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30-05-2006, 7:05 PM
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Senior Researcher
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About The Site Article Discussion Area
This thread is specifically to discuss the content of the
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To discuss or ask a question about the article: click reply
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19-02-2007, 9:27 AM
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MoneySaving Newbie
Join Date: Feb 2007
Posts: 1
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i have read your advice on bank charges. is there no way to get charges back from loan companies?
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19-02-2007, 10:56 AM
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Deliciously Dedicated Diehard MoneySaving Devotee 
Join Date: Oct 2003
Posts: 31,326
Thanked 32,300 Times in 15,140 Posts
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You can claim some charges from a loan account, obviously not the interest but late payment fees will come under this.
Have a read of this thread...
http://forums.moneysavingexpert.com/....html?t=304698
Martin has asked me to tell you that I'm the Board Guide of the Telephones, Reclaim Bank Charges, Silver Savers and Scotland boards which means I'm a volunteer to help the boards run smoothly and I can move and merge threads there. Pease remember, board guides don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com. Board guides don't deal with this. Any views are mine and not the official line of MoneySavingExpert.
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24-08-2008, 2:38 PM
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MoneySaving Newbie
Join Date: Aug 2008
Posts: 1
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we set a "short term" loan 1 year ago as it was supposed to be going on to our mortgage 1 year on we have found out the loan has not been paid and we have received several letters from the bank demanding all the money to be paid back.
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02-02-2009, 4:58 PM
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MoneySaving Newbie
Join Date: Feb 2009
Posts: 1
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Means tested Tax Credits
I own properties which are let. Due to the financial situation I have a nett income after mortgages on these properties of only £12,000.00 per year. Is this my gross income for means testing or is the gross income before mortgages and other expenses my gross income? I can find no guidance.
Also because I am self-employed and my hours are irregular do I put down an average of, say 0ne to 15 hours a week?
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20-08-2009, 8:31 AM
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MoneySaving Newbie
Join Date: Aug 2009
Posts: 1
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flights
Great flight info for UK based but I am an expat so am interested in flights from Europe to worldwide. Are you planning to extend your flight info to cover this?
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06-05-2010, 4:51 PM
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MoneySaving Newbie
Join Date: May 2010
Posts: 5
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Great site but no info on how to use forums.I've posted a question but have no idea how to see replies although have received 5 emails saying I've had replies. Spent hours looking for a basic help guide.
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06-05-2010, 5:06 PM
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Deliciously Dedicated Diehard MoneySaving Devotee 
Join Date: Oct 2003
Posts: 31,326
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Have a read of sra's Unofficial A=Z thread which is just above this thread...
http://forums.moneysavingexpert.com/...ad.php?t=35717
for more general help in the use of vBulletin, have a read of the User Help which is in the green bar just above this thread, but I have to agree its not particularly obvious if you aren't used to forums.
FAQ is here... http://www.moneysavingexpert.com/site/faqs
Martin has asked me to tell you that I'm the Board Guide of the Telephones, Reclaim Bank Charges, Silver Savers and Scotland boards which means I'm a volunteer to help the boards run smoothly and I can move and merge threads there. Pease remember, board guides don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com. Board guides don't deal with this. Any views are mine and not the official line of MoneySavingExpert.
Last edited by Edinburghlass; 06-05-2010 at 5:13 PM.
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31-01-2011, 6:54 PM
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MoneySaving Newbie
Join Date: Jan 2011
Location: Wales
Posts: 3
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House Price Calculator - HELP!
Is there any way to include Wales in the House Price calculator. Is Wales similar to any other area listed in the tool? I'd be really grateful for some help by the MSE team on this one. Thanks
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02-02-2011, 5:28 PM
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Forum Editorial Liaison
Fantastically Fervent MoneySaving Super Fan 
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Location: Here :)
Posts: 5,213
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Hi moneybabe
We have an explanation on why Wales and Northern Ireland aren't in it in the Q&A dropdown, Why doesn't this apply to Wales and Northern Ireland?
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17-03-2011, 10:42 PM
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MoneySaving Newbie
Join Date: Mar 2011
Posts: 2
Thanked 1 Time in 1 Post
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Hi Martin and team
Thanks for pulling together such a fab site.
I have a question though that I could not readily see an answer to. I had a bad experience with an online retailer that has (considering feedback on this site and others) a suprisingly high google ranking. With hindsight I am sure I broke some of your golden rules in paying money to this company.
However, I had a thought that responses albeit very unhappy customers might perversely be adding to the company's google ranking that had foolishly led me to think they were reputable. I read this interesting article and wonder whether your site takes the precaution to prevent search engines giving weight to bad comments as I see some US feedback sites do. SOmething about “rel=nofollow” to anchor tags.
(can't give link as a newbie)
Apologies if all is in place and I just missed the post. Grateful for any clarification you can give
Thanks again
Ben
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30-03-2011, 11:05 PM
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MoneySaving Newbie
Join Date: Sep 2008
Posts: 2
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For cheap gas and/or electric go to the ebico site.Its a non profit making company operating only in u.k.Now in my book non profit making means it cant be beaten so sing it from the rooftops and screw the rip off companies by telling the whole country and taking there buisness to ebico.Im with them and they have been going 10 years and are really legit.Good luck to you all.
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31-03-2011, 12:46 AM
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Deliciously Dedicated Diehard MoneySaving Devotee 
Join Date: Sep 2005
Posts: 14,877
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Quote:
Originally Posted by englishnotbrit
...Now in my book non profit making means it cant be beaten ...
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Follow Martin's advice and use a comparison site to check.
Unless you are a low user, you will discover you may need to re-write your book
"Now to trolling as a concept. .... Personally, I've always found it a little sad that people choose to spend such a large proportion of their lives in this way but they do, and we have to deal with it." - MSE Forum Manager 6th July 2010
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The Following User Says Thank You to Premier For This Useful Post:
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31-03-2011, 8:26 AM
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Deliciously Dedicated Diehard MoneySaving Devotee 
Join Date: Mar 2005
Posts: 20,674
Thanked 9,302 Times in 6,569 Posts
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Quote:
Originally Posted by englishnotbrit
For cheap gas and/or electric go to the ebico site.Its a non profit making company operating only in u.k.Now in my book non profit making means it cant be beaten so sing it from the rooftops and screw the rip off companies by telling the whole country and taking there buisness to ebico.Im with them and they have been going 10 years and are really legit.Good luck to you all.
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'Your book' will be found in the 'fiction' section of libraries!
Whilst we all like the ethos of the company, for all but low users they are expensive, particularly for electricity.
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06-06-2011, 1:04 PM
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MoneySaving Newbie
Join Date: Aug 2010
Posts: 9
Thanked 0 Times in 0 Posts
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Where do I find the link to start a new thread?
Thanks
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06-06-2011, 1:25 PM
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Web Developer
MoneySaving Convert 
Join Date: May 2011
Location: MSE Towers
Posts: 99
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Hello ostridge;
To start a thread, go to the appropriate forums where you would to start a thread. Once there, there is a button located just below the FORUM navigational bar titled "New thread".
Click it and follow the on-screen instructions and tada! You will have started your own thread.
Last edited by MSE Andrea; 09-06-2011 at 2:55 PM.
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The Following User Says Thank You to MSE Joe For This Useful Post:
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15-07-2011, 12:04 AM
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Serious MoneySaving Fan 
Join Date: Oct 2009
Posts: 986
Thanked 1,322 Times in 604 Posts
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Quote:
Originally Posted by hawaiixx
I cannpt see anywhere HOW to start a new post in a forum. Please help -I have a tax query to post. Thx.
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'Post' or 'thread'?
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