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Can I keep my ebay account?
evening all, another question from me :) My BIL has just told me we wont be able to keep our ebay account once we are bankrupt. Can anyone tell me if thats true? Cheers Pink x
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Advice on Going Bankrupt
On debt management and CCJ's, paying about £300 a month. Had really bad gambling problem and had bad relapse today. Just need to clear up a few things, and any advice would be appreciated. 1) My bank account is empty, and I understand I have to show bank statements. A lot has gone on gambling and paying back debts to…
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Pending House repo and Council Tax
Hi Everybody, Went BR Jan 09 and am still waiting for our house to be repossessed. The mortgage and house are included in the Br but my question is are we still liable for the council tax, we are now in a rented property and are paying the council tax here. Thanks as always, its still good to look back at this forum, and…
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Going br on my own
Can anyone help me. Im married and we have equity in our house which we are trying to sell, the majority of the debt around 100k is in my name and Im thinking of going br myself. If we sell the house and the equity is given to my wife and then I go BR can the equity from the sale of the house which is joint names be ring…
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bankruptcy as a pcso for the police
hi, can anyone tell me if going bankrupt as a pcso in the police would lead me to gross misconduct proceedings for breeching contract? cheers richie
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Help following bankruptcy in jan
Hello again, some might know I declared myself bankrupt in January and things have been ticking along nicely but now I find myself with an awful problem again! Before we lost of home some of the bills were in my OH's name, the council tax bill being one of them and of course we were behind with this, I couldn't include…
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Bought beneficial interest, now what happens
Myself and my husband, both br, have sent the £1 each plus solicitor cost last week to RTLU for buying the BI. What happens now, do we get a letter saying its done or will there be any forms, how long of a timescale from sending postal orders to it being signed back to us.
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help again
hi its me again received a letter and a phone call from vodafone i owe them 527.00 in the letter it says i have 7 days 2 bring the account up to date or they are going to bring further action on the phone they told me that from the 26th they r sending the blaiffs around they said they will hold itoff for 2weeks 2 see what…
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How would my husband be affected by my bankruptcy
Please can anyone point me to where to find out how my husband would be affected by my bankruptcy? My sole trader business is losing customers and has one big default whihc has given me an immediate cash flow problem. The house we live in is in my name ( we are a second marriage) and has virtually no equity left now,…
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HELP please advice needed if possible
Hi this is rather long but i will make it as sort as possible so not to bore anyone! My boyfriend runs his own business as a soletrader. He lives at home with his mum and dad during the week and with me at weekends, i have 2 kids already and we have just had a baby who is now 14 weeks old. The reason we don't live together…
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Timing - Br and wages in bank issue
Hello, I am begining to consider going BR. If I do, when should I put my wages somewhere else? At the moment they are paid into an account that is overdrawn so I think that account would be closed. So I would need my wages paid inot another account. I understand that I can open a co op cashminder account, but do I do this…
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New Bank but no good ?
I've mistakenly opened a new [basic] Bank account with Clydesdale pre BR and was going to transfer salary and DDs over but found out later that Clydesdale don't like BR people and would probably close it down so opted for Coop Cashminder and opened an account with them as well. The thing is, do you think I could still use…
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Paying Rent - new Bankrupt
If my bank account is frozen - how on earth am I supposed to live? If I withdraw the remainder on my overdraft now so that I can live until other funds come in is this deemed as an offence? I haven't gone bankrupt yet but am about to fill in the forms. This is really concerning me and any advice would be welcome.
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Self Employed and about to file for Bankruptcy - help!
I am still owed some money (£1400). When I go bankrupt will these people be chased for the amounts they owe? I have been chasing the funds myself to no avail and would hate them to "get away with it".
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help wanted post repossession ie. proposal to repay lender 70k debt
Hi there Its a long story and I wont bore you but we have had our house repossessed due to my redundancy and now have a whopping £70k debt to contemplate. Its very sad but there is life after. My question is what happens now, can anyone point me in the right direction? I acted for myself and have limited my legal costs and…
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A few questions pre bankruptcy
In the next couple of months my personal situation is changing and I will be claiming Income Support. At present I am making repayments on my loan and credit cards and have not missed any payments....this is to the detriment of other essential living such as groceries. Will this count against me? Ie do you need to be in…
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I need some help
Iam at my wits end at the moment and are thinking about going bankrupt Here are my details for me and my wife We have a morgage on my own home which i currently owe £120,000 and the house is worth around £100,000 ( i had a 120% morgage) i pay £775mth I owe £1000 on a credit card i pay £23mth My wife owes £3000 on a credit…
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Refused a Mortgage due to bankruptcy, any ideas please?
Hello, first time I have done this but it has been recommended to me as a good place for advice. I unfortunatley made myself bankrupt 6 years ago this march gone, I have been discharged from bankruptcy for 4 years also. And this has now come off my credit file which is now clean. Since the bankruptcy my credit file has…
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Inheritance..
Well my partner and I are still not BR, our IVA is to be officially failed on 21st July... Anyway my mother in law is quite ill, my wife is a trustee. Hypothetical question: Is there anything my partner can do either before or after BR, to protect her inheritance, or do we really have to give it up?? :confused:
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My BR diary from the start to IVA and on to BR
Well, here goes, my diary from the start of debt to IVA and jumping into bankruptcy. I hope it helps anyone in the same position and I will update it as time goes on. It is a long read dated along the way. My BR Diary 28 February 2009 When I got with my OH, I came out of a relationship and had a child. My new partner had…
