Little big milestones

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  • dark^knight
    dark^knight Posts: 526 Forumite
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    Lexi-lu wrote: »
    Hello dark^knight,

    Great that you made the budgeted February overpayment despite the unexpected expenses. Good luck achieving your target this month.

    LL

    Thanks Lexi...much appreciated.
  • dark^knight
    dark^knight Posts: 526 Forumite
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    Has been a fairly good month, i.e. no major emergencies...so the rainy day fund has been pretty safe...means i can roll it forward for next month.

    Have done a couple of MSE switches, which should help the budget next month:
    1, Last year I switched gas and electric for a one year fix, which saved me £30 a month. As that is coming to an end, have switch again for a further £15 saving...so over the year saving £180. :)
    2, Have changed the package for my phone and broadband, as the previous contract was coming to an end...so it means no increase there.

    So this month have managed to OP £1620...which is my planned O/P.

    On we go...33 months to go...
  • jodles16
    jodles16 Posts: 1,477 Forumite
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    Oh well done! Amazing OPs!

    Jodles :D
    MFW2020 #115 250/3000 J-250
    1% challenge- /1525
    Save 1k in 2020- /3000

    Joining in UberFrugalMonthChallenge set up by the Frugalwoods!
  • Lexi-lu
    Lexi-lu Posts: 173 Forumite
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    Hello dark^knight,

    Excellent you have made your planned overpayment.

    Hope the rainy day fund stays safe next month too and that there are no major emergencies in April either.

    Taking the time and making the effort to switch utility providers really makes a difference, great saving.

    33 months to go ... :)

    LL
    Mortgage Balance £0
  • Luckyinlife
    Luckyinlife Posts: 1,613 Forumite
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    some amazing overpayments here well done massive
    Mortgage--- [STRIKE]£67700 March 15[/STRIKE] [STRIKE]£65221 April 15[/STRIKE] [STRIKE]£64983 July 15[/STRIKE] [STRIKE]£64780 sept 15[/STRIKE] Remortgage [STRIKE]£67295 oct 15[/STRIKE] [STRIKE]£66599 Nov 15[/STRIKE] [STRIKE]£65878.73 Dec 15[/STRIKE][STRIKE] £64834 1st Jan 16[/STRIKE] [STRIKE]Feb 16 £64,511.89[/STRIKE][STRIKE] March 16 £64,056.40[/STRIKE] [STRIKE]April 16 £62550[/STRIKE] [STRIKE]May 16 £62,396.20[/STRIKE] Feb 17 £60.800
    Emergency fund 23k
  • dark^knight
    dark^knight Posts: 526 Forumite
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    edited 28 March 2016 at 11:35PM
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    Lexi-lu wrote: »
    33 months to go ... :)
    Are you aiming for the same mortgage free date?
  • Lexi-lu
    Lexi-lu Posts: 173 Forumite
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    Yes, if everything goes to plan December 18 :)
    Mortgage Balance £0
  • dark^knight
    dark^knight Posts: 526 Forumite
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    Lexi-lu wrote: »
    Yes, if everything goes to plan December 18 :)

    That's great...I'll tag along with you :)
  • dark^knight
    dark^knight Posts: 526 Forumite
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    So this month, managed to break even with the budget, although the rainy day fund almost got maxed out due to a family wedding and also breakdown cover renewal.

    Good news is that we still managed to OP our planned £1600 :cool:

    32 months to go...slowly...surely...
  • Lexi-lu
    Lexi-lu Posts: 173 Forumite
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    Hello dark^knight,

    Well done on the overpayment this month, you're making great progress.

    LL
    Mortgage Balance £0
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