-
Money vanishes without a trace!
Banks really annoy me - I've been on holiday for a week and before I left I made sure I had sufficient funds in my current account to cover my direct debits and cash withdrawals. I made 3 cash withdrawals during the week and the first two times my cash machine receipt reported my balance at a reasonable figure, then my…
-
Nationwide flex/current account
As soon as I turned 18 (last november), I applied for a flex account as I really needed a debit card. I didn't have a job at the time as I was still in college and they refused me a debit card (I am sure you wouldn't need a job for a debit card..it only takes out what you have in there..=/ ). Which was a shame but oh well.…
-
Budgeting Backwards
My accountant has asked me to go back two years and compile my own set of accounts, all expenditure against income, to help find out why I'm constantly overdrawn. He says I spend too much, I reckon he's got my tax code wrong. I want to do a detailed account. Microsoft Money was OK but only allowed me to tot up details for…
-
Us To Uk.
I wonder if anyone can help? I have been living in Florida for sometime but will soon be returning to the UK. I have a US current account and still hold my UK current account with Cahoot. For the next three years someone will be paying a $1000.00 a month in to my US account. What is the best way to receive this in the UK…
-
£125 free cash from A&L
HI Martin, Just wanted to know if my boyfriend and myself could open account with A&L,to get the £125 free cash,as we have the same address,and how long we need to keep the accounts opened,could we close them after receiving the £125? Thanks a lot in advance Sandie
-
new current account advice needed
Hi there, I recently moved to Cambridge to start a job. Since my current bank doesnt have a single branch outside Ireland, I am in the process of looking for a current account in England. Essentially I need the current account for my salary to go in, direct debit for rental, credit card, mobile phone etc. On top of this, I…
-
Purchase protection with debit card?
Apologies if this isn't the right place to post, but.... I am intending to make an approx £350 purchase to a shop in the USA. They accept credit cards, cheques and paypal but have no online payment system. I don't have a Paypal account or credit card, but do have a Delta/visa debit card thingie with my current account.…
-
Natwest cheque clearance
Anyone know how long a cheque should take to clear? Paid in a cheque last Saturday and as of today the cheque was still not clear. Dont mind waiting if it is the norm , just thought in the 21st century these things may be a bit quicker. Thanks Martin
-
Student Debts
My Girlfriend is £1500 overdrawn in her Barclays Graduate Account, unfortunatley not interest Free. She Graduated in 2002 - Are we too late to start looking for a interest free overdraft? Is there anywhere else we can go to who will accept a £1500 overdraft that are cheaper than Barclays? She will stop working soon due to…
-
A&L Help Please
Just been reading Martins advice for Current Accounts, A&L is the way to go for me & my Girlfriend. Does anyone know how long the offer will remain open for? We are currently buying a house, so the mortgage lender has my old bank details, I just think it would be too much of a pain to inform everyone before we move. We…
-
Clydesdale bank
My gf has got a basic account with them as she is under 18 and also i looked at her bank card today and its just a basic bank account that looks like she can only use it at the clydesdale ATM machines BUT she is able to she is able to use it at other banks ATM machines and the card doesn thave link etc on the back. can…
-
Is it possible to have two current accounts?
I am currently with HSBC for my current account, and I know they are pretty bad interest etc but I want to leave this account as is this account has my mortgage etc coming out of. However my dillema is I want to open another current account, just for certain direct debits and payments, nothing dodgy just that I want to…
-
Current Account Abroad
Hi guys, I'm new here, please play nicely! I'm moving abroad (Barbados, to be exact) soon, and wanted to know what I should be doing in terms of setting up a new bank account. Presumably I can't use my Barclays UK one as I might get charged for overseas transactions? Would a totally online account be appropriate? Or would…
-
E:31/07/05 - Smile current account free £25
I haven't been able to see this either at https://www.smile.co.uk or elsewhere doing a search, but in an ad in today's [5th July] Guardian smile are offering £25 if you open an account with them before 31st July and make one credit of £1000 before 31st October they will subsequently credit your account with £25. [Offer…
-
Current account with switch/meastro?
I need a current account with switch/meastro or a solo card. Am currently with lloyds which has electron. What is the best bank that offers this card? Is their C/A better than lloyds standard classic account (student here so low income) because I may decide to change
-
All Atms Should Now Tell You If They Charge:
On 1 July the Link (ATM network) rules changed so all machines must now indicate on screen BEFORE you insert your card if they charge. As a general rule of thumb, you're safe with a bank based cash machine. If you spot a machine that doesn't comply with the rules then call Link on 01423 356000 or email…
-
Halifax Current Account (Visa Debit)
Can you use these in cash machines abroad ? Thanks
-
FREE Money (For Opening Accounts) - Referrals
I have noticed a large number of threads appearing whereby you can receive free money for opening accounts (Refer a Friend) etc. These post's belong in the referral board so I will be moving / merging them in the future. The only exception to this rule will be those referred to in the money tips e-mail as I am not…
-
TSB Discounted extras for longer
I have a TSB platinum plus account (one of the ones that gives AA cover, mobile phone and travel insurance etc) which are on special reduced rates (half normal). My 6 months half price ended this month. When I phoned them to change to another account (not worth it to me to pay the full amount £15 mounth), they said they…
-
MoneySavingExpert.com/Graduate Accounts article discussion area
The official discussion area for the updated Graduate Accounts article can be found at http://forums.moneysavingexpert.com/showthread.html?p=669267
