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Bank Charges!
Dear All, Can anyone help please, I've stupidly (an oversight on my part completely) forgot about a DD that was due to come out, and I was 12p short (arghhh!!) anyway the Halifax have decided to charge me £35 for this. The last time this happened to me was May 2007 and they refunded me the amount as a goodwill gesture, but…
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HSBC Visa Debit Card
Hi I've heard HSBC are going to issue visa debit cards instead of their old Maetro. Has anyone received visa debit card from them? Do you have any ideas when they're going to give them out? Cheers Best
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Charged by my bank for 'potentially' going over my overdraft
Halifax BOS have stooped to their lowest. Bank charges are placed on you when you exceed your agreed overdraft yes? I received bank charges for £70 recently for potentially exceeding my overdraft, not actually exceeding it. An early DD was applied to the account and as funds did not cover it it was refused. Not Paid -…
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A+L Prem 21 Intrest
Does anyone know when intrest is paid on Alliance and Leicester preimer accounts :D because I got a 10% payout coming soon..
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Direct Debit Guarantee on new DD?
Hi all. A little background; Some time ago I entered into joint loan at welcome finance with my partner, last year we split up, which then left the problem of who pays the loan (Welcome weren't able to split it in any way) My ex decided she would but after a while their were difficulties (she was a student nurse, and had…
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Bank made an error but no one is rectifying it :-(
Hello - for the short version - is there an independent body that will look into a Banks activity with your account if you aren't getting anything from the Bank itself? The long Version is below, thanks for reading: A couple of weeks ago, my card was taken by Lloyds TSB Bank via a cash point and reportedly blocked. I…
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Most effective way to clear an overdraft?
I know the most obvious answer is to cancel this altogether however if I do this when my wages go in I will be £450 short and in alot of trouble. I've already managed to reduce it by £100 but keep finding myself spending it. It was put on for an emergency however I began to like the fact I had more than my wages to…
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Need Help With Nationwide Urgently
Hello, I am on here because my mum is in some trouble with Nationwide through no fault of her own, let me explain. About 4 years ago she opened a Natiowide account, but she decided not to use the account after all. She moved address also about a year later. Now my mum is at her new house, and decided she wanted to move…
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A+L 100.00 Current Account Switching Incentive-New Promotion From Monday
http://www.guardian.co.uk/money/2009/jan/03/current-accounts-alliance-leicester-rupert-jones Additional 50.00 also still availiable from most good Cashback sites, e.g GetPoundsback, Cashback Kings, Quidco, Topcashback.
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Lloyds TSB Current Account Interest Rates
I don't know if any of you have noticed but Lloyds TSB have been chipping away at the interest rates on their current accounts. The Classic Plus (and other current accounts with a name with Plus on the end) are earning 2.5% for the first £2,500 from 2nd January 2009 according to their interest rate page. So if you took out…
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A+L Premier Direct
Just opened one of these. Can anyone help me out with A+L internet banking???? Debit card payments don't show, even one made on New year's Eve, although my available balance has decreased by the right amount. How long does it take for the transactions to show on internet banking?? TIA
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which bank account
Hi Peeps, I have been with Natwest and have a standard bank account with them for over 10 years which comes with a debit card... My wages go into this account each month and I have an overdraft of £3500 which I am only ever use £500 - £1000 of which I pay around £20 in charges for I think.. Is this the best account for me?…
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Help!!!!!!!!
I have 2 accounts with Natwest, one that i get wages paid into and another that was practically forced onto me in a customer service call from the bank(I use this one for the odd DD and cheque payments) Back in November, I stupidly forgot that I had a £5 DD in the latter account for the NSPCC and unfortunately had no cash…
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stick with lloyds or change to co-op?
i have been with lloyds for over 20 yrs now and currently have their platinum account. we are going snowboarding in feb and lloyds have said we have to pay £50 to add our 9 yr old son onto the winter sports insurance as it is only the policy holders that are insured.the cs lady was a bit off when i queried it and said to…
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Natwest closing current account
For the past 2 yrs I have been working abroad and all wages have been going into a foreign account. In the UK I have/had a graduate NatWest account with a 2000 pound overdraft. After graduating (and before moving abroad) I repaid 1500 of this, leaving an outstanding 500 to be repaid. I was under the impression that this…
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When do I get my card reader?
Recently applied for a Nationwide FlexAccount online and was accepted for the debit card. I already have internet banking with NW. Received the document to sign today which I've returned. Account isn't yet showing on on-line banking - this probably happens when they receive the documents back. Anyway, I was wondering when…
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Debit Card for first timers
Hi I just got a job and i want get a debit card but i dont know which one is best for me? Thanks
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Bank forcing account closure - Help!!
I am self employed running a limited company and bank with Natwest, I have a £20k overdraft which the business uses intermittently but at the minute is reliant on to keep afloat. Three years ago I put some money into another ltd company as a minority shareholder to help some friends get into business, I had no control over…
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abbey overdraft
i have abbey account to which i am overdrawn.they have reduced my overdraft limit,so now i have done overdrawn illegally.i really cannot get to my reduced limit at all.what can i do please help
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Cashing cheques in banks where you aren't a customer?
Hi, i have a RBS account but no RBS branch nearby. i have a barclays cheque which i want to deposit into my RBS account. I have a natwest (which is a part of RBS i believe) and barclays locally, could i cash the cheque into either of those without inccuring a charge, or do i need to goto a RBS branch?
