Payment A Day Chapter 18
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Aww thanks Keedie, my one big payment of the month unfortunately haha. And wish it was going into savings and not to loans but hey no that's life and I think the vast majority of us have learnt from our mistakes, anyhoo, today's payment is £20 to the dreaded b'card.
Keep going everyone, pennies or pounds it all makes a difference.
XxDebt free date May 20. Now the Mortgage1 £53862.45/£ 0% starting daily interest £4.48/£
Jan GC £400/£Out of the water Feb £400/£0 -
swimming - it sounds like your new method will work for you, and it's good to see that you are building an emergency fund (I've spent mine and have to start again from scratch :eek:).
Keedie,
xx
I've got a leaky shower and dodgy boiler at the moment so I'll probably be joining you soon!
My mum matched 5 numbers on the lottery at the weekend earning herself a little over a grand, lucky so and so. She gave me and the little one £20 each out of it so today I've padded a total of £40:- Credit card - £25
- £1000 emergency fund - £5
- 6 months living expenses - £5
- Son's savings - £5
VSPC 2019 #10 - £168.80/£100 VSPC 2020 #4 - £262.03/£200 VSPC 2021 #9 - £242.88/£200 VSPC 2022 #3 - £188.03/£200 VSPC 2023 #7 - £0/£2000 -
Hi all, another £1 to loan no 1.Success is not final, failure is not fatal: it is the courage to continue that counts. Car loan 1 £14,073, Car loan 2 £16,000, 0% CC1 £195. Debt Free Diary to try & keep spending in check.0
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Thanks Keedie! And well done Kirstypoos! Please put me down for £5 to debt two! ThanksNumber 17-Pay off all your debt by Xmas 2024 Tesco CC £50/£127.95 Debt=39% paid.0
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Evening
My PAD is £2.00
No payment yesterday I forgot so will make a bigger one tomorrowPayment a Day : Creation £1416.05 Cleared June 2017
Capital One : £2169.37 Cleared May 2018
M & S : £3207.29 Cleared May 2018
First direct £4900.00 Cleared July 2018
Next £2206 Cleared September 2018
Capital One Platium £2800.00 Cleared November 20180 -
£27.50 to cc
£4.00 mortgage o/p
£31.50 for me today. Thanks.On a mission!
2018 & 2019 MFW #138
On babystep2 (#DR)0 -
Hi all, just £1 to loan no 1 today.
Don't worry about the total Keedie, these things happen.
Erme, good luck with resisting the random retail therapy, you can do it. :T
thanks so much for the encouragement sashy...My random retail therapy has been so good past few days since resisting the big splurge
First day RRT - 75p on chocolate and a photo frame I needed
Yesterday - RRT - 19p on a Basil plant I need for making pesto from the corner shop that was wilting
I call that great retail therapy
Keep on padding folks!!!!
e:dance:
I believe in the power of PAD
Come and join us on the Payment a Day thread
:dance:
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Morning
Payment for me today of £40.00
So in just over a week have managed to pay off £99.00Payment a Day : Creation £1416.05 Cleared June 2017
Capital One : £2169.37 Cleared May 2018
M & S : £3207.29 Cleared May 2018
First direct £4900.00 Cleared July 2018
Next £2206 Cleared September 2018
Capital One Platium £2800.00 Cleared November 20180 -
Morning all!
£4.00 for me to MBNA please Keedie:j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
Mortgage - £151.316.54 :eek:0 -
Morning All,
A quick post, as I have to take the kids swimming as a half term treat (you've all been spared from my ramblings :rotfl:).
The total for the 16th February 2017 was a nice £138.50 - keep going guys :T.
Keedie,
xxDebt Free Diary:- The Mental Debt Struggle
Debt Tracking Restart Take 3 from 01/05/2023 = £23,643.30 (8 creditors) So, on 02/04/2024 = £15,543.30/£23,643.30 (1 creditor) = 65.74% repaid Aiming to be Debt Free = 31/12/2025
CREDITORS: Barclaycard (£6,066.23/£14,166.23) 42.82% repaid
(Original Debt on 15/07/2016 was £33,056.76) 🙈
2024 SAVINGS: Emergency Fund (£220.99/£1,000) 22.10% saved || #5 50 Envelope Challenge 6/50
2024 CHALLENGES: #30 Debt Free by Xmas 2024 (£2,030/£6,750) 30.07% repaid0
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