have a joint bank account. He has an existing account with HSBC and is very happy with them whereas I am with Barclays and am unhappy (to put it mildly!) Can my OH add me on to his bank account and transfer my wages/dd's etc over or would we have to start a brand new account? Sorry if…
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Lost Cheque
Two months ago, I banked in a chque at a local Barclays Branch. The money did not arrive though after a week. So I called up telephone banking and complained. 4 weeks later, nothing happened, so I called again and this time, the guy on the other side of the phone credited my account with the money (over 1000 pounds)…
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7447% Profit !
I have a basic bank account with HBOS that I use for direct debits . BT phone bill was due this week , so I transfered money into the account waaay ahead of the scheduled date. Turns out I didn't transfer enough , I read the bill as being £62.47 , so I put £63 into the account. Turns out the dd was for £63.47 , so bank…
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Regular transfers from Ireland (south) to UK
Just at the planning stages at moment. My wife will be returning to Ireland to work in the near future,i will also be moving over their at a later date.She will need to transfer money over to UK on a regular basis to help pay bills,mortgage ect.We are looking at a cost effective way of transfering funds. At the moment she…
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Halifax Bank charges help
Hi guys, Just wondering if someone could help me. Ive had a direct debit go out of my account this morning which has taken me 5p over my overdraft limit. Theyve paid it and now are going to charge me £35 for going over. Theyve said if i pay it in today theyll not charge me £28 for it being a unauthorised payment or…
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02 Money - bank account
Morning everyone, What are everyones initials opinions on the new 02 money account? Thanks Susanna
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Nationwide internet banking problems
Anyone having problems with Nationwide internet banking at the moment. I've been with them for more than 5 years and never had a problem before but in the last few weeks i've had some problems checking my account balance online.. It just tells me there is an error for the flex account, but esavings is fine. They are…
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RBS Student Account with interest-free overdraft, how long can I be in the negative?
I am a student having recently graduated from University, I have an agreed interest-free overdraft of £1200. I'm currently looking for work and have been for the last couple of months, and claiming Jobseeker's Allowance. My bank balance is currently -£600, it gets topped up a bit every 2 weeks with the benefits but is…
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Which bank account??
:huh: I am so confused at the moment and really hope someone can help me out. Ok I'm a student at the moment about to go into my final year and money is tight at the moment because I'm moving house (so deposits are required etc). I've got a student account with an overdraft of £1500 but I'm currently employed so the amount…
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Nationwide - Overseas Charging?
Sorry if I'm way behind the times, I havent been abroad this year yet but I'm going to Greece in a couple of weeks, my mum seems to reckon Nationwide have stopped free overseas cash withdrawals? I've googled this but its all just articles from a few months back saying they are considering charging. So will using my…
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RBS Student Overdraft help!!
Hi, I am in my 3rd year of university (of 5 years). Never applied for a student account before - though I have a Halifax Reward account and Halifax One, registered on electoral roll etc. Recently as I'm running a bit low on cash, so decided to apply for the RBS Student account, around 10 Aug. Got a mail a few days later,…
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Paid every 4 weeks
We are a one income family at the moment and it arrives every 4 weeks. I find this really awkward to manage rather than a set "pay day". The DD's come out mostly on the 15th but some refuse to be moved so it is hard to keep track........or am I just looking for excuses that is ;) a possibility!
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RBS IP Current Account
Just got a few questions about a recent application I made for the Interest Paying Current Account. I am already an existing account holder but decided to apply for another one for spending. I was recently given an overdraft on my existing account and thought I'd try for one on the new one too. At the end of the…
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Do Charges Apply To The Natwest Adapt Card Abroad?
My daughter has an Adapt card. Do Natwest charge this card if used abroad like it does the debit card? She is going to Turkey.
