Payment A Day Chapter 18

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  • sashybo
    sashybo Posts: 4,506 Forumite
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    Hi all, pad of £11 today to loan no 1. Had some coins bagged up in the house so finally took them to the bank & paid them in.
    Success is not final, failure is not fatal: it is the courage to continue that counts. Car loan 1 £14,060, Car loan 2 £10,843 . Debt Free Diary to try & keep spending in check.
  • wewilldoit
    wewilldoit Posts: 79 Forumite
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    Hi

    another £5 to the savings please xx
  • redkelly
    redkelly Posts: 203 Forumite
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    Hi All

    My Payment today was £3.00

    Have a nice Night
    Payment a Day : Creation £1416.05 Cleared June 2017
    Capital One : £2169.37 Cleared May 2018
    M & S : £3207.29 Cleared May 2018
    First direct £4900.00 Cleared July 2018
    Next £2206 Cleared September 2018
    Capital One Platium £2800.00 Cleared November 2018
  • jet9cat
    jet9cat Posts: 1,657 Forumite
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    Morning all, popping in after a dry spell with £9.40 please Keedie
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear :D
  • kirtsypoos
    kirtsypoos Posts: 3,824 Forumite
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    Morning all,

    A lovely little £2 for me today please Keedie :)
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • chompers
    chompers Posts: 39 Forumite
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    I know I'm late to the party!

    £6.16 today for me please
  • dreamingofmoney
    dreamingofmoney Posts: 430 Forumite
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    Regular payments to our 2 loans today makes a payment of £431.60:eek:
    Am still loving the padding and hoping this positive debt busting feeling will last. I seriously need this time to be the last time that we have to tackle debt, am proud that for the last 2 years it has gone down not up but embarrassed that we still have a good 2 to 3 years to go.
    Take care all
    Debt free date May 20. Now the Mortgage1 £53862.45/£ 0% starting daily interest £4.48/£
    Jan GC £400/£Out of the water Feb £400/£
  • Keedie
    Keedie Posts: 2,249 Forumite
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    Morning All,

    I have a confession to make. I accidentally added LMD and erin's PADs from yesterday into the total for the 13th February :eek:. I have realised my mistake and amended the total on my post for the 13th to reflect the lesser amount (by £5.76). And I will post the correct amount for 14th February in a minute. I am really annoyed with myself for not checking the total twice like I normally do :wall:.

    Keedie,
    xx
    Debt Free Diary:- The Mental Debt Struggle
    Debt Tracking Restart Take 3 from 01/05/2023 = £23,643.30 (8 creditors) So, on 30/04/2024 = £15,793.30/£23,643.30 (1 creditor) = 66.80% repaid Aiming to be Debt Free = 31/12/2025

    CREDITORS: Barclaycard (£6,316.23/£14,166.23) 44.59% repaid

    (Original Debt on 15/07/2016 was £33,056.76) 🙈
    2024 SAVINGS: Emergency Fund (£301/£1,000) 33.10% saved || #5 50 Envelope Challenge 6/50
    2024 CHALLENGES: #30 Debt Free by Xmas 2024 (£2,280/£6,750) 33.78% repaid
  • Keedie
    Keedie Posts: 2,249 Forumite
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    Its me again...

    The (correct) total for the 14th February 2017 was a good amount with £153.43 padded - keep going everyone :T.

    swimming - it sounds like your new method will work for you, and it's good to see that you are building an emergency fund (I've spent mine and have to start again from scratch :eek:).

    dreaming - the main thing is that you have an end goal for reducing your debt and that you are lucky that life has not thrown you any curveballs that made it go up. Just keep padding and plodding along and the debt will slowly but surely be a thing of the past.

    Keedie,
    xx
    Debt Free Diary:- The Mental Debt Struggle
    Debt Tracking Restart Take 3 from 01/05/2023 = £23,643.30 (8 creditors) So, on 30/04/2024 = £15,793.30/£23,643.30 (1 creditor) = 66.80% repaid Aiming to be Debt Free = 31/12/2025

    CREDITORS: Barclaycard (£6,316.23/£14,166.23) 44.59% repaid

    (Original Debt on 15/07/2016 was £33,056.76) 🙈
    2024 SAVINGS: Emergency Fund (£301/£1,000) 33.10% saved || #5 50 Envelope Challenge 6/50
    2024 CHALLENGES: #30 Debt Free by Xmas 2024 (£2,280/£6,750) 33.78% repaid
  • kirtsypoos
    kirtsypoos Posts: 3,824 Forumite
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    Keedie wrote: »
    Morning All,

    I have a confession to make. I accidentally added LMD and erin's PADs from yesterday into the total for the 13th February :eek:. I have realised my mistake and amended the total on my post for the 13th to reflect the lesser amount (by £5.76). And I will post the correct amount for 14th February in a minute. I am really annoyed with myself for not checking the total twice like I normally do :wall:.

    Keedie,
    xx

    Don't worry Keedie, it's easily done and I know I speak for everyone when I say we are very grateful for your counting up :D
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
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