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Natwest Charges
Hello all. I'm sure this question has been posted before but I cannot for the life of me find it, so please excuse me if I'm repeating what you've seen 50 times over :rolleyes: About a month ago my account accidentally went overdrawn (I dont have an authorised overdraft - don't normally need it). It was only by a few…
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Natwest Student/Graduate account back to a student again?
Hi I had a Natwest student account which was changed to a graduate account upon graduating in 2008. I am however going back to uni in October for a Masters part time. Therefore since I'm becoming a student again can I revert back to my student account status? I know it's a long shot but it would help with the paying back…
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Halifax correspondence address
Hi, i live in a converted house where i have to shre a mailbox with 7 other flats, does anyone know if its possible to setup a correspondence address on a halifax bank account so i can send mail to my business address instead, i have this setup with natwest and was hoping halifax can do it too. Thanks
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Quick Faster Payments Query
Morning all, Can anyone tell me if the faster payments system operates at weekends? I ask because I've got my current account with A&L but my direct debits come out of my Natwest joint account, yesterday (about 1pm) transferred £200 from A&L to cover DD's due out on Tuesday from Natwest. Normally (or maybe fortunately) the…
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wheres my money gone?
I ordered some electrical goods on-line with the co-op electrical but unknwon to me at the time my bank had put a fraud prevention stop on my debit card as I had been making a few purchases, (they didnt have my new phone number so had to write and tell me) so as I couldnt pay on-line for the goods I range the co-op and got…
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How to pay in cheque payable to me to my dad's bank account
hi, I do not have a bank account, and am currently unable to get one, however, i have a cheque for £5800 that I need to cash. I signed the back, and gave it to my dad to deposit into his bank (HSBC), which he went to the hsbc branch and put it in the drop box, and the next day the cheque is returned in the mail with the…
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Credit unions to bail out banks
I have just received a letter from my Credit Union informing me that the Government are asking Credit Unions to a levy to compensate for the failure of five UK banks. The share for my Credit Union is £75,000 or £25 per person. The CU has said that this would mean that no dividends would be paid to savers for 3 years if…
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Natwest - concept of "Home Branch" still applies?
Hello, Yesterday I was in a Natwest queue, and the person in front of me was requesting for an increased overdraft. I heard along the lines, "We can't do it here as you are not approved for it. If you really want to try you have to do it at your home branch." That got me surprised. Is there really still a concept of Home…
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Please suggest me a bank and merchant account
Hey guys, I recently incorporated a company in UK and need a business current bank account.My annual turnover would be very low.Further i would like to inform that i am an Indian citizen and reside in India. My company will be accepting payments via paypal and credit cards.Basically i am interested in a bank which has good…
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unable to meet minimum funding A&L
Hi, I've got 2 A & L premier direct current accounts, 1 joint and 1 personal. At the moment my personal 1 is funded with about £700 a month but I'm on Maternity leave now and my income is dropping so I won't be able to pay in £500 a month. Don't fancy being charged for underfunding (and don't want to close account, have…
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Worst Banks/Building Societys tv ads
Please post them here 1st Hsbc goft ad http://www.youtube.com/watch?v=GHuO6qmiSgg
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Halifax Ultimate Reward Account
Hi, is the Halifax Ultimate Reward account a 12 month contract or a rolling monthly contract? Doesn't seem to specify on their website. Thanks in advance.
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Barclays collections/proving I cancelled a card protection plan
Oh dear, what have I done :( From 1992 to 2008 I had a Barclays current account. I never went a penny over any overdraft limit, always advised them of changes of address, have had loans and a Barclaycard and always paid every penny on time. In January 2007 I became a mature student. I contacted Barclays and asked for my…
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Setting up a joint current account - which one?
Hi all I live with my partner and we own our home (mortgage). We're not married, but we'd still both like to have a joint account to pay the groceries with (it'll stop those "it's your turn to buy the shopping" arguements!) We'd look to pay in around £150 each a month, but I don't really know what account to go for. Do I…
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Halifax Account - Tax on Reward Question
Just wondering where you declare the reward payment on a tax return or other HMRC forms? Does it come under interest? Also, do Halifax provide a section 975 certificate for this account every year?
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young person account 17 years old
My son will be 17 next month - he seems to be in libo land. He's had a letter from the halifax to say he is no longer a child , and his account will revert to an ordinary saver at 0.1 % !!!!!!!!!!!, yet , when I want to open a new easy (telephone) account with BM, he has to have a linked current account. (Which he does not…
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Unexpected NatWest Maintenance Charge
I've just been online to check the pre-advice of charges and interest on my NatWest current account (charging period 22 July to 23 August, chrages payable on 11 September), and found that in addition to the expected interest and monthly charge for an Advantage Gold account, they are also planning to levy a £28 Maintenance…
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What is the problem with 'high-risk area' Home Branch???
Hi all, I'm getting alot of frustration from Lloyds TSB recently... I have been with them for some time and found their service to be good generally. However, I need my July/August bank statement urgently and it seems to be taking forever to arrive... I called them up, went down to the branch to ask if I could get them to…
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Has enough of the Halifax, any other recs?
Halifax has closed my local branch and the nearest one is very awkward to get to, plus their customer service has really gone down hill although I do like their online banking as its very easy to use and I can see all our dofferent accounts etc Has anyone got any recommendations for bank accounts? Nearby I have Natwest…
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Smile overdraft reduced!! any advice/experiences??
Smile have just kindly let my other half know his agreed overdraft facility has been reduced by £800 with just under a months notice :eek: He's currently completing the end of his masters degree with no possible job in sight (he's a building surveyor and the job situation in construction is dire....). As such he has no…
