Was Mortgage Free until 52!!!

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  • Luckyinlife
    Luckyinlife Posts: 1,613 Forumite
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    27s AFK well done :]
    sounds like you had a great weekend :]

    you posh with your Egyptian lol got to have the good things aint we :]
    Mortgage--- [STRIKE]£67700 March 15[/STRIKE] [STRIKE]£65221 April 15[/STRIKE] [STRIKE]£64983 July 15[/STRIKE] [STRIKE]£64780 sept 15[/STRIKE] Remortgage [STRIKE]£67295 oct 15[/STRIKE] [STRIKE]£66599 Nov 15[/STRIKE] [STRIKE]£65878.73 Dec 15[/STRIKE][STRIKE] £64834 1st Jan 16[/STRIKE] [STRIKE]Feb 16 £64,511.89[/STRIKE][STRIKE] March 16 £64,056.40[/STRIKE] [STRIKE]April 16 £62550[/STRIKE] [STRIKE]May 16 £62,396.20[/STRIKE] Feb 17 £60.800
    Emergency fund 23k
  • A_Frayed_Knot
    A_Frayed_Knot Posts: 3,296 Forumite
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    Not normally within my price range ..... and would never have had them unless they were a bargain :D
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • A_Frayed_Knot
    A_Frayed_Knot Posts: 3,296 Forumite
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    Why have silk, when you can have Egyptian Cotton :rotfl:

    It so soothes the sunburn :rotfl:


    Luxury :D Pure Luxury :D
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • A_Frayed_Knot
    A_Frayed_Knot Posts: 3,296 Forumite
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    Work today was nice, calm and relaxed, for a change :)

    When I got home my food shopping was in the fridge and lovely tiger loaf waiting for me :D Yummm My mum had been to @sd@ and asked if I wanted anything, do I ..... :rotfl:must owe my mum around £8-£10, not bad considering its 11 days since I was paid and that's the 2nd lot of basic shopping i've had.

    Total spent so far on food - around £12.00 :D happy with that.

    Am pondering over whether to make a bigger than normal o/p, now my savings have recovered. after posting on Fresh Cottons diary - that this is what I would do, had I enough savings, so I have and I haven't yet :o all in the name of paying less interest :rotfl: Will ponder, some more, (my new name for dithering :p)

    Now, where's that o/p calculator.
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • A_Frayed_Knot
    A_Frayed_Knot Posts: 3,296 Forumite
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    Just claimed £19.43 from TCB :) not a lot, but all helps.
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • A_Frayed_Knot
    A_Frayed_Knot Posts: 3,296 Forumite
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    Got another badge ..... be back tonight (Hopefully) and post some figures.
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • A_Frayed_Knot
    A_Frayed_Knot Posts: 3,296 Forumite
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    edited 8 June 2016 at 11:32PM
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    1 Year since starting my Diary, here's how things look,

    Mortgage
    June 2015 £37975.26 (tut tut - didn't have ocd then :rotfl:)
    June 2016 £27850.00 (have now, though) :D

    Interest
    June 2015 £4.13/day
    June 2016 £1.39/day

    LTV
    June 2015 47.47%
    June 2016 34.81%

    MF dates
    June 2015 - Feb 2030
    Sept 2015 - Sept 2023 (new 2 year fixed term deal, mortgage taken over 8 years)
    June 2016 - July 2022

    So keeping to my mortgage payment only, I would be MF in July 2022.
    If I keep on o/p at same amount as I have been since Oct 2015 - I would be MF in Feb 2020 -My MF Target

    Of course, well aware, that life gets in the way, interest rates change and emergencies hit plus as the next year starts I will not be allowed to o//p at the rate I have been this year, but at the moment, that's the way things are looking.

    So as they say "Plod On".
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • Moneyfordreams
    Moneyfordreams Posts: 2,442 Forumite
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    Very well done to you,, fantastic reading :D
    Mortgage restart June 2018 £119950Re mortgage August 19 £110470, … Mortgage November 22 £85600 final 0% CC 3300Home renovations - £65000, mid 2018 - mid 2022
  • A_Frayed_Knot
    A_Frayed_Knot Posts: 3,296 Forumite
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    Learnt a lot on here, and done a lot,

    All extra ££'s - the bay, surveys, tcb, overtime, pay rise, bank switches, internet offer, walk to work (summer) to name a few all get paid into the mortgage.

    Lots more still to learn and chase, so this next year, hope to be a little more organised for;
    batch cooking
    packed lunches - do this sometimes just now - need to do it more
    uniform refund - chase up
    new internet deal - just now I pay - nothing
    more bank switches

    and even more that I don't know about yet, but will find them along the way. Looking forward to the next year and hope it will be as good as the last for o/payments.

    Quite pleased and dream of the figures I will be at on my 2nd Diary Anniversary.
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • bexster1975
    bexster1975 Posts: 1,576 Forumite
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    Many congrats AFK!

    How quickly a year has gone. Pleased to see you are still moving forward and treating yourself well at the same time. Only 21 more get ups for me!

    Bexster :)
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