We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Questions about Balance Transfers
Options
Comments
-
can a spouse or partner transfer credit cards between each other's accounts?0
-
I've recently arranged with Santander to transfer money from a Tesco credit card to their 0% interest card. I'm aware of the percentage charge of 2.99% and that it can take 5 to 15 working days for the transfer to complete. However, after only 3 days it seems that I have now got the two exact same sums of money sitting on both accounts, with the percentage charge added to the Santander account. Is this normal? Am I potentially paying interest on both accounts as I'm sure I pay interest on the percentage charge for the transfer? I have tried to speak to various impartial organisations to find out if this is indeed the usual practice of credit companies and no one it seems could pass comment.
I would be most grateful for anyone to enlighten me further to the dark arts of the credit service industry.
Many thanks
Mark.0 -
I have a large bank overdraft which costs a lot in fees. I would like to transfer this to a 0% credit card (assuming I can get one).0
-
cosmickitty wrote: »I have a large bank overdraft which costs a lot in fees. I would like to transfer this to a 0% credit card (assuming I can get one).
I was going to ask the same question! I have a natwest overdraft which has just stopped being interest free (post graduation). I have also noticed natwest platinum credit card is 0% int on balance transfers for 16 months. Would i be able to transfer the OD balance on to the credit card? Would any other credit card be better?0 -
I have around £10 on a barclay card and am looking to transfere to a better card/rate. Abiut a year ago due to divorse I moved into a rented house and have just moved again due to previous landlord selling up.
Have I any chance of finding a deal as I am now not a home owner and have a couple of house moves on my record???? I.ve been refused one card about 4 months ago and am now nervous of appling again in case this also starts to smudge my previous perfect credit score... Help!!!!0 -
-
Quick flick through the website and this forum, couldn't seem to find a direct answer. Apologies if I missed it.
Can I transfer the balance of my overdraft to a 0% credit card. I want to put all my debt in one place. I'm getting interest changes out of my ears.
I've applied for a credit card which will cover my debt but I am unsure whether Barclaycard will allow me to transfer my current account balances.0 -
I have some debt (0%) on an existing credit card that was balanced transfered 6 months ago. The promotional period for this debt is about to expire, however, I note that they are now offering me to balance transfer further debt to the same card that will be at 0% for 12 months.
My question is: Is it possible (and legal) to balance transfer my existing debt to another credit card, wait for it to be posted (i.e allow sufficient time for the transaction to show up on your statement), then balance transfer it back again to the original card and take advantage of the new promotional rate?
Many thanks for your help!0 -
Having successfully acquired a card and transferred the original balance is it then possible to transfer another balance to this same card at a later date during the life of the card for the same 0%?0
-
Hi, Can you tell me whether I can transfer a balance onto an existing card I have and still get it at 0% interest for some time as offered on new credit cards.0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 350.7K Banking & Borrowing
- 253K Reduce Debt & Boost Income
- 453.4K Spending & Discounts
- 243.7K Work, Benefits & Business
- 598.5K Mortgages, Homes & Bills
- 176.8K Life & Family
- 256.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards