misstara's debt diary 2014

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  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    Love reading your budgets! so organised xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • misstara
    misstara Posts: 3,883 Forumite
    First Anniversary Name Dropper First Post I've been Money Tipped!
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    monz wrote: »
    Love reading your budgets! so organised xx

    Thanks monz :D

    Yesterday and Thursday were NSDs :)

    I'm currently heading into my work to do a wee overtime shift - extra pennies for next months pay :) then I've got the rest of the day and tomorrow off. Will pop to the supermarket after work to get a few bits, don't need a massive amount so aiming to spend under £20. I'll also stock up on the toiletries we need today.
    Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10802.94/£15000 (72% saved). Emergency fund - £1550.15/£2000 (77.5% saved).
  • misstara
    misstara Posts: 3,883 Forumite
    First Anniversary Name Dropper First Post I've been Money Tipped!
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    Food shopping came to £37.10 on Saturday, not quite under £20 as I'd hoped :o however, £8.49 was on beef as OH decided that's what he fancied for yesterday's roast. We only cooked half of it, rest in the freezer for another day and the leftovers will be made into stovies for tonight's tea.

    I also spent £41.50 on toiletries on Saturday. Yesterday was a NSD :). It was a proper miserable day right up until late afternoon so I pottered about the flat for most of the day and then we went for a quick walk before tea.

    Currently heading to work, I've taken my gym stuff with me so will head there after work. Hope everyone has a good Monday :)
    Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10802.94/£15000 (72% saved). Emergency fund - £1550.15/£2000 (77.5% saved).
  • misstara
    misstara Posts: 3,883 Forumite
    First Anniversary Name Dropper First Post I've been Money Tipped!
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    A NSD as hoped today, I'm aiming for 20 this month so 2/20 :D

    Went to the gym after work and had a good workout, plan to go again or for a run on Thursday.

    I've picked up a shift with 2nd job tomorrow after my job so I've prepped my tea ready to take with me.
    Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10802.94/£15000 (72% saved). Emergency fund - £1550.15/£2000 (77.5% saved).
  • misstara
    misstara Posts: 3,883 Forumite
    First Anniversary Name Dropper First Post I've been Money Tipped!
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    A NSD yesterday so 3/20. Today won't be - I've got a meal out with friends and a wee shopping list to get. Plus OH's phone is completely knackered so I've agreed to finance it from the emergency fund and he'll pay me back at £10 a week.

    £3 bank account reward went in yesterday and has been paid to the debt, now at 37.5% paid :)
    Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10802.94/£15000 (72% saved). Emergency fund - £1550.15/£2000 (77.5% saved).
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    Enjoy your dinner out with friends :) xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • misstara
    misstara Posts: 3,883 Forumite
    First Anniversary Name Dropper First Post I've been Money Tipped!
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    monz wrote: »
    Enjoy your dinner out with friends :) xx

    Thanks monz. I had a lovely time, it was much needed as Wednesday was a horrible day at work :(

    £15 spent on my meal out on Wednesday plus £14.63 on food and £60 on a phone for OH. Yesterday was a NSD 4/20 and today should hopefully be one too.

    Didn't go to the gym yesterday but I plan to run home from work today.

    I chased up my certificate last week but there's still no sign of it so will chase it up again today.

    I've been getting some pain in the tooth I recently had a filling in so went back to the dentist. I may need root canal treatment in that tooth at some point :eek: so suppose I better start saving for that too.

    Payday from 2nd job today and I got £31.03 - £6.03 to debt, £10 to electricity bill and £15 to savings for our weekend away.
    Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10802.94/£15000 (72% saved). Emergency fund - £1550.15/£2000 (77.5% saved).
  • misstara
    misstara Posts: 3,883 Forumite
    First Anniversary Name Dropper First Post I've been Money Tipped!
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    NSD 5/20 yesterday :D. Today won't be as I'll need to get some bread and milk for me plus some milk for OH.

    Ran home from work yesterday but it was a real struggle :(. Someone from work asked if I fancied doing the tough mudder next year which I think would be fun and we would fundraise for my work.

    Made a docs appointment for next week as feeling exhausted all the time no matter how much sleep I get. Suspect my iron levels may be low again so want to get them checked.

    Not much else to report, I've picked up a shift with 2nd job today after my work. Between the one earlier this week and today, I should get around £90 on Friday :). I've also picked up a shift on Monday which will get me around £35 the following Friday.
    Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10802.94/£15000 (72% saved). Emergency fund - £1550.15/£2000 (77.5% saved).
  • misstara
    misstara Posts: 3,883 Forumite
    First Anniversary Name Dropper First Post I've been Money Tipped!
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    £8.12 spent yesterday on the bits we were needing so food budget is £59.85/£150. Today should be a NSD.
    Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10802.94/£15000 (72% saved). Emergency fund - £1550.15/£2000 (77.5% saved).
  • misstara
    misstara Posts: 3,883 Forumite
    First Anniversary Name Dropper First Post I've been Money Tipped!
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    Not much to report really - yesterday and today have been NSDs :D. I stayed on for a bit at 2nd job today so should get over £40 next Friday :)

    I wore my boots all day today which made me realise that I could probably do with another pair, they get really uncomfortable if I spend a lot of time on my feet.
    Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10802.94/£15000 (72% saved). Emergency fund - £1550.15/£2000 (77.5% saved).
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