Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

Search
  • FIRST POST
    • scubaangel
    • By scubaangel 14th Dec 14, 4:06 PM
    • 6,362Posts
    • 10,342Thanks
    scubaangel
    Scuba's Saving the Ha'Pennies
    • #1
    • 14th Dec 14, 4:06 PM
    Scuba's Saving the Ha'Pennies 14th Dec 14 at 4:06 PM
    After my somewhat unpredictable last year I have moved back to the South and am starting my debt free journey from a new start point.

    Last year I was unemployed for almost 8 months which unhelpfully coincided with the things I had organised before my unemployment and I didnt want to cancel (the wedding of one of my best friends, my annual trip to Twickenham for a rugby match among them) so my debt managed to increase but not massively.

    Unfortunately once employed I left my permanent job after 4 months as I hated it to move back to the Surrey area, which then coincided with a series of somewhat inconvienient events which have conspired to cost me more money than I was happy about - making my very happy I hadn't used the salary I was saving to pay off debt like I should have been doing.

    So 4 weeks after making the move for my new job (which I still love despite some tough days) I am getting the keys to my new house tomorrow lunchtime and it's time to start working out a new budget.
    Itís not worth doing something unless someone, somewhere, would much rather you werenít doing it.
    Sir Terry Pratchett
    Find my diary here

    http://forums.moneysavingexpert.com/showthread.php?t=5135113
Page 50
    • scubaangel
    • By scubaangel 18th Aug 17, 1:12 PM
    • 6,362 Posts
    • 10,342 Thanks
    scubaangel
    Last week I won two serving bowls on the BigDL daily spin, they were delivered this morning, so they've been added to the pile of things I need to get listed for sale. They're actually really nice but I definitely don't need them nor have space for them and the money will be of more use if I can get rid of them.

    Just checked amazon and a set of two are currently £16 on amazon, or £9 individually.
    Itís not worth doing something unless someone, somewhere, would much rather you werenít doing it.
    Sir Terry Pratchett
    Find my diary here

    http://forums.moneysavingexpert.com/showthread.php?t=5135113
    • scubaangel
    • By scubaangel 21st Aug 17, 3:59 PM
    • 6,362 Posts
    • 10,342 Thanks
    scubaangel
    A friend had a couple of the same bowl's as the ones I won so she bought my two off me for £10.

    My vypr payout arrived so thats £5 in to paypal.

    I've also done 5 citizenme surveys so another 50p paid out already.

    Citizenme is on the iphone so I'm not counting that towards covering the cost of my new phone. But the other two do so thats £15 towards the £39 it cost me in cash. So only £24 to go and I'm back to reducing the debt from whatever I earn on it.
    Itís not worth doing something unless someone, somewhere, would much rather you werenít doing it.
    Sir Terry Pratchett
    Find my diary here

    http://forums.moneysavingexpert.com/showthread.php?t=5135113
    • scubaangel
    • By scubaangel 22nd Aug 17, 4:20 PM
    • 6,362 Posts
    • 10,342 Thanks
    scubaangel
    It was a colleagues leaving drinks last night so the bloke and I were out for the evening. Spent about £20 including lunch today.

    Stayed at his flat last night and walked home, so have collected my full compliment of 10 snatch parcels and about 150 betterpoints for the walk.

    Debating putting the SIM back in to the pop, it would mean I might be able to get the instore vypr steers which are worth about 100 points a time, currently there are 4 for Mr S, 2 for KFC and one for M&S, all of which are places I spend time near regularly so could pop in and earn the points (in Mr S yesterday I couldn't get the app to recognise I was instore even connected to the instore wifi).
    Itís not worth doing something unless someone, somewhere, would much rather you werenít doing it.
    Sir Terry Pratchett
    Find my diary here

    http://forums.moneysavingexpert.com/showthread.php?t=5135113
    • scubaangel
    • By scubaangel 29th Aug 17, 9:56 PM
    • 6,362 Posts
    • 10,342 Thanks
    scubaangel
    Did a merchandising job before work earlier this week, managed to get the pop to find that I was instore and did two more steers at the same time.

    Vypr is back up to 80% so hopefully I'll get another payout requested this week.

    I've also fiound my first golden Snatch parcel this evening, I currently have another 30mins to find out that I've won £1 (bigger amounts are available but I dont expect to get those).

    A few more citizenme surveys have dropped some more pennies in to paypal.

    Also another lovely set of guests handed me foldy money for me and my team, so I've added my part to the current tips purse and I think there should be enough to cover the cash outlay of buying a couple of new skirts if I can get them instore and when I get the money reimbursed some new more appropriate work shoes - my current ones are trainer style and will look silly with a "suit" style work outfit.
    Itís not worth doing something unless someone, somewhere, would much rather you werenít doing it.
    Sir Terry Pratchett
    Find my diary here

    http://forums.moneysavingexpert.com/showthread.php?t=5135113
    • scubaangel
    • By scubaangel 30th Aug 17, 1:08 PM
    • 6,362 Posts
    • 10,342 Thanks
    scubaangel
    My Snatch win was indeed a whole £1, so I've opened a Circle account and redeemed it.

    Had planned to go for a run today but given the current state of the weather I feel that isn't a thing I want to do so I'm going to head to Matalan to see if they have any suitable skirts for work as there are a couple on the website which might be ok, annoyingly my local Matalan is the smallest I've ever seen so I'll likely end up buying online to click and collect more than one of the right colour and size.
    Itís not worth doing something unless someone, somewhere, would much rather you werenít doing it.
    Sir Terry Pratchett
    Find my diary here

    http://forums.moneysavingexpert.com/showthread.php?t=5135113
    • scubaangel
    • By scubaangel 30th Aug 17, 3:34 PM
    • 6,362 Posts
    • 10,342 Thanks
    scubaangel
    Just redeemed another £5 from vypr. Means I only need another £19 to pay off the phone I'm using.

    Have just been on a rather unsuccessful shopping trip looking for skirts for work. The Matalan £12 ones are too long and the £10 ones which are about the right length they only do in black and I need navy blue. M&S black ones (£29.50) are also a bit long - no navy in stock to check the colour match - and I can't see a petite option on either website. Next's tailored suit skirt was £60

    Will have to go in to Reading or Guildford to try some of the dept stores on my next day off.
    Itís not worth doing something unless someone, somewhere, would much rather you werenít doing it.
    Sir Terry Pratchett
    Find my diary here

    http://forums.moneysavingexpert.com/showthread.php?t=5135113
    • scubaangel
    • By scubaangel 1st Sep 17, 6:31 PM
    • 6,362 Posts
    • 10,342 Thanks
    scubaangel
    Vypr paid yesterday so thats on its way to the bank account.

    Had no citizenme's today but attapoll have had quite a few short surveys (have completed three, and screened out of two) but they have a £5 redemption threshold.

    The boy wants to go out for dinner tonight so I need to shift off the sofa and in to a shower fairly soon.
    Itís not worth doing something unless someone, somewhere, would much rather you werenít doing it.
    Sir Terry Pratchett
    Find my diary here

    http://forums.moneysavingexpert.com/showthread.php?t=5135113
    • scubaangel
    • By scubaangel 7th Sep 17, 5:06 PM
    • 6,362 Posts
    • 10,342 Thanks
    scubaangel
    Another vypr £5 redeemed and recieved.

    It was almost instant this afternoon. So thats down to £14 to have paid for the pop.

    Had a couple of citzenme's this week but not as many as last week and a few shopmium payments to withdrawn from paypal.

    Decided to try swagbucks redemption for a £5 prepaid mastercard, thats come through so I'm going to see if I can pay it off my credit card directly. If I can I'll work out if I'm as well keep saving my sb's for a £100 paypal option or the equivalent in mastercards for best value since either way it goes to paying down my cc debts.
    Itís not worth doing something unless someone, somewhere, would much rather you werenít doing it.
    Sir Terry Pratchett
    Find my diary here

    http://forums.moneysavingexpert.com/showthread.php?t=5135113
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

3,401Posts Today

8,053Users online

Martin's Twitter
  • Shana tova umetuka - a sweet Jewish New Year to all celebrating. I won't be online the rest of t'week, as I take the time to be with family

  • Dear Steve. Please note doing a poll to ask people's opinion does not in itself imply an opinion! https://t.co/UGvWlMURxy

  • Luciana is on the advisory board of @mmhpi (we have MPs from most parties) https://t.co/n99NAxGAAQ

  • Follow Martin