Budgeting & bank accounts

Archives for August 2009

O2 Money Card - is authorised like visa debit or electron?
Hi, I have the new O2 money card, and since this is my first ever try at a prepaid card (due to the fact that all the other prepaid cards rip you off), is this card treated as a Visa Debit or a Visa Electron card. I know that the Electron card cannot be used at train stations, but can this card be used online, as i have…
Barclays Online & Firefox
Hi Since the "upgrade" I have found that the site keeps chucking me out with no warning. So I can log in, then click on something then it will pop me back at the login prompt again. I can login again then a little while later it happens again. Has anyone had this too? I eventually tried using Internet Explorer and that…
Abbey faster payments
Quick question ... Does the abbey accept faster payments? The sort code is 090126. Thanks
MSE News: A&L/Abbey expected to relaunch £100 bank switching bonus
This is the discussion thread for the following MSE news story: "Abbey and Alliance & Leicester (A&L) are set to reintroduce a £100 sign-up bonus for those switching to some of their current accounts, MoneySavingExpert.com understands. The pair - part of Spanish banking giant Santander - are expected to launch the…
Nationwide online banking fault
I have a Nationwide online account with a flex account. I don't keep much in the Flex A/C but transfer money into it online as and when I need it, for the last two weeks there has been an intermittent fault with Nationwide online banking,this means I have to keep trying most of the day to get into it, if and when I do it…
Having a large over daft
A question, I have a large overdaft with my bank of 1650, does having this affect my credit score in a negative way? Will my new o2 mobile contract give my score a boost as my score is VERY POOR indeed. I have not had any credit in the past. I just want to increase my score as quickly and best I can, I am on the elec roll…
Fees on Natwest Step Account?
I applied online for a Natwest Step A/c and got the paperwork through today. I'm hoping someone that has knowledge of these accounts can answer a couple of questions about charges. Not that I'm expecting to ever (again) be in the position of not having a firm hold on my money, but I've experienced problems in the past with…
Do Barclays do a credit check for a business account?
So, i have heard that barclays dont do a credit check for their business accounts, does anyone know if this is true? Thanks
2 questions about NatWest
I have a current account with Natwest. I was automatically given an overdraft limit of £100 when I opened the account. I run the account well with no problems and also have a cheque guarantee card. I'd like a higher overdraft limit. If I apply for one online, will Natwest do a credit check and which CRA will they check?…
Help I dont know what to do
Hope Im posting this in the right place if not apologies as its my first post - love the site and always use it as reference Earlier this month I discovered someone had cleaned out my savings account - I reported it the same day I discovered it and received a letter back from Nationwide - standard letter stating that the…
Barclay's Silver Card
http://www.guardian.co.uk/money/2009/aug/28/barclays-banking-act-stolen-cards I myself have the light blue version. But I have seen silver Barclays cards and wondered what account you got these with. Does anybody have a clue?
Removing ex from joint account
Hi I went into the Halifax today to enquire about removing my ex husbands name from our joint account, our divorce has come through and this is the last detail that needed sorting. The lady (branch manager) told me that my ex would need to sign a form to remove his name, no problems with that. I asked her if I could have…
CHAPS payments via phonebanking
does anyone know if this is possible and with which bank.. visits to the bank is sometimes impossible. and in emergencies regardless of cost it would be a good service... as we all know FP is just a waste of time!!!
quick transfer from 1 account to another
I recently got a student account with the Lloyds TSB, and as somehow, they couldn't upgrade my account, they had to open up a seperate account. If I do a quick transfer, and move all my money from my U19's account, to the student account, will there be a charge for doing this?
Using cards abroad - impossible to "notify" RBS in advance
I'm going on holiday next week so called my bank to do the usual "letting them know" thing to try to avoid my card getting blocked when I use it. Blue = me Orange = RBS "Hello, I'm going on holiday next week so I wanted to let you know in order to avoid having my card blocked when I use it." "Right, I'm afraid we can't…
Ombudsman For the Ombudsman
I have been really unhappy with the service i have recieved from the Financial Ombudsman. Is there an Ombudsman for the Ombudsman that i can send a complaint to :confused:
Proof of income for bank accounts
I will be on JSA soon (my only income at the moment), but the confirmation letter to entitlement is not here yet. I only have the JSA agreement, and hopefully that will count as an alternative to the entitlement letter. The JSA agreement is like a long document (like a tenancy agreement with lots of pages) stating what I…
Stop receiving paper statement from Alliance&Leicester?
Good morning, Is it possible to ask Alliance&Leicester not to send the monthly statement for the Premier Current account as paper version? Instead can I request that A&L only send me an online version? From my experience it works fine with Halifax, Lloyds and NatWest. Hence I would like to deal only with online statements…
Joint Bank Account
Is it possible to have a 3 way joint bank account? Will all of our names appear on the chequebook? Would all 3 of us be able to have our own debit cards? Would one of us be able to authorise cheques ourselves or need 2 signatures? (all of this presuming that its possible to get the account in the first place:rotfl:)
Barclays - Useless, or very very sneaky?
As most people know barclays introduced a "personal reserve" onto thier accounts. I had only just started uni at this time and was nowhere near my overdraft limit and didnt ever intend to be, so i ignored the letter and didnt cancel it. over the year my spending got a bit excessive (as it sometimes does at uni) and i ended…

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MSE News

NatWest, RBS and Ulster Bank to close at least 100 branches in 2024/25 – here's the full list, plus alternatives
NatWest, Royal Bank of Scotland (RBS) and Ulster Bank, which are all part of the NatWest Group, will shut at least 100 of their bank branches in 2024/25, after RBS announced a further 18 closures.
Co-op Bank customer? You could be moved to Coventry Building Society in future – here's what's happening
The building society has today agreed to a potential takeover of the high street bank – though it's still very early days and the deal needs regulatory approval.
Got a text, email or letter from the Met Police? Don't ignore it – you may need to act to protect yourself from scams
If you got a text message or email from the Metropolitan Police between 4pm and 6pm on Wednesday 17 April – or you get a letter in the next few days – don't ignore it.
Save up to £1 on your takeaway coffee – while saving the planet
Many of us regularly reach for a cup of coffee or tea to give us a caffeine boost, but if you’re out and about and can't bring a thermos from home, the cost of this can quickly mount up.
Chase customer? Check if you can get its boosted 5.1% easy-access saver
If you have a Chase current account, you may be able to get a table-topping 5.1% easy-access savings rate to go with it, as the bank has launched a new, temporary bonus offer for some existing customers.
New online state pension boosting tool promised to Martin Lewis hit by delays – here's what you need to know
The tool was first promised to MoneySavingExpert.com founder Martin Lewis on ITV's The Martin Lewis Money Show Live last summer and was expected to launch before the end of the 2023/24 financial year.
Spotify to hike prices by up to £24 a year – here's what's happening
If you've got a Spotify Individual, Duo or Family account you'll see prices rise by up to £2 a month (equivalent to £24 a year) in a month's time, the music streaming service has announced.
Subway customer? You've got until 14 May to use your loyalty scheme points before shake-up – here's what's happening
If you're a Subway Rewards member, you have until the end of Tuesday 14 May to spend any points you've built up – or lose them entirely.
Nearly 850,000 people missed out on cheaper passports last year – here's how to cut costs and beat the upcoming price hikes
Nearly 850,000 people missed out on cheaper passports last year – and with fees rising by 7% this week, here's how to get a new passport for less.

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