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Will changing my current account make much difference?
Hi, :wave: I am new to this site and for the first time I am really looking into my finances to gte the most out of my money. I have been with Barclays for 16 years and have a platinum current account wiht a good credit history. I was just reading through one of Martin's articles re current accounts. Didn't even think…
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Has anyone paid money to the WRONG account
I have just finished arranging for a monthly payment of £1000 to go into my newly opened Coventry Buiding Society First Account. I was just about to press OK to confirm the details when something didn't look quite right. I rechecked and there it was. On my spreadsheet where I keep my banking details the Coventry BS is…
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Alliance & Leicester/Microsoft Money doing my nut in.
I'm still getting the problem that everything in the statement downloaded to Microsoft Money is out by a factor of 100. A week ago I emailed them and got this response: We are working on resolving the missing decimal point as quickly as possible but cannot be more specific. Please accept our apologies for any inconvenience…
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Lloyds tsb overdraft charge, fault of O2?!?
I paid my girlfriends O2 online bill a week early, as she wouldn't have the funds in her account on the Direct debit date. I paid by credit card and got an email confirmation the amount was cleared. The O2 online billing section lets you do this for this sort of circumstance. This morning she got a letter from Lloyds Tsb…
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Which Current Account?
Afternoon all. Looking to open a new current account. (well oh is), just wanted some advice. He currently has a step natwest account and has done for well over 4/5yrs. We've tried in the past to upgrade his account, but they keep coming back with 'computer say's No!' so I've checked his credit report and he's had defaults…
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Forgot to take cash from ATM
Withdrew £100, took card and walked off, realised an hour later what I had done. Spoke to Natwest, apparantly it will take until tomorrow to possibly show up as being sucked back in. It was at an HSBC ATM. Anyone had this happen before?
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Loyds TSB Golden Egg online
If you Bank with Lloyds online they have a competition running - hunt the golden egg and win £1000. It does say 100 to be found. I have spent ages clicking around looking for one. Does anyone know where to look on the site???? Please share ;)
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Refund Demands -> Current Account Tarriffs?
This post is not designed to wind people up, I'm just asking a question, some will agree, some wont, therefore, having 'put it out there', I wont be replying in this again, to avoid arguments - and ask that everyone else keeps it friendly as well! Is anyone else worried that everyone demanding their charges back from banks…
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Under 21, which current account?
I'm currently 20 and all the account recommend in Martins article have an age restriction of 21+ I am unhappy with HSBC and want to move to another bank. I need a Maestro card, overdraft facility and internet banking availible to me. Good intrest rates will be a bonus - who would you recommend? Thanks :cool:
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Alliance & Leicester £50 each
If anyone is considering opening an Alliance & Leicester current account, I can vouch for the account and service, and they have just upgraded their website too. I am happy to recommend you which could get us £50 each. Send me a PM if interested. Cheers
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Q: about First Direct?
Do you have to switch from another bank to get the £50 offer or will you get it if you just open a current account with them?
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How long for debits to go through?
Mrs Math paid for some items back in October with her debit card but they haven't shown up on the bank statement yet. How long should I wait before I write it off? Thanks
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Debit card NEEDED
Hi there, i'm currently sue'ing Barclays for unfiar charges ETC... and have opened a parachute account JSUT incase.... BUT.... with my credit rating, i'm on the basic account, just a cash card, i'm NEEDING a debit card with my way of life.... i dont even get a cheque boook....anybody help?
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Is it possible to play the system to earn Bonus's
Hi I had a quick thought and thought id share it and see what people think, I opened an A&L account on the recommendation of this site and received the Sign up bonus etc and like the idea of free money :rotfl: !!! What do people think about opening 2 or 3 of these other accounts that offer the sign up bonus ( LTSB , First…
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Do overdraft charges count as bank charges?
Dear All, I was really interested to read Martins tip on reclaiming bank charges a couple of weeks ago, I have held an overdraft with the same bank for many years and have only recently begun to manage staying within the set limit. Prior to this I often got £25/£50 penalty charges for going over my overdraft. Can I claim…
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Switching C/Accs
I've been with my bank for 20years now....and want to switch but how much hastle is it....im looking at 1stdirect through Quidco...but do they also transfer E.G Working tax credits,and Payroll info...of do i have to do that..also i transfer money to a IF savings acc...do they sort that out....and how long does this whole…
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Any recommended business accounts?
I'm hoping this is the right forum for a question like this... Took a look on the MSE site but it all seems to relate to personal accounts and I'm trying to research the best business account to go with. Basically I work for an American company but they have requested that I set up a UK bank account for some transactions…
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Anyone with Cahoot?
Hi there, Going to be switching bamk accts and thinking of Cahoot. We have just been accepted for a loan with them and thought may as well keep it all together. Does anyone have an acct with them, are they ok?? good service etc, they dont seem too bad so far! Many thanks L
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abbey national isa, instant access
have been hearing ads about the above account and have to confess i am not expert on isa's etc so what do u think is it a good idea to go for one of these or would my money be better elsewhere my income is approx 500 a month many thanks
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cash incentives
I've received the following email this morning and it looks a good offer. Dear Member, We have a fantastic Exclusive member offer for you this week. Switch your banking to first direct and get £50, and also a £15 CD WOW! Voucher. I also got a letter from ING DIRECT with an offer whereby if I recommend a friend and they…
