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    • Littlebirdie
    • By Littlebirdie 1st Feb 17, 8:53 PM
    • 184Posts
    • 268Thanks
    Real Life, Dating and Money!
    • #1
    • 1st Feb 17, 8:53 PM
    Real Life, Dating and Money! 1st Feb 17 at 8:53 PM

    So had a thread on here before and well updating it or not it kept me focused. That's what I'm lacking at the minute - focus. I'm in the train of thought that if I overspend here and there, it will all work out. Yeah so turns out it hasn't for the last two months and now I'm in well and truely in my overdraft! I've just spent many years since graduating from Uni to get out of my £4000 overdraft and I do not want to go through that again.

    So what are my plans?
    Good question as even I don't have a clue. I'm single, living in the big city and well don't really know what the future holds so let's see the road takes me. What I do know is I'm in my mid 20's and I want to enjoy them. What I dont want is to have to pay for it in my 30's! I wan to enjoy the dating world, create happy memoies with my friends, look good, go on holiday, eat out, eat well, give gifts, save for a house, save for christmas, have emergency savings and also accept that I cant do everything.

    I hoping this diary helps me reflect on my spending and create a good a comfortable life.

    Lets go....
    To staying out of debt!
Page 6
    • Littlebirdie
    • By Littlebirdie 18th Jul 17, 7:31 PM
    • 184 Posts
    • 268 Thanks
    Soooo update time.

    So recently I just haven't been in the frame of mind to think about money.

    And my credit card has now £363 of debt on it

    So how did I get there? I can't remember exactly but there was one expensive month so the end of the month I put it on my credit card ~ £80 and then my holiday. So the accomodation ~ £300

    So, I've got extra money coming in ~£100 this month and next month ~ £200 and I've also had ~£200 from CA so theoretically I should have enough to pay off.

    I'm also going away on Thur so any money left in my account can pay it off.

    At the minute I have ~£250 in my account but I know that I owe ~£35 for bills and £20 automatic credit card payment.

    I have saved money as this month I'm not topping up my phone so I might put that straight onto my credit card now...infant I'm going to do that!

    So hopefully this time next month the credit card total will be much much lower!
    To staying out of debt!
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