£2012 in 2012

[mennie]

Right who's with me?

I am setting myself a challenge of generating/ making savings of £2012 in 2012. I read the millionaires challenge and Make £10,000 challenge, but they are just a tad out of my reach

I work full time, have a loooong commute and various other commitments so just dont have the time to commit to those amounts.

This year I have kept track of the additional money I have made/saved and my tally is at £1445.69. So £2012 shouldnt be tooooo much of a stretch.

This year I set up a spreadsheet and had the following catagories for each month, but you track it however you like.......

• Selling - Ebay, Amazon Market Place, Music Magpie, Local Paper, Boot Fair, Swapping, Green Metropolis
• Surveys - You Gov, one poll, Pure Profile
• Paid to Click - Archer Fish, Pigsback
• Cashback - Top Cashback, R Points, Free Fivers, Quidco, FatCheese, My Shopping Rewards, Misc
• Mystery Shopping - Grass Roots, Gap Buster, Retail Eyes
• Freebies - Applied for, Blagged, Multibuys, Chance, Try me free
• Coupons - Applied for, Blagged, chance
• Loyalty - Club Card, Nectar, local garden centre, east coast, cafe nero, advantage cards
• Complaints - Train delay, voucher, cheque, product
• Trials - Tesco, Boots
• Misc - unfranked stamps, overtime, bonus, competition wins, money found on floor, Interest

I will provide a monthly update
Is this anything obvious I have missed and who is with me?


List of £2012 in 2012 Challengers

https://docs.google.com/spreadsheet/...lE&output=html

[RobEssex]

I'm with you, the others are also a bit out of my reach - but i'll definately give this one a go!

[mennie]

Fab anymore victims?

[jaybee]

Yes! I'd really like to do this.
Realistically I would like to make more but get rather disheartened when I fail dismally. This sounds possible and, if i'm committed, then I have to make it work! So . . . count me in.

[louisa_]

I'm tempted to join in. The only "problem" I have with these sorts of challenges is that I'm self-employed, doing a few different things, so it's hard to define what is "side earnings" and what is just my regular earnings. Your list makes it clearer though, mennie, I can stick to those sort of things instead of my established part time jobs/contracts.

[twirly09]

im up for this =)

not sure how i'll do it yet, but it sounds a good one . Like the others, the other targets were out of my reach!. This sounds a good one

[**Juice**]

This sounds great, I think it's a realistic target too :-)

[skintsue]

Count me in. Keeping a list between now and January of impulse buys, after the planned presents, should show me where the biggest risks to the project are, and how to avoid them.

[purpleruby]

I am definately up for this, put my name down

[mennie]

So We have eight challengers and I have added you all the the first post with a number.

I am going to post my own monthly update broken down into catogories and it would be good if you did the same to help encourage other challengers and help each other come up with ideas.

If you could each PM me with your monthly totals I will add them to the first post

If £2012 is too little or too much then you can aim for multiples of eg £606 or £4024.

£2012 is £168 per month. Whats your ideas for the first month? I have a couple of PPI claims in I am hoping will pay out. I also have a claim in for a tax rebate due to washing uniform at home. I manage to use at least £15 in coupons per month. Its going to be tight

[**Juice**]

I think January will be the month of Ebay selling and selling a few things on my blog.

Some other ideas I've got are to finally use the Tesco vouchers I've been accumulating, trying to make some money via Affiliate Marketing, have a "no buy" month where I only buy actual essentials and enter a load of competitions.

[clairelh]

Can I join too? Got a meeting with the bank later so feeling very depressed already. Having something like this to work towards will make me feel a bit more focussed on putting the finances right.

I have lots of baby things to sell but can never get motivated so this will definitely help.

I don't know anything about paid to click or mystery shopping, I'll have to have a look.

With the trial things do we count the value of the things we're trialling or just the payments received for doing the trial?

[twirly09]

Overtime

Coupons is a another good one for me, being a student i like to save money where ever possible!! im also gonna put myself on more of a serious budget in the new year!

Im well up for this

[samo8076]

im going for £3000 by the ned of 2012, doest this count? lol

[rhianna99]

Count me in, i love looking for ways to make/save money.

I dont really have anything to sell, but will be doing couponing, surveys, comping and some mystery shopping, I find edigital research really good, just started with them and have earnt at least £40 this month, although the surveys are very time consuming, so may not be worth it for some of you.

I find tesco are giving out loads of money off vouchers via till spits at the moment too, so I make full use of those.

I am busy paying off debts at the moment, and every spare penny we have is going to that, but maybe I could class as money made on this challenge as ours to keep, so we can treat the kids next christmas and maybe go on a little holiday.

Thanks for starting thread, cant wait to get going

[twirly09]

I'm going to start "planning" now as im excited i want to start lol

[emma12345]

I'd like to join. Going for the £2012 mostly from surveys and mystery shopping. I'll look at what paid out this year and plan it out I think. Thanks for doing this Mennie.

[mennie]

oooooooh so that's 12 of us. That's at least £24k between us

So what is everyone going to spend it on, or will it get swallowed up in day to day living?

Mine will split beetween various savings accounts, e.g. DIY, Xmas, Holiday and overpaying the Mortgage

[mennie]

Originally Posted by clairelh

Can I join too? Got a meeting with the bank later so feeling very depressed already. Having something like this to work towards will make me feel a bit more focussed on putting the finances right.

I have lots of baby things to sell but can never get motivated so this will definitely help.

I don't know anything about paid to click or mystery shopping, I'll have to have a look.

With the trial things do we count the value of the things we're trialling or just the payments received for doing the trial?

I would count both, I only trial products for tesco although I am also registered with Boots. I dont get paid with Tesco and just get to keep the item, e.g. dogfood or bin liners, I have just been recording what I have saved by not buying the item. If you are being paid I would record that to.

Which companies are you registered with out of interest?

[must_try_harder]

Good idea - I'm up for trying this!
First month I will aim to list some stuff on ebay, do as many surveys as possible and get back into doing mystery shopping.

Originally Posted by clairelh

With the trial things do we count the value of the things we're trialling or just the payments received for doing the trial?

If it is something you would have bought anyway, I would definitely count it.

I think mine will go towards overpaying the mortgage as well.

Rhianna - how do you join edigital research? I have just looked at their site and can't figure it out.