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Advice about joint account
My partner and I have recently purchased our first home. We both have personal accounts, one with Abbey and one with Natwest. We would like keep our own individual accounts, but also set up join account where we can manage all our bills from. Do you think it would be easier to set one up with one of our current banks, or…
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Crdit Score OK
But Failed on references I fell ill a few years ago, lost my job, kicked off disability benefits - offered now retraining - and now on the scrap heap of long term unemployed So decided to start my own business, tried to open a business account with HSBC and was told my credit score is acceptable but my references from…
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Savings account for non-residents?
Can anyone advise me where I can open an account as a non-resident?
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Cater Allen - Complete idiots.
I phoned CA to establish the procedure to change my address - simple, just write to us they said. So I did. Two weeks later I called them again to check they had received my letter; they had. However, someone was supposed to call me to establish my identity and until that could be done my address wouldn't be amended - they…
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Top number and bottom number
Sorry if this is an awful question but I have been trawling the internet! When I go to the ATM, what does the top number mean and what does the bottom mean? Thankyou!
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Natwest - am I in time to cancel a S/O for 1 Sep?
Hello, I want to cancel a Standing Order which is due to leave my account on 1 September. Will I still be in time to do so? It says "standing orders for the next 3 business days will still be paid..." in online banking. If it isn't on time - can I call them up and cancel? Thanks!
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HSBC are closing my account - HELP!!
Just got home from work to a letter from HSBC saying that they are going to close my account. I had an unpaid DD last week (I paid funds in the same day it was requested) and as this is the third failed DD (all similar circumstances) they were closing my account. My account now has plenty of cash (well, not plenty - but…
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Lloyds TSB overdraft
I've got a Lloyds TSB account which my wages from my part-time job are paid into. Usually, the wages go into the account, and the next day I just transfer the money to my HSBC account. I'm switching everything to Lloyds TSB and applied for an overdraft online a few weeks ago and also today, both said ''I'm sorry, your…
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HSBC exchange rate between uk bank accounts
Hello I have received on my HSBC basic account the following transaction: in July CR ECOTEC LLP - £5886.72 I have been notified that ECOTEC who has made transfer in Euros not pounds: ""Pre-Financing Payment of €6800.00 has been authorised and paid on the 27th July 2009"" this is my grant for teahcing in france. so the…
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Bank Confusion Question, Halifax and Natwest?
Hi sorry if this sounds like a dumb question but i always get confused about this. Are Halifax and Natwest one and the same? i mean under the Government covering out first £50k in one institution are they classed as the same? Thanks
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Deposit cash at a different bank?
Hey, this may be a silly question, but as a Nationwide user, can I deposit cash into my flexaccount at a different bank or at the Post Office? I ask because our local Nationwide branch has closed and it's a pain to get to the nearest branch just to deposit some cash. I'm guessing the answer is no but I just wanted to…
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Choosing a new current account
I have come to the end of my first year with an Alliance and Leicester Direct Premier current account. Therefore the interest rate has fallen very low. I therefore want to change my current account. However, the best current account at the moment is still the account I already have. I can open a new account with A & L but…
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How long does it take for a cheque to clear when you cash it in at the post office?
I usually pay my cheques in to my local Barclay's bank but I've recently paid in a cheque at my local post office instead. I was wondering if it will take the cheque longer to clear as I have not paid it directly to a branch of Barclay's. If it is longer, then how much longer should I expect? Thanks
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New VISA card
Good Morning All, DUPLICATE THREAD.... Sorry :o Just thought I should post a few pics of the new card that VISA are piloting. Basically the numbers are the equivalent to the little "calculator" that you get with Barclays / Natwest. To combat fraud everytime you complete a CNP "Customer not present" transaction you will be…
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Help with bank account
Yesterday I went and paid a cheque into my account, today when checking my online-banking I noticed the cheque wasn't in the money in section but in the money out section in cash. I only paid it in yesterday and haven't used the account since. What should I do?
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Changing US$ to GB£
Anybody got an opinion on which Bureau de Change or bank is presently the most economical place to change dollars (in cash) to £ sterling?? Tks in advance for any help
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Please help Lloyds TSB charges
Hi im writing this on behalf of my cousin but i was hoping for some advice on what to do. He has got an account with Lloyds TSB, with a £250 overdraft. He went overdrawn (over his overdraft) by about £240, about 3 weeks ago and is being charged £20 per day. He has spoken to staff and was told he could pay £40 per month…
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Bank Charges notification query, can anyone help?
Hi all, Quick question. I awoke today to find £76 of my currently very limited income taken away from my natwest current account. First I have heard of this! it was labeled as charges so I called them to find out whats what. apparently on the 10th and 15th august two direct debits bounced due to insufficient funds - fair…
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Advice needed urgently
Hello All I am in desperate need of advise regarding my Lloyds current account. Around 18 months ago I went less than £8 overdrawn and I went into my branch to discuss the matter. I had lost my job and seriously had no cash to pay the Charges (£35). My branch told me they would freeze my account and not to worry. I then…
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Abbey
Hi, I applied via the internet for an Abbey account last Wednesday which i still havent heard anything about. Should i be expecting a decline letter in the post any day now?
