We're a friendly community of MoneySavers sharing our experiences and tips to help each other out
Budgeting, Banking, Cards and Loans, Credit Scores, Reclaim fees & charges
Making money, Debt-Free Diaries, Bankruptcy, IVAs & DROs
Consumer Rights, MoneySaving, Deals, Vouchers & Discounts, Freebies
Tax & Benefits, Jobs & Training, Pensions, Redundancy, Charities
Buying, Renting, Selling, Energy, Household Bills, Home Improvement
Insurance & Life Assurance, Disability, Weddings, Children, Death & Probate
Holidays, Days Out, Flight Delays, Parking Tickets, Public Transport
Competitions Time, Old Style MoneySaving, Techie Stuff, Crafting
Need help using the MSE Forum, or want to share feedback about how this website works?
A trip to the cinema isn't always cheap, especially once you've added popcorn, sweets and drinks to the price of your ticket. Do you treat yourself to snacks at the cinema, save a few quid by bringing your own, or skip the refreshments altogether? Vote in the poll then share your cinema snacking habits in the thread.
Whether you're looking to buy furniture, clothing or software, it's worth tapping in to the MoneySaving wisdom of the MSE Forum community before parting with your cash. Let's explore those questions and the rest of the week's biggest talking points.…
Remember, remember, the fifth of November... Bonfire Night is here, with the next few days bringing fireworks, sparklers and the occasional slightly singed sausage. Are you paying to attend an organised display, celebrating at home, looking for something free to do, or giving the festivities a miss altogether? Vote in the…
Looks like a new feature has been enabled on PW3s in Europe aimed at further improving household efficiency. A built in hot water diverter seems so logical now that it's been announced! https://electrek.co/2026/11/02/tesla-powerwall-3-heat-pump-optimization-sg-ready/
Hi all, I should have come here earlier but had a lot to deal with. My mother was diagnosed with a serious illness in January this year, given months to live and died in August. I received a self assessment letter from HMRC in April to file for the 2024-2025 tax year. I did not submit as I was dealing with my mothers…
My mum died this year. A will-writing company drafted her will, not a high street solicitor. It turns out the will puts her whole estate into a discretionary trust, with the company’s own directors as executors and trustees, and they can charge fees. Her letter of wishes says everything should go to me. I was with her when…
Can someone please advise me what to do when I want to contact a creditor to make a payment plan offer and they have no direct email address? Many thanks,
Back in Feb 2025 I posted here: "My 93 year old dad has SIX (yes I know I'm shouting) tax code letters between Jan & Dec 24 for 24/25 tax year, each increasing the amount he has to pay." I got helpful responses and realised I had to wait for it all to settle down. In Oct 2025 he had a letter stating how much he needed to…
MSE has a new tool to help you work out if you're owed compensation for a delayed flight, and to help you draft your claim letter - and we'd like you to take it out for a test flight
It looks like you're new here. Sign in or register to get started.
How much can you manage to save in 2026?
How many days can you avoid unnecessary spending?
We love seeing your MoneySaving success stories! Let us know below if something you've read or done on MSE this year has left you better off. We might even share your story in a future Money Tips email!
Halifax customers who use mobile and online banking services should move to the Lloyds Bank app before Sunday 1 November. That's because the Halifax app and online banking services will be axed from this date. Here's what you need to know.
The State Pension is likely to rise by 3.9% next April, taking the full new State Pension to over £13,000 a year. It means the State Pension now breaches the tax-free personal allowance for some.
Free and available on iOS and Android
Tip Email
