Budgeting & bank accounts

Archives for March 2006

Yorkshire building society cash transactor
Decided to open one of these as I am taking action against the abbey for OTT charges and abbey have been known to kick people off for taking them to court. Went to open the account on Wednesday (I could have cried, first time in years someone in a bank has remembered my name and I'd only been in twice before to open a…
Lloyds TSB "tell a friend" referral scheme closed.
Hi, My branch have told me that the £40 each for a new current account referral scheme has been closed to all new applications from tonight. They are still offering £50 to a new customer switching their salary to a current account via their transfer unit, but nothing for referrals. Good while it lasted.
Barclays £100 loophole payments starting to come through
What's it about? This was a loophole I put in my weekly email a couple of months ago. In a nutshell you opened a Barclays account, paid some cash in, which you could then withdraw, for two months in a row and it'd pay £100 bonus. Sadly newbie MoneySavers, this loophole was swiftly closed once it went in my weekly email -…
claiming back unfair bank charges
i am going to send the standard letter but i dont know how to find out the amount they have charged me over the years. can anyone help?
I won, over Halifax!!!!!!!
Hi Just to let you all know not to give up, Halifax have keeled over and refund all my bank charges, i am so happy i could scream, well actually i did lol Thanx for everyones support carli
£100 Barclays loophole - vote here once you've received your cash!
As suggested in cheapie clare's post on the £100 discussion thread (see below) - vote on this thread once you've received your £100 so we can see how much it's cost Barclays! PS I'm obviously not 'in charge of all this' but thought it sounded like a great idea ;)
odd experience with barclays
Hi, I am a Barclays customer since 2002 and I have a regular saving account with them since then. The balance on this acc is barely 6£ as I use the esaving account instead. 2 weeks ago, I noticed that a cheque of 15£ was withdrawn from my regular saving account which made it overdrawn by 9£. Complained to them telling them…
French takeover for A&L
Just heard on the radio a French bank is considering putting in an offer for Alliance and Leicester
Can you have more than one current account?
My partner is a bit concerned - he's applied for an A&L current account online and was asked for his existing bank details. He doesn't want to switch - our plan is to make the account a joint one once we've both received the £50 for me referring him. I checked with A&L and you are allowed to do this after 6-8 weeks of the…
Good news, I have a bank account.
Thumbs up to the ROYAL BANK OF SCOTLAND. :T Today they helped me open up a basic Key account (downside is no cheque book or OD) but its a start. :j And I also have a new savings account opened. Very friendly people (made me a cup of tea) :p lovely to chat too, very helpful and full of advice without it being over whelming.…
Bank automated telephone systems
Hello all, I have a way that you can call up your bank for advice without being charged the earth. When you ring the designated telephone number on the back of a leaflet or card, not only are you charged for the call but you are put in a queueing system that also costs you your time. I used to work at HSBC bank and in most…
Bad Credit History
Hey guys... Just looking for a bit of advice please. Ive got really bad credit history and I'm finding it hard to get a bank account. I'm in the process of claiming back my bank charges, so I want to have another account to fall back on. Problem is I'm gettin turned down everywhere. Any ideas would be much welcomed. Thanks…
alliance and leicester application questions?
quick question... i applied for the premier direct current account but was declined, and offered a "current account". 1. is this likely to be the "premier current account" advertised on the site? 2. i applied with a £0 overdraft, if i open the account can this be changed? 3. will i get my quidco cashback? ;) thanks in…
Which Current Account
I need to open a bank account which gives me a Chq book, direct debit facilities and debit card. My problem is i am on long term sick and receive benefits, however i am also studying at present with the OU. How do i describe myself? Am i classed as a student or unemployed. I do not want to have to apply to several as it…
Nice Customer Friendly Banks
Could I relate a little (true) story to show what the banks really think of their customers ? My son, who has just started his own business, arranged for a loan to buy a pick-up truck. When the finance company 'phoned to verify his application, they asked what day he wanted the first payment to be made. He said the 9th…
Current Account Switching - Advice please...
Hello everyone... newbie poster here... please be gentle! ;) I've been reading the boards for a while, and would firstly like to say thanks for all the advice and sharing that makes us the MSE community! By taking some baby steps I've managed to pay off about 2k of debt in the past two months with help from here! Anyway...…
NationWide will not accept me
Hi all, I want to set-up a NationWide account (flexi) to run alongside my current account. Im 19, Self-Employed, have a good regular income have never been in debt or any financial trouble (dont even have a credit card). I have a debit and cheque book with my HSBC current account but I still get refused when filling out…
A tad of advice if you may!
Hi there, im new here and was wondering if you could share your pearls of wisdom!!! Here is my situation.... I'm finally moving out of home (post Uni) and into a new place with my best mate. We have decided to put all the bills to a joint account and each put in a set amount each month to cover all bills. Firstly, which is…
getting bank charges back (dchurch24 help please)
ok, i am in the middle of getting all my letters ready etc, and a question popped up. One of my bank accounts was defaulted and passed onto a debt collection company. Now if I manage to get them money back from the bank can the debt collection agency still ask for the previous amount or will it get reduced to the balance,…
My Bank Charges War Starts Today!!!
I have just sent off the first letter to one of my banks claiming back my charges, got 3 more to do. I am very determined to get all my money back. Thanks so much to this site. I would never have know about any of this!!! Will def be a big help to my debts!! Going to sort out my boyfriends ones too once i have done all…

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Budgeting & bank accounts

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