Last few steps of my journey need somewhere to keep focused
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Good morning to a shiny new sunny Saturday
Everyone's still asleep here as Fridays bedtime is "good to bed when you want" for my lot after a hard week at school and so they didnt come up until 1am :eek: my brother stayed over, he's a good bit younger than me so he's very cool and plays the playstation with them and keeps them entertained and so my electric took a battering las night but they're all happy
Hoping for a very limited spend this weekend, I find I do quite well in the week and then the weekend hits and every penny flies out but this weekend will be different I'm a new me
Today I have to:
1.Take my sister her birthday gift
- a painting by me £0 and a card handmade by me 8p
I got a pack of 50 blank cards and envelopes for £4 from the works a while ago and I just draw a pic or write a message on the front in black drawing pen its very simple but quite effective and only 8p for a card :T plus I hate sending cards when you know most of them get put in the bin after the event :mad:
2. Hubby going to his "hobby job" so we're going to watch him that will cost £0 and he should get about £10 today sometimes its more depending where he is, I don't use this money he gets to keep it and use as his spending money
Tomorrow I have to
1. Half a day out at sports with the two eldest all family are going will need a picnic as its during lunch time and I will not spend in the food vans, this should be £0 as I did the food shop yesterday
The rest of the weekend will be spent at home which is free :jTotal 15th April '15 :£12594.00 :eek:
Total today: £
Savings Today £1000
Xmas Shopping £0
Don't give up, when you've reached the bottom the only way to go is back up0 -
Keep going Last few! I'm just taking my first few and all was going well. Until the tap broke, and as I'd not been able to clear the u bend myself and was putting off the cost of a plumber, it was overflowing so had to get an emergency plumber. £138 thanks very much. There's going to be a lot of one step forward, one step back stuff for me. Learning when to get my house in order by spending appropriately to save down the line is going to be difficult. My wallet is staying firmly closed the rest of the weekend (taps willing!)
All the best.Total debt at 18.9.17 £1950
Debts down £12,700 high in Feb 2015, £10,700 April 15, £8830 May 15, £6776 June 15 , £5857 July 15 £6970 1.3.16
£3950 15 May 2017 £3470 July 17 £2650 21.8.170 -
Hi Pollygarter
That's my problem too unexpected breakages pet emergencies school expenses they all add up which means less off the debt,
but we can do it, even a small payment means we're one step closer to the finish line
So proud of myself I just realised I haven't used my tumble dryer for two weeks :eek: :T for me that's amazing as I would put towels and undies in it even in a heat wave
And I have been saving my Tesco and morrisons vouchers to put towards xmas and we now have £36 I know what's going to happen though I won't want to spend them :rotfl:Total 15th April '15 :£12594.00 :eek:
Total today: £
Savings Today £1000
Xmas Shopping £0
Don't give up, when you've reached the bottom the only way to go is back up0 -
Managed not to spend a penny today so happyTotal 15th April '15 :£12594.00 :eek:
Total today: £
Savings Today £1000
Xmas Shopping £0
Don't give up, when you've reached the bottom the only way to go is back up0 -
No pennies out of my purse today either! And some in via eBay. Onwards eh?!Total debt at 18.9.17 £1950
Debts down £12,700 high in Feb 2015, £10,700 April 15, £8830 May 15, £6776 June 15 , £5857 July 15 £6970 1.3.16
£3950 15 May 2017 £3470 July 17 £2650 21.8.170 -
Yes onwards we go towards that finish line pollygarter
Unfortunately not a no spend day today I treated the kids to that disgusting dreaded muckdonalds , they did well in their sports today it was a long day and I RARELY buy them one of these "meals" probably only twice a year, so I went and spent my money on them, oh well kids are smiling, and I'm now a nice mammy for a few days
Might have saved a few £ though, my car brakes were playing up so hubby took the wheels off and had a look and found a little stone trapped in one of the discs, seemed much better when I took it around the block so hopefully that's done the trick and we wont be going to the garage, and dh taught me how to take the tyre off too its actually quite easy but I'm feeling rather pleased with myself, don't know how good I'd be without dh though those tyres are pretty heavy to lift
Few things with bids on eB@y all ending in the week and ive got a pile of things to list when the next free listings are on, kids went through their rooms and brought me all their unwanted items, and while I was in the garage I noticed quite a bit of eB@y potential so will need to sort through that once ive got through the mountain in the house
Evening on the sofa now catching up in eastendersTotal 15th April '15 :£12594.00 :eek:
Total today: £
Savings Today £1000
Xmas Shopping £0
Don't give up, when you've reached the bottom the only way to go is back up0 -
This is going to be a long post so feel free to skip on by
Its nothing exciting really just things I want to put down here to keep me going
I've done my signature quite proud as I'm no genius on these things email and Internet still amaze/confuse me
So the numbers are quite scary but they were so so much worse just a year and a half ago, I have only put the total, I have the individual figures in my black book of doom but I didn't want them to hit me in the face everytime I came on here, the total is quite enough to keep me motivated
I realised I never really introduced myself, I never felt the need as i thought I'd only be talking to myself and I know who I am :rotfl: anyway I felt a little bit rude so if anyone wants to know this is me
36, married, mum to 2 teenage boys (15 and nearly14)and 1 daughter (10 ) been SAHM since ds1, have worked on and off over the years but never found anything to fit around children as no family to help with school runs etc I love to paint and make jewellery and this has been my "job" for the last 10 years, don't earn huge amounts but as the saying goes "every little helps" currently studying for art history degree hopefully get teaching qualification at the end and get my dream job:) been with dh for 20 years :eek: I just love him dh is diabetic and both ds have an allergy that they carry epi pens for (awaiting results to find out what it is) me and dd are "normal" :rotfl: Only joking we all are "normal" and try not to let health problems get us down obviously they do now and then but we pick each other up , We have 2 dogs one was a stray and we spent a small fortune of our savings getting her back to health she was in a really bad way we think she'd been tied up used for breeding and dumped and I'm so soft when it comes to animals I just had to make her better shes now a very healthy beautiful loving girl who is finally getting over her fear of people and learning what it means to play we also had a beautiful cat who I had to let go to sleep just 3 weeks ago she was 16 and has been with me since a kitten i'm still heartbroken
So that's me, now back to business
Only 7 days to payday and then that dastardly debt total will come down
Did my Monday morning top up shop today spent £8.20 and I'm so proud I didn't put anything in the basket I didn't need
Told the kids that the chore list on the fridge that they've been ignoring the last 3 weeks comes back into effect today so they better move their lazy behinds ive not been myself since the cat went and everything has slipped but mammy's back and cracking the whip
Today I need to
Hoover everywhere, DONE
wash car after school (job for the kiddies) DONE
Sort student finance form for next part of course
Get photos of my new paintings and add to my facebook page
Make a list of bits to do on dh old car ready to put up for sale next month DONE
Empty my purse into the coin jar DONE 4p !! :rotfl:
Arrange day to deliver painting to customer
Feeling happy because
All the kids are at school
The sun is shining and I can hear the cows and sheep in the field opposite
My hair is finally growing I cut it way too short
I think I've lost a couple of lbs want to lose about 10lbs so just need to keep away from the evil biscuits
The house i really like for sale one street away still hasn't sold what are the chances of it still being there when we're ready, thinking positive, crossing everything even my eyesTotal 15th April '15 :£12594.00 :eek:
Total today: £
Savings Today £1000
Xmas Shopping £0
Don't give up, when you've reached the bottom the only way to go is back up0 -
Lovely to "meet" you properly. I'm a mum too, 2 kids 8 and 4, girl and boy and have a huge soft spot for animals too Also had DH who I've been with forever and wouldn't change a thing (most days )
My plan is to get out of debt and but a small holding or livery farm (we have horses). That's what drives me. I'm always looking too see what's for sale out there and hoping certain one's will be when I am DF!Debt - CCV £3792
CCB £1383 (took a hit for a holiday)
Loan 1 £1787
Loan 2 £1683
Total £8601 Was £393020 -
Oh I love horses too, but not to ride I just love watching them, they are beautiful animals, there are four in the field opposite the house and I see them everytime I look out of the window, I could sit there all day watching them it's good to have a plan, something to aim for
Oh I can't wait to be DF and in my own home got a bit annoyed with myself today if I'd only stuck to the plan this time last year then today I could have been looking for my new home, but oh well this is how it is just got to get on with it
Been a good day though mostly housework, got through nearly all the washing, dried ironed and put away, hoovered everywhere also washed my car and dh car, kids did their chores without complaint and everyone cleared their plates at tea time, homemade meatballs potatoes and sweetcorn, few potatoes left for my lunch tomorrow
Only spent £10.03 topping up on diesel and £8.20 shopping, bank all checked and in order, I didn't eat one biscuit today only ate at meal times no snacking at all I'm so good I hope it lasts need to lose a few more lbs then I can fit into all my clothes comfortably and stop wishing I had new ones
Long day tomorrow lots to do and need to stop going to sleep late mse and pet rescue to blame
Tomorrow is another day, one step closer to the end, onwards and upwardsTotal 15th April '15 :£12594.00 :eek:
Total today: £
Savings Today £1000
Xmas Shopping £0
Don't give up, when you've reached the bottom the only way to go is back up0 -
Lovely sunny day again today, walked dogs this morning or did they walk me ?! :rotfl:
Just checked the bank - I do this every day or every other so I can keep on top of things, added yesterday's spends to the black book, after a few overpayments I already have a nice new debt total £155.20 less :j
So today I have to:
Arrange the painting delivery ! DONE
Read through my course books and print off the finance forms
add pics to facebook
Sort ebay bits to post DONE
Pay lawn cutter £5 DONE
Put all non ebay items in garage for boot sale DONE
Weekly meal plan is done and tonight's dinner is :
macaroni and cheese sauce for ds2 and dd, fish (ds1) pork (me and dh) with rice and pease - using the lasts of things that's why there's three different meals also ds1 and dh hate cheese !
Little rant now, had a little argument with family member trying to make me feel like I don't help out enough caring for my grandad, I'm sooooooooo annoyed, this person (very close relative) has only been bothering to visit him more regularly over the last few months I've been going there few times a week for years, all of a sudden because I can't get to him by the time they want me there I'm made to feel like I'm not doing enough :mad::mad::mad: oh I feel like screaming, worst thing is they're the type of person who's always right, can't ever see things from a different point of view, really making me boil now and I absolutely hate arguing so am shaking now so blinking silly I should just ignore it because I knew it was coming and I know what kind of person they are, you have to tip toe around them watching what you say because they take everything the wrong way and then erupt sometimes wish it was easier to just cut people out of my life
Anyway apart from that I'm happy today because :
I got my last assignment marked and had a really good score I'm so chuffed because it was written when my cat died and I really wasn't in the right frame of mind so I'm really pleased
Dogs have had a long walk and are so tired they will be quiet for the rest of the day :T
Still haven't used my tumble dryer !! :eek:
My debt total is already going down :j
Going to put that argument behind me and get back to being focused on everything I need to do today I really hate how things like that knock me and I hate people thinking badly of me
Right pull myself together, sun is out, clothes are drying and there's work to be done
Moving on !Total 15th April '15 :£12594.00 :eek:
Total today: £
Savings Today £1000
Xmas Shopping £0
Don't give up, when you've reached the bottom the only way to go is back up0
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