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  • jwil
    jwil Posts: 19,115 Forumite
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    A few items sold yesterday so have packed them and will post later :T It's another box emptied so I'm happy :j
    "If you can dream it, you can do it". Walt Disney
  • Kitten868
    Kitten868 Posts: 1,785 Forumite
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    You're staying true to your title jwil. Hope you've still got your dining table clear. Great news that hubby is clearing another box of stuff! You're so brilliant. I can never get anything done with my two little ones. X
    Loan 1 £5200/£8000
    Loan 2 £300/£5800
    Total £5500/£13800
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
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    jwil wrote: »
    Thank you penny :) Yes, I know what you mean, most of it's not mine any more either, though I do still have a fair bit to go.


    Yes, that's it. I read it on here somewhere. Not sure if it's true, but apparently they can do that if the full balance has not been settled. Mine was sold on beforehand so I don't know if that makes a difference.

    Just googled and came up with this: https://beatmydebt.com/news-articles/can-a-bank-use-my-ppi-compensation-to-pay-off-debt

    Looks like they can but you might be able to argue against it with a F&F. Mine was written off so I can't see how I'd have a claim.

    Part of my debts were written off too and I have letters saying I owe nothing, so I think I'd be ok if I claimed PPI.

    You're doing well on the decluttering front :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • jwil
    jwil Posts: 19,115 Forumite
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    Kitten868 wrote: »
    You're staying true to your title jwil. Hope you've still got your dining table clear. Great news that hubby is clearing another box of stuff! You're so brilliant. I can never get anything done with my two little ones. X

    Aww thank you :o It is so hard to get anything done with little ones. I only can if I leave the room or get up early before them! The dining table is still clear (most of the time!) :D
    HairyHandofDartmoor wrote: »
    Part of my debts were written off too and I have letters saying I owe nothing, so I think I'd be ok if I claimed PPI.

    You're doing well on the decluttering front :).

    I've got that too with this one, so I'll keep my fingers crossed! Hopefully I will hear in the next week or so :)
    "If you can dream it, you can do it". Walt Disney
  • jwil
    jwil Posts: 19,115 Forumite
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    Todays pads:

    £2.93 to Mortgage
    £5.00 to debt savings
    £0.56 to joint od


    Debt savings - [STRIKE]£19,320[/STRIKE]/£18,755 - £565 paid :T

    2 parcels posted today.
    "If you can dream it, you can do it". Walt Disney
  • jwil
    jwil Posts: 19,115 Forumite
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    Todays pads:

    £1.31 to Mortgage
    £2.00 to debt savings
    £1.09 to joint od


    Debt savings - [STRIKE]£19,320[/STRIKE]/£18,753 - £567 paid :T

    1 parcel posted today.

    I've just redeemed £15 amazon from a survey site.

    I've also put in a complaint about some shoes I bought which have fallen apart after just a few months use.

    If I get a chance today I'm going to investigate shoes as I need a new pair, and tumble driers. I'll then keep an eye out in case either come up on black friday deals.
    "If you can dream it, you can do it". Walt Disney
  • jwil
    jwil Posts: 19,115 Forumite
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    Todays pads:

    £1.31 to Mortgage
    £3.00 to debt savings
    £2.21 to joint od


    Debt savings - [STRIKE]£19,320[/STRIKE]/£18,750 - £570 paid :T

    6 parcels posted today.

    I've just redeemed £50 for DH from you gov.

    I've also set him up on Noddle to keep an eye on his credit record, as he got a letter yesterday saying he was one of those affected by the Equifax hack :mad: Although I know it's meaningless, it's nice to see his score is 'excellent' considering mine :o
    "If you can dream it, you can do it". Walt Disney
  • jwil
    jwil Posts: 19,115 Forumite
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    Today's 'to do' list:

    Ebay listing for DH
    Finish sorting and prepping the pile I have accumulated to go on ebay
    Ebay listing for me
    Reach £5 on 1 survey site so I can cashout
    Clean kitchen
    Clean bathroom
    Vacuum
    Get up to date with admin and tidy desk
    Sort and tidy packaging materials
    Put washing away
    Catch up on washing
    Check and wrap little miss's birthday stuff
    Check Xmas gifts, see what I need to get
    Buy DH's Xmas gift
    Research Tumble driers
    Look for new shoes
    Check car insurance quotes
    Pay Council tax
    Meal plan for next week
    Tackle and organise toy pile
    Go through DH's ebay boxes and see if they can be condensed.
    "If you can dream it, you can do it". Walt Disney
  • in_need_of_direction
    in_need_of_direction Posts: 7,282 Forumite
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    Sounds like a busy day.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st11lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 40.25% through my pb challenge.
  • jwil
    jwil Posts: 19,115 Forumite
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    in_need_of_direction wrote: »
    Sounds like a busy day.

    Yes, and work too :eek:
    "If you can dream it, you can do it". Walt Disney
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