Barclays bank £2994 error

You should not have spent it.

You might be able to claim you made an error in spending it, then argue that as they made an error as well you forgot the money wasnt yours. I would only ask that the overdraft bill is cancelled on this basis.

I dont know your situation, but just make sure you are polite but firm in putting your point over, dont go in with a sob story about being low paid/single mum/illness*, if I worked in the bank that would put my back up straight away.

*delete as appropriate.

Emilyrob wrote: »

No, I expect to pay it back as I have spent it but I am not happy with how the bank have dealt with this. I believed the money was mine because of coincidence's that occurred after speaking the bank, especially after I was told it couldn't be a mistake. I am now going to be chathe interest because of a mistake made by someone else.

That doesn't sound like what you say in post #1

Emilyrob wrote: »

On 21/06/2017 an amount of £2994 was paid into my barclays current account. I went to the bank straight away where I was advised to keep the money in my savings for the mean time because It couldn't been seen where the money came from because there was no account information.

You were told not to spend it, so why did you?

Is this right that the bank can just do this to my account without permission??

It wasn't your money, they told you to put it into your savings account pending investigation yet you decided to spend the money?

Did you know that's an offence under the Theft Act? You knew it wasn't yours, and yet you still spent it...

Emilyrob wrote: »

The person in the bank said that they could not trace where the money had come from because there was no account details attached to the transfer. However today they said that it was from a barclays account holder and a mistake had been made in branch where a transfer had been made into the wrong account.

The OP is in the wrong, we all know it including the OP.

Nobody ever deals with or adequately explains the persistent lying/lack of clarity from the bank staff when they say things like "we can't see where the money has come from". We have seen this line dozens of times on his forum. Of course they can if they really wanted to help the customer.

Westie983 wrote: »

You may want to check your T&C's on your current account where it says about erroneous payments and that it can be recoverable from any account you hold with the bank...

I have found it on P27

Barclays T&C's

Westie983

That only overs the right to set off which is pretty much the same as all banks.

Page 6 covers erroneous payments and states they can take it without notice which could lead to some interesting situations if the bank have not carried out due diligence on the claim.

Presumably this is a continuation of this thread.