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Barclays Bank Account
My mate asked me a question earlier, I don't know the answer so wonder if any helpful peeps may know - thanks :beer: :beer:
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Where does your salary go?
I am just trying to sort my budget before I start work next week and I'm trying to work out how much money I should be putting into my ISA, Savings account etc, (and how much I should be AIMING to put away where, with a gross salary of £24.5k). What percentage of your salary goes where (Student loans, ISA, pension, living…
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Withdrawing and Spending abroad
Hi, Im due to move abroad for approximately 12 months and will obviously require access to my savings. My wages are going to be paid into an english account. From reading this site i think my best option is to open a Nationwide FlexAccount as well as the Nationwide e-savings account and use the FlexAccount Visa debit card…
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Paying cash IN over the counter at Barclays???
I need to pay some cash IN to somebody elses account over the counter at Barclays, the account is not in my name and I know that with Nationwide if you want to pay cash IN you need to have the debit card and pin number otherwise they won't let you! Does anyone know if Barclays is the same - it's £1000 if that makes a…
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moving from abbey basic account
I have an Abbey basic account in joint names . We opened the account in March .The basic account was the only account Abbey would offer because the other person had no credit history . As the basic account dosent pay interest ,how soon can we apply to upgrade to the current account and get a debit card . The account is…
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HSBC basic account + Paypal
Hi. I just spent a gruelling 4 months waiting for HSBC to finally open my basic bank account (They said I couldn't apply for anything else as I had low income) It's finally sorted, but I then came to realise when the card arrived about the fact that you just have a 'self service card'. Is it possible to use this card for…
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Barclays have taken my Bank Card??
I have had an overdraft facility for some time, and i'm usually up to my limit on the OD. I've recently moved and in two weeks time my first rental payment is due to be taken from my account. On Saturday I used an HSBC Casepoint and the machine said, there was no response from the card issuer and the card had been…
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My abbey account blocked
This is really crazy I received a cheque in my mail in a plain white envolope for £2500 paid to my name from an unknown source, i had never heard of the person name who had signed the cheque. I did not know what to do with the cheque after some thought I paid it in to my Abbey account, as it was like a gift. Later that…
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Lloyds TSB Monthly Saver interest rate query
I've looked at the Lloyds TSB Monthly Saver account, with 5% interest but looking at the relevant details, it says that: How does that work? 65 is 2.1% of 3000. The net rate listed is 4%. I freely admit to not having much of a clue about how interest rates are worked out so if someone could explain it in very simple terms,…
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nationwide lost a cheque
Nationwide wrote to me on 20 Aug to say that a cheque I paid in on 18 Feb "Has been lost in the clearing process", and therefore hasn't been debited from the original bank account. The cheque was from a 3rd party for a holiday let of an apartment I own. They've given me various options that all involve asking the original…
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Fed up with Barclays!
I've been a customer of Barclays for 12.5 years (since I turned 16), so have no idea what the other banks are like but I've reached a point now where I want to get out as quickly as possible. When I experienced money troubles a few years back due to my partner becoming unemployed, all they did was charge me 3 x£30 for…
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DMP and Alliane and Leicester
I am currently just filling out the forms for a DMP. I have a current account with Lloyds TSB which i owe a debt to so i need to open a new account. However, I have an Alliance and Leicester account it has no overdraft as fas as i am aware it is just a normal bank account but it does come with a debit card, does that mean…
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best bank rates for a year
i have 32000 to save for a year where will i get the best rates
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Closing an Abbey current account
I have an Abbey current account that I don't use anymore so would like to close the account for completeness. Having never closed an account before, what is the procedure? Do I just walk into the bank and say I want to close the account? Can it be done on the phone/online? There is no money in the account. Thanks for any…
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Direct Debit - does this affect my credit rating?
Hi, first of all: sorry if this is in the wrong section - but I haven’t found one dealing specifically with credit ratings. My question might sound daft, but I am a bit concerned about it. Here we go: During the last 3 years I had a car through PCP (personal contract purchase) from a vehicle finance company (Lex). I paid…
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Piggy banking
Ive spent all weekend completing the budget planner and it has proved to be time well spent. I have been looking for more information about the best bank accounts for "piggy banking" but I haven't had much success. Please can anybody offer suggestions/advice? Thanks in advance i
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how many a&l premier current accounts can yo have?
...can you have more than 1?
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Student account suggestions please
Are there any suggestions as to user-friendly student current accounts, possibly with some goodies if they still give these?
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Cheque clearance conundrum
I have a slight concern that I have left it too late between transferring money between savings and my current account to issue a cheque. I am supposed to issue a cheque for a quarterly rent payment on Tuesday 1st September. However I forgot to move money from savings till Friday. The savings account said the transfer…
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Worst overdraft charges
http://timesbusiness.typepad.com/money_weblog/2009/08/the-ten-worst-banks-for-overdraft-charges.html
