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Current Account Help!
Hi, I'm not sure if this is in the right section or not but here goes.... I'm a student living at home and do not have any student loans or grants therefore do not require a student bank account. I'm currently on Alliance & Leicester Premier 21 however this requires a minimum £250 to be put in every month and the interest…
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Unauthorised Overdraft Charges, LloydsTSB
I recieved a letter from lloyds on the 4th dec, stating that they were charging me 20 pounds for every day that my account was overdrawn, up to a maximum of 10 charges a month, I recieved my statement yesterday and have 224 pounds in charges due to come out on 3rd Jan. Has anyone else heard anything of these extortionate…
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Please HELP 15 Year Old With Choosing an Account
Hello All I'm 15 years old, and have decided its time to sort myself out a bank account, a slightly safer alternative to the tin under the bed. So, I need some advice on where to open up a current account. Where can I find a comprmise between good interest rates, and other extras (such as cheap rail tickets and the like)…
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Lloyds TSB automated telephone message
Has anyone else here had Lloyd tsb calling them at home with an automated message saying "this is a very important message for ********* please press any button - then press 1 if your ****** press 2 if your not ******* or call this number 0875(i think it was) It just sound a very strange message to me, surely lloyd's would…
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Natwest...
Hi I am having rather strange e-mails from Natwest telling me my account is being blocked. I bank with Lloyds TSB. Does anyone know what I should do? Should I just ignore them? Thanks
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Alliance & Leicester - please somebody help me!
Im currently sitting in tears after receiveing mail from alliance and leicester informing me I have been charged £5 per day for every day I have been overdraugn. I decided to take u the online account after hearing good word that they can meet your existing overdraught and a lower rate. So I was all for switching. Filled…
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advice needed on us accounts please!!
Please can someone help me!
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Switching from Lloyds Graduate Current Account
Hi I currently have a LloydsTSB Graduate account which had a 1k interest free overdraft so I kept the account open and have utilized the overdraft to complement my savings, As the graduate account is coming to an end in January they are going to transfer me to their classic plus account. Whilst I haven't got a particular…
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Should I opt for a bank account with a fee?
HSBC are offering me to upgrade to Bank Account Plus for a monthly fee, but would I be be better off if I take advatage of this? I have an overdraft of £1,300 which I generally pay around £17 for per month. HSBC say that they give preferential overdraft rates for Plus customers, compared to the regular Bank Account*. The…
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need new bank account FAST
Hi after losing a large amount of tax credits and our debts catching up with us I have had real trouble paying bank my lloyds loan,asked for a repayment holiday this month but got told no as I was overdrawn so had no choice but to cancel DD loan repayment this month,now it is going to collections so I need a new account…
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Alliance & Leicester Overdraft Usage Fee
I have an A&L Premier Direct account, and notice that I have been stung with a £5 'overdraft usage fee' this month. Apparently they are charging 50p for every day you use their overdraft, up to a maximum of £5 per month. Are all banks doing this now? Martin is recommending A&L for their current account. I can't believe he…
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Anyone work for Barclays?
I wonder if anyone can help, posted yesterday about a cheque being paid out of my account for more than i wrote the cheque for, have spoken to Barclays about this and they are sending me a copy of the cheque and looking in to it for me. However been back on to internet banking today some card payments i made have gone out…
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Lloyds tsb problems 13/12/07
Hi, is anyone else having any problems with lloyds tsb today, i logged into my current account this morning to check my wages had been paid but they hadnt and also a SO payment for £30.00 which was due out today hadnt gone out either. The first thing i did was contact my boss to double check my wages had been paid which…
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How easy is it to switch current accounts?
The idea of having to reorganise all my direct debits, standing orders and BACS payments over to another bank has always put me off switching accounts away from my 'current provider'. Has anyone had direct experience of doing so and how painful a process was it?
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First Direct
Well I joined FD and they're ok. A few annoying things. Such as you can't see secure messages you've received or sent. I'm with smile at the mo and u can see them like an email inbox. Also, I was told that they couldn't delete a bill payment I set up but only put 'DO NOT USE' I asked for that to happen and they deleted the…
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I need a new basic account
Sorting out our money with CCCS and need a new account. I am looking at loyds is the classic account the one I want? Or is there another one? Im looking for an account where I have a debit card.and DDS Thanks
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Overdraft for under 18
Ive got a question about overdrafts, someone i know who is under 18 is thinking about getting an overdraft, would i be right in thinking that you need regular payments like wages being payed into the account to qualify for an account, do you need to fufill any other criteria at all
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Barclays incorrect amount
I have just logged on to on-line banking and a cheque i wrote out for £125 has been paid at £225 instead, i have called the bank but been put on hold for ages and at work so had to hang up, will this be simple enough to sort out? Or will i have to go in to branch to sort it out? thanks
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Current account advice
I am looking to switch to a current account, which I would want to manage online, while having the facility to pay in and withdraw money at a branch if necessary. I opened an account with Smile a few months ago, which I have been trying out before moving completely. I have been very happy with it, both in terms of online…
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Budgeting: Alternative Excel workbook
Hello all, I had trouble using Martins budget planner with openoffice because of the macros or something So I had a look around and found this: http://www.lulu.com/content/1581272 via the http://lifehacker.com/ website I've found it helpful (despite all being in $s and written in american), and hope you do too.
