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Hi everyone, From today, you can follow other forum users. When someone you follow starts a new discussion or adds a comment, you can choose to receive a forum notification or email alert. You can also view and manage the people you follow from your account. You can now filter Latest Threads to show posts from people you…
This week we reached the point where there are four months till Christmas – but in one corner of the MSE Forum it's yuletide all year round as MoneySavers plot their festive preparations. Read on for more of the latest talking points. https://www.moneysavingexpert.com/team-blog/2026/08/forum-highlights-28-08-2026/ Seen…
Reduced-to-clear items can be a beacon of MoneySaving when it comes to your grocery shop, but just how regularly do you seek out the yellow sticker goods when ambling down the aisles? Vote in the poll then share your thoughts in the thread.
Hi everyone, I posted here before about my credit card debts and got a lot of help. My situation has changed so much that I thought it would be better to start a new thread as the old thread was getting too long.. The strange thing is that the old credit card debts are now the least of my worries. Following the advice I…
Just looking to see if a gilt ladder would be better than an annuity…….How would i implement a gilt ladder? I am a bit worried about the required admin. I currently have an II SIPP. I would be using about 20% of the SIPP value. Should I just buy all the gilts required and hold it all in my SIPP, or is it possible to set up…
2 converted flats in a Victorian building owned by the Council. Hoping to avoid future overpriced major works, I asked to buy the freehold. I thought it would be 50%, then the other leaseholder chose not to participate, yet encouraged me to buy 100% (also wishing to avoid the dreaded council's overpriced major works).…
I was ready to retire, sent HMRC final accounts, shut down bank account and was poised to apply for voluntary strike off .. then approached by several clients wanting me to do work for them. Lucky me :-) Questions I have are: Have sent final accounts to HMRC and settled all monies, including VAT registration. Is there a…
I'm with Fuse on Aug Single Rate Fixed (13m) v7 On Uswitch, the cheapest switch is still with Fuse August 2026 Fixed (18m) V15 Can I switch with Uswitch through TCB for £46 cashback? It does say on there, Want to stay with your existing supplier, and there's a switch button. Probably won't switch until closer to October…
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How much can you manage to save in 2026?
Helping people to save money by setting aside days every month where you deliberately don't spend unnecessary cash.
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This means a change for those with substantial savings across M&S Bank and HSBC UK and/or First Direct. Here's what the transfer means for your savings, credit cards and more.
The Government has confirmed it has increased the maximum amount of support available to those affected via a loan from £10,000 to £20,000, but only for exceptional cases.
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