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Why do Lloyds TSB want to reduce my overdraft?
For several years, we have had an overdraft limit of about £1500 on our Lloyds TSB Classic current account. Salaries are paid into the account monthly, totalling more than 2x this. We use the overdraft about once every 6 months, for a big purchase or when we overspend our budget. Every time I go into a branch, I get…
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Recalling a standing order
I am hoping that someone can help me please? I have set up a standing order to go from bank A to bank B to pay company A. Unfortunately the account number input on the standing order was wrong and the money has not reached the correct account. I have been told by my bank, A, that if the account it's been sent to doesn't…
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Barclays cash card account
hello again, Does anyone know if i can have 2 cash card account. I already have one but i wanted another one for my spending, coz it comes with a Visa debit card. Maybe Barclaysmanager might be able to help or anyone who works for Barclays. Thanx in advance
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Stopping Direct Debit
hi i wonder if anyone can help me i had a direct debit that i set up to go out next week but when i checked my balance online i saw it had gone out today. i was working a late shift today so i managed to get to my branch (natwest) but they told me that they couldnt reverse a direct debit once it was marked to go out. my…
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Halifax Moneyback Current Account
I HAVE TODAY RECEIVED A LETTER FROM THE HALIFAX NOTIFYING ME THAT IN FEBRUARY INTEREST WILL NO LONGER BE ECRUED AS CASH BACK WHEN I USE MY DIRECT DEBIT CARD AND THEY WILL PUT INTO MY ACCOUNT 5.00 PER MONTH INSTEAD AS LONG AS I KEEP PAYING IN 1000.00 PER MONTH (WHICH I ALWAYS DO). THIS IS SO UNFAIR MY ANNUAL EARNINGS AND…
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Short term £100(ish) investment
I have a little extra cash this month, which I would like to put away ready to pay towards my car insurance in March - it will be in the region of £100 (at least £100, but maybe a bit more) I know that this is hardly a lottery win, but is there anything I can do with it for 2 months that might earn me a little bit of…
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Halifax online
Hi Is anyone else having problems accesing the halifax site? My phising filter is flagging it up as a phising site at the log in screen, i dont think it is as i have used the same link for years and have tried navigating to the page via halifax's homepage with the same result. The phising filter is the one built into…
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First Direct - 100GBP for leaving
Hi all, Back in June08 the first direct £100 for joining and another £100 for leaving was in the weekly e-mail. I joined, paid in my £1500 each month, and now I've asked to leave but they are refusing to pay me the second £100 because I didn't complete a bank account transfer form and move my standing orders etc. This is a…
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Barclay esavers
Hello, Does anyone know how many esavers i can have with barclays and would i be able to pay bills from it? I want to do the piggybanking thing! thanx
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A&L Closing Account
Hi, I had an A&L premier account which i recently asked to downgrade to a normal current account so that i didnt have to fund £500 a month etc because i have just opened an HSBC Plus account and used their switching service. Now, all simple so far - i asked A&L NOT to close my account, as i wanted to keep it open for a…
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HSBC - Apply Overdraft Online?
Is it possible to apply for an overdraft online for a current account advance (upgrading to Plus soon)? I can't find this option, or anything regarding overdrafts on Internet Banking! Thanks
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Expiring overdraft with HSBC
I have a bank with HSBC for 21 years (Previously Midland.) I have a £1500 overdraft which I spend upto £1150 of it. Recently they changed my account to a Current Account advance. In November I saw my details of my overdraft because I bank online, and it said that my overdraft was expiring so I rang HSBC as asked what was…
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Debit Card Charge NatWest
I thought the days of high charges were over but we have just been charged £35 by NatWest for their paying a debit card transaction when there were insufficient funds in our account. This appears to be a new type charge - they will honour a debit card transaction even if there are insufficient funds but the charge is £35…
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TSB Overdraft Repayment
I have an outstanding overdraft from my previous business account with the TSB. I am now employed on PAYE so spoke to the TSB Debt Recovery Dept to arrange to pay it back and we agreed on monthly rate to repay. I was told this would be put in writng which I assumed was usual. A letter did arrive but it was from Lester…
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Take out overdraft to avoid withdrawal from ISA?
Hi All, I am here to ask for a bit of advice. I am currently paying off a credit card, which has 3.5k on it. It is a 0% card, interest free period ends in late February 09. I have £3600 in an ISA and 600 in a savings account. Before I get paid (26th Jan) I should be able to add £500 to the savings account. In February I…
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paying into an A&L account.
Sorry if I've put this in the wrong place, but I've just got a quick query and wonder if anyone can help me. I've got to pay some money into my A&L current account today in order to pay a bill online. Because of the weather, and my tiny little ones I could do without going into town. I know I can pay money in at the post…
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HBOS Moneyback account new terms
Happy New Year moneysavers! I received a letter today from HBOS letting me know that my Moneyback current account is now changing to a Reward current account. The main change is that I will now be charged £1 a day if I use my arranged overdraft :rotfl: Given that over the last few months my overdraft charges have been…
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Please help! Natwest taking charges for something I never signed up for!
Hello. First time. Back in September I opened the basic bank with Natwest, their Step Account. I applied online. At no point did I tick or request any additional services to my knowledge and certainly wouldn't for anything I had to pay for per month. I opened this account because of being on Incapacity Benefit, and am in a…
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Help Please
Hi on the 28th of October my Abbey National account was hacked into and a large some of money was taken out. I have phoned the bank multiple times as well as going to branch. I have been told many different things including multiple times that a case had been set up when it hadnt been. I keep being told that i would have…
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"Best" basic account?
Hi, I currently hold my main current account with Barclays (one of their additions accounts) and I'd like to set up a secondary, basic account to use as a household/bills account - for all of my fixed direct debits (rent, utilities, insurances, credit card minimum payments etc.) to make budgeting a little easier. Basically…
