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update on son's charges
went to bank this afternoon with son and he explained that he didn't know he'd incur charges when the money was going from one of his accounts to the other. but the customer service woman said that was in the terms and conditions and he should accept it, when he explained he wasn't informed of the terms and conditions she…
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Cheshire Buildins Society Carpetbagging
Any news on the mess at Cheshire BS? Do you reckon this may be a good one for all the carpetbaggers in someone comes into to taken them over or is this just a rumour?
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Wages Cheques Cashing
I have a cheque issued by one of the nearby local authorities, it’s basically a wages cheque. The cheque is a Clydesdale branch cheque, the branch of which is a few miles away. I could do with the cash today rather than posting it off to my Intelligent Finance account. Can I go into any Clydesdale Bank account and cash it?…
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Halifax current acc £1000 transfer
The requirement of the Halifax current account reward ,is that a £1000 is paid into the account every month ,could the £1000 be a transfer from another Halifax account?
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bank charges
my son has just been charged £35 for not having enough money in his current account to put in his savings account this is the first time its happened and as you can imagine he's annoyed. can any-one advise how to approach the bank for a refund? thanks poppie
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Keeping it simple
Since coming across https://www.bankactiongroup.co.uk yesterday I have been thinking about claiming back charges. I am not 100% which way I will go with that but it has all prompted me to think about the lack of control I have over MY money. I have a lot of direct debits and can mainly keep on top of things but these often…
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bank charges
Wrote to Nationwide following the artical about reclaiming bank charges. They replied saying the charges were applicable under thier terms and conditions and did not disclose how much I had been charged. Do I write again saying they are breaking the law or are they right and charges can be applied under their terms and…
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After the BankCharges Fight!
Quick straw poll please. After you issued Small Claims Court against bank for charges, which you settled out of court, did you stay with that bank. If not was it because you were told they were exercising their right to close your account in 30 days without stating why. P.S Anyone who took on Abbey in recent months, watch…
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£50 for switching to Frist Direct + £15 CD-WOW voucher
If you are not tired of switching bank accounts, there are 65 pounds to be made on going to First Direct... The First Direct link
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Nationwide debit card frustration
Hi - and please be gentle with a forum newcomer! In general, I really like Nationwide, but they've frustrated me with their continual refusal to accept my request for a debit card and cheque book on my current account. Back in the mid-90s, I went through a bad patch financially and picked up a CCJ on my mortgage (I had an…
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Halifax bank accounts
Hi, Due to some adverse credit history My OH opened a halifax easy cash account 2 years ago to have his benefit paid into. For the last year he has been back in work bringing home between 2000 and 4000 pounds per month. He went into our local branch last weekend to try and upgrade his account to a "normal" current account,…
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Banks providing a service 7 days
Banks should open similar hours to Supermarkets and other parts of the retail sector,the advantages to customers of being able to visit their bank on a Sunday.
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Account for shard house?
I don't know if this is even possible, and I can't seem to find anything using google so hopefully someone here will know!! I live in a shared house and we get bills for phone, gas and electricity every quarter and pay by check. Because we're effectively all on rolling contracts and won't all leave together, we've avoided…
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What can I do!?
Hi currently have an hsbc account which I dont use for anything...apart from that I am overdrawn by £1600 on it! My overdraft limit is £1000...so each month as well as getting charged interest I also get charged £75 per month for going over my limit....I phone them up around two weeks ago and I proposed to up my limit and…
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Bank statements
How often should you shred your bank statements, not just your bank statements but your mobile phone bills and your bill for your interent connection
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Joint accounts
My girlfriend and I are looking to open a joint current account - anything we should be looking out for? Any good offers around?
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Alliance & Leicester - problems new account
1. Took three months to get it opened, although they say they will honour the 12 month 10% super saver deal. 2. Be aware that the S/O for your fixed monthly super saver account is hidden, so don’t be temped to set up a new standing order up as they do it automatically – A bit sneaky really as they could show it on screen,…
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Cartel in Manchester - A&L referral scam?
I got called up on Friday night by a guy called "Lemmie" from Cartel in Manchester. He told me that i had indicated i was interested in financial products from completing a questionnaire - although he couldn't tell me which questionnaire it was (it is possible that i ticked a box about financial products when i was…
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Best account for ebay/paypal
Right good people :) This is what I need... An account that I can set up for use with paypal (already have paypal but it's a premier account it it's driving me nuts paying between £0.50 and £0.80 for selling an item of under a fiver :mad: SO I'm going to set up a NON premier account but figured to minimise risk of fraud…
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Bank Account for Bad Credit people
help!! Im trying to get a bank account open for myself, and I have a bad credit rating...any tips on how to get one open or what banks/building societies to approach ? thanks in advance!
