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Payment A Day Chapter 18

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  • Good morning,

    Apologies for absence, been away with work and now going on our holidays it's been a manic month for me.

    Bank round down of £7.66 to the credit card for me today please Keedie.

    I hope everyone's ok, I'll see you in a few weeks when hopefully I'll be feeling a little less stressed!

    LMD xx

    Have a fab holiday LMD!
    VSPC 2019 #10 - £168.80/£100 VSPC 2020 #4 - £262.03/£200 VSPC 2021 #9 - £242.88/£200 VSPC 2022 #3 - £188.03/£200 VSPC 2023 #7 - £0/£200
  • kirtsypoos
    kirtsypoos Posts: 3,825 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Afternoon all!

    £11.14 for me today please :)

    Hope the music sorting is going ok Keedie!

    Have a briliant relaxing hol LMD
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • mandz1
    mandz1 Posts: 2,548 Forumite
    £17.06 to cc1 please
    PAD Maker
  • Good afternoon everyone! Please put me down for £10 to debt two! Thanks!
    Number 17-Pay off all your debt by Xmas 2024 Tesco CC £50/£127.95 Debt=39% paid.
  • sashybo
    sashybo Posts: 4,595 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hi all, just plodding along with another £1 to loan no 1 please Keedie.

    Good luck with the music list btw Keedie, I don't think my nieces would trust me with that (I'm really not cool enough and they're only 8 :rotfl:).

    Have a lovely holiday LMD.

    Erme, hope you're still having great retail therapy & not the random kind. :):A
    Success is not final, failure is not fatal: it is the courage to continue that counts. Car loan 1 £11,174, Car loan 2 £5,532, CC 0% BT £780. Debt Free Diary to try & keep spending in check.
  • hi all
    £12 to op mortgage
    thanks x
  • Hi
    Just another £2.50 to cc
    Better than nothing. Wish I could make bigger pads but hey ho.
    Thanks
    On a mission!

    2018 & 2019 MFW #138

    On babystep2 (#DR)
  • Erme
    Erme Posts: 3,597 Forumite
    Part of the Furniture Combo Breaker I've been Money Tipped! Debt-free and Proud!
    Well I'm still out of it :P

    So retail therapy is wanted but has to be less than £1 - on saturday I had a caramel latte out in a cafe - :eek: - now that never happens. Is it a sign of poor health? In my case - yes - but I needed the company from friends I'd been paranoid about for 2 weeks.

    So today's temptation is £20 but I choose to bake instead of spending £20 on stuff I really don't need!!! (else I would have bought it by now)

    Nuff said!!!

    Good luck with this great, amazing party you are doing Keedie

    E
    :dance:
    I believe in the power of PAD
    Come and join us on the Payment a Day thread
    :dance:
  • Keedie
    Keedie Posts: 2,854 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    Afternoon All,

    I hope that you've had a good weekend. My nieces had a great time yesterday, they were 4 and 7 and they had a My Little Pony Equestrian Girls themed party. So they were all dressed up in cute outfits and my iPod and its contents courtesy of various album compilations had enough of their chosen songs to keep them and their friends happy - so I think I might have earned some hard to come by 'cool' points :rotfl:.

    The total for the 19th February 2017 was £61.36 - we're doing really well :T.

    Erme - I am very impressed with your ability to exert self control and financial limits over your RRT, even as you find yourself feeling unwell. It is a testament to your strength of character. And I hope that the cafe visit helped you in relation to your friendship perceptions :grouphug:.

    LMD - enjoy the holiday - I'm only a very bit jealous :rotfl:.

    Erin - it's not really the size or frequency of the PADs sometimes, it is the fact that you are conscious of, and following the need to PAD and what it can do for you in the long term. Baby steps are better than standing still :).

    Keedie,
    xx
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • Keedie
    Keedie Posts: 2,854 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    I am back with my own PAD of £40 to MBNA, consisting of a £25 direct debit and a £15 overpayment - courtesy of some money that friend has repaid.
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
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