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Nationwide Min Credit p/month
I heard on the business news this morning, that Nationwide have changed their current 'Flex' account terms for old and new customers, in that to earn the 3.5% interest a min funding of £1,500 is required p/month. This would have been one of my choices if A&L go bad (if bought over), but I don't earn that much. Am I correct…
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Charged for failed withdrawal at RBoS ATM
The other day I made two attempts to withdraw cash from RBoS cash machines, both of which failed with a 'transaction cannot be completed' error, right at the end. No cash was dispensed, and I thought nothing of it at the time. Today I logged into my HSBC online banking to move the £500 rent money I had sitting in my…
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Alliance & Leicester current accounts
Hi Hubby and I both have an A & L Premier Current account, I`ve just realised that they do a Premier Direct Current account paying 8.5% interest for balances upto £2500 , just have to pay minumum of £500 a month in which we do (we would lose our european travel ins which we don`t use) or they do a Premier 50 which comes…
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Anyone switched to making 'single' payments for monthly savers?
I ask because HSBC/First Direct (and probably the other banks too) are delaying the use of Faster Payments on standing orders for some months still..... I]HBOS may be the first to bring in SO faster payments this month?[/I Making 'single payments' from HSBC to accounts whose details have been saved is a simple (I would say…
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HBOS Internal Standing Order Timing
I have various direct debits & standing orders setup to come out my HBOS current account on the 1st of each month. I keep the money in a HBOS savers account. If I setup a standing order from the savers account with a date of the first of each month will the cash reach the current account on the 1st (ie same day - instant…
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Abbey on line banking
Hi everyone. Has anyone had problems with this. Logged on fine yesterday morning but unable to do so by 9pm. Phoned Abbey and they say a request to register for e-banking had been made, this had cancelled the original registration and I will now have to wait for the new registration pack to arrive. Apparently you have to…
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Overdrawing using a debit card
My daughter has been working for over a year and has got an Abbey current account and an electron debit card. The other week I happened to see her bank statement and noticed that she had been charged and charged a lot for going about a pound overdrawn. She along with my wife both said that they didn't know you could go…
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tax in foreign countries on gift money
I am posting this on someone elses behalf I wopuld like to lend my son who lives in NYC. some money to pay for his tuition fees for university He has told me that he will have to pay tax on the money. Is this true and is there any way around this? Would be just putting money into his bank account :confused:
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Why are we so bad at budgeting?
Myself and partner have a serious issue with managing our money and it is really starting to get me down. We have no savings and pretty much live month by month, which is annoying considering how much we earn etc. Brief rundown Earnings Me £38,000 Her £17,000 Outoings monthly Mortgage £866 Car £275 Other bills total about…
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Bank have paid standing order...will it be returned unpaid?
Hi there fellow moneysavers. I have recently changed banks from the HSBC to the Halifax (Very happy with it...Visa Electron card..happy days!) Here's the thing..I forgot to cancel a standing order to my landlord from my old HSBC account for £400 when I switched the month before last. Last month's S/O was paid and returned…
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I want to sack my overdraft!
Hi everyone looking for some sensible advice...have had a £1500 overdraft with HSBC for many years (all stems from being a student but that was nearly 10 years ago now!) and although I earn decent money I have found that I am nearly at the end of it at the end of every month. I am already cutting down on spending wherever…
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Strange things with Bank Account - Help Please
:confused: I have an account with Nationwide and have checked my balance online and by phone, it seems that everything I spent on my debit card on Monday or Tuesday of this week is nowhere to be seen, it is not in Temp processing and it has not cleared. It was quite a bit of money, ie Mobile Bill, Big Shop etc. Now I know…
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Bank Error in my favour collect £1323.74
In January I moved out of my rented house and had by deposit paid by bank transfer. In early Feb I then recieved £661.87 into my account from the same letting agent, I kept it, then in early July I recieved another £661.87. I have just recieved a letter from them asking for it back. Where do i stand, I dont really have the…
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Abbey cards expiring 07/08 - late dispatch
Not sure if I am being spun a yarn by Abbey but my Debit card expired 07/08 and earlier this week I rang them to say that I have not received a replacement. Apparently every Abbey customer with a card expiring (now expired) 07/08 will not have their card dispatched until the 2nd August at the earliest. The reason is a…
