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  • FIRST POST
    • Tilly MFW in 6 YRS
    • By Tilly MFW in 6 YRS 5th Nov 11, 9:12 PM
    • 7,745Posts
    • 86,426Thanks
    Tilly MFW in 6 YRS
    Countdown to Freedom
    • #1
    • 5th Nov 11, 9:12 PM
    Countdown to Freedom 5th Nov 11 at 9:12 PM
    A new diary as we enter the last two months of 2011. I have been lurking for almost a year and have found so many of you inspirational, particularly Billy, Michelle, Radish, and Museum Worker.

    A bit of background I am married to a great man, two kids who are growing up too quickly, two cats and a dog! Never a dull moment in our household as you can imagine.

    I had my LB moment 12 months ago and started to work on my husband to bring him round as I thought we both needed to be on board to tackle this project. I have just asked him when he had his LB moment and he said 'when you told me I had' however he swiftly followed this up with 'when I realised we would never reduce the mortgage whilst battling with 'the large Spanish bank'!

    To set the stage for where we are and where we are aiming for:
    Current mortgage £312000 and I wince as I type the number, with the outstanding mortgage due to finish in 10 years. Aim is to clear the mortgage in 6 years. We are fortunate that we are both employed on good salaries however in this day and age who knows how long that will last.
    Onwards and upwards, my next post will be to build a picture of how I/we have put into practice all the things learnt from you great people.

    Thanks for reading and I hope some day I can inspire others the way some of you have inspired me/us.
Page 512
    • Secret Saving Squirrel
    • By Secret Saving Squirrel 22nd Aug 17, 11:06 PM
    • 3,865 Posts
    • 35,841 Thanks
    Secret Saving Squirrel
    Sorry to hear that you have been unwell, Tilly. Fingers crossed for a speedy recovery. Also glad to hear that they younger Tillies are doing well. Good luck with the move to self employment or consultancy. I am finding that Full time retirement is still a bit too much for me in my fifties - so this is a route that I am considering too.
    Paid off mortgage nine years early in 2013. Now picking and choosing our work to fit in with the rest of our lives!
    Still thrifty though, after all these years
    • Tilly MFW in 6 YRS
    • By Tilly MFW in 6 YRS 3rd Sep 17, 9:48 PM
    • 7,745 Posts
    • 86,426 Thanks
    Tilly MFW in 6 YRS
    Evening, quick catch up as September is here. This year has flown by.

    Health back to normal.

    Fossa savings going well. £121 on eb@y sales this weekend and all bar one have been collected and paid. £90 in S&S which I'll convert to vouchers then transfer funds to savings pot.

    Lovely to see that Tilly Tidies are being so widely used and long may it continue. Those pennies really do mount up

    Weight loss is at 19lbs

    September is going to be a frugal month and freezer, fridge and larder will be bare by the end. I'm getting ready to batch cook for autumn thus having a clear out. Shopping budget is £15 for this week

    We lit a fire tonight

    Night, Tilly xxxx
    2004 £387k 29 years - MF March 2033
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15
    • apple muncher
    • By apple muncher 4th Sep 17, 7:02 PM
    • 6,330 Posts
    • 46,067 Thanks
    apple muncher
    So glad to read 'health is back to normal'. Long may it continue x
    NST Sept scrimper #2; NSD 15; Ex 14; craft 212; remove 510
    2017 MFW#63 Pay off: £2883/£4050; 2
    017 sell 116

    Mortgage £24,331 (01/14: £78,201; 01/15: £59,629; 01/16: 39,915; 01/17: 27,295) MFWDate Dec 2018
    • MoneyMission
    • By MoneyMission 5th Sep 17, 7:27 AM
    • 581 Posts
    • 2,889 Thanks
    MoneyMission

    We lit a fire tonight
    Originally posted by Tilly MFW in 6 YRS
    I'm tempted to light a fire this evening if only to help dry some washing. It's too darned damp and wet laundry is hanging around everywhere.

    Glad your health is back to normal. xxx
    MFW 2017 challenge (No.39) £3,556.00 / £3,450.00 (103.07%)
    MFW 2016 challenge (No. 39) £3,791.00 / £3,300.00 (114.88%)
    • brizzledfw
    • By brizzledfw 8th Sep 17, 3:43 PM
    • 7,092 Posts
    • 34,313 Thanks
    brizzledfw
    Glad you're feeling better - well done
    MFiT-T4 Member No. 96 - 2022 is my MF goal
    September '17 Savings Rate Goal: 33% [August 33%]
    Declutter 100 items before 30.09.17 67/100 ** LSDs Target 5 for September 02/05 **AFDs 13/15 ** Sales Target '17 £750 £225 so far
    **NSDs Target 5 for September 01/05 Trying to be a Frugalista
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