-
Moving to USA - opening bank account and financial help
Dear Experts - Expat assistance required! Does anyone have some positive experiences about beginning financial life in the USA? I will be moving their soon with my family and would value any assistance. I bank with a building society currently and so no reciprocal bank arrangement. Any advice, guidance welcome. Florida is…
-
I need a bank account that either matches overdraft limits....or gives large limits
Not alliance and leicester, currently have with 2400 limit
-
Direct Debit... How long do they take to process?
Ok, I currently send a small sum to a charity every month, they send the DD instruction to take the funds out of my account on tuesday, thing is, I dont know when it will come out of my account. They gave me the option of paying by standing order if it works out better for me but does a standing order help your credit…
-
Transferring money to another's account?
My DS wants me to transfer some money to a 3rd person's bank account to pay for some car parts he's buying. We don't know this person and I'm not sure if there's any security risk in doing this. He has PMd his bank account details to us but before I do this, can anyone advise me as to whether or not this is a safe thing…
-
Which accounts should we use?
We've got the following accounts open and at our disposal: HSBC Husband -sole account currently has £100 over draft Joint account Facilities:debit cards, cheque books- the full works History:none Nationwide Husband -sole account no overdraft Me-sole account no overdraft Joint account Facilities: debit cards, cheque books.…
-
First Direct criteria changes
Hi there Ive just received a letter that says that from 1st September, they are changing their criteria to open a bank account with no monthly £10 charge. Actually, they're going back to free bank account if you have one of the following: - Mortgage - credit card - loan - savings account (excludes regular saver and regular…
-
Alliance & Leicester Premier Direct Current Account
Here's a question from my Mum... :) She has a current account with RBS and is quite happy with it, but she's been told she can open an A+L premier direct current account and get 6% interest for a year and still keep her RBS current account as long as she pays £500 a month into A+L. So, can she leave all her direct debits,…
-
NatWest Overdraft Help Needed Please
I have a Natwest Advantage Gold account and when I opened it at the beginning of June I applied online for a £50 O/D which was accepted. I know see that if you have Advantage Gold the first £100 is interest free, so I want to up it to £100 just for emergencies, but I don't know if it is too soon as I don't really want…
-
Barclays reserve
Usually my accounts run well but unfortunately had a larger bill than normal which threw it out of kilter. I then got 2 letters on the same day, one delayed because of postal strike I guess so having had good experience with Barclays before thought I would ring them. The two charges ar more than the personal reserve amount…
-
Which branch to change address??
I don't know if I am being stupid but I have never had to change my address yet!:confused: A friend of mine has moved recently and is trying to change her address at the Halifax. They have told her that she needs to go to the branch that she opened the account with but that is in a different city!! There is no way that she…
-
Prepaid cash card/visa debit for budgeting
After recently seeing the o2 ad for visa prepaid card i thought it would be a good idea to help me control my spending. Alas as usual with o2 their website mucked up my address and I was only granted a lower limit you can load the card up with, around £1k per annum so is pretty much useless for me now. Just wondering if…
-
is halifax gona change to visa??
Hiya Does anyone know if Halifax easycash account will change their Visa Electron to Visa Debit??? Thanks in advance
-
Trying to fund my Halifax Reward before end of month
I want to get my £5 reward so am trying to fund my Reward account with £1000. I transferred £1000 from my A & L current account online last Tuesday 25 Aug and it still hasn't arrived. It might make it by tomorrow, but I am not sure when the cut off point is to get my reward, with the Bank Holiday w/end coming up and Tues…
-
Creating a new bank account with possible poor credit rating?
:confused: :confused: :confused: I am very sorry if this has been covered, i read the sticky post at the top of the forum which explained basically how to set up a 'basic account' and it was dated to 2006 so i thought perhaps it may have been outdated. I have recently been given alot of charges on my Halifax basic account,…
-
Student bank account for a foreigner?
Hi, I´m going to London in a couple of days and I need to open a bank account, where should I go? Well, the account should be if possible free, of course. Which documents do I need to open the account? Do I already need an address in London to open it? Would be very thankful for help, seems all pretty confusing... Thank…
-
BEWARE Barclays ATM stole my cash!
BEWARE - Banks have at least 6 weeks to return cash that has not been dispatched from their ATM machines even though it is debited from your account. I went to withdraw cash from the Barclay's ATM at Piccadilly Circus and the small writing on the screen said 'Sorry this machine does not have any cash' was not large enough…
-
Barclays a con?
My girlfriend whos from Poland has a Barclays standard account, she was on the internet checking her account a couple of weeks ago;A note next to her account appeared to be offering a £300 overdraft at 0% for £3 per month. She asked my advice and subsequently applied. This morning a pack appeared advising her that she now…
-
Gone past overdraft on Barclays
Hi all. I've had a direct debit go out from Barclays today that has taken me past my overdraft limit. If I make a faster payment into the account this evening will the DD still go through and will I avoid all charges, or is it too late? What is the deadline usually?
-
HSBC £25 charge for overdraft renewal
I have a HSBC current account with an overdraft facility, I've just checked online and it seems that they are charging me for renewing as I have been overdrawn once in the last 6 months, which by the way they also charged me for, SO ALL BEWARE! How can they get away with that? Anyhow, apparently if I cancel my overdraft in…
-
Cash Cards
I am considering opening a cash card in order to help me budget and avoid any overdraft charges but am not sure if I would be better off just opening another account as a basic bank account. Any suggestions?
