The "Pay ALL your debt off by Xmas 2012" challenge - PART 3!!!

Its was a post about credit ratings that stood out today, it makes me laugh when I see 80 odd people on the other boards and over 200 on these boards

I find it really inspirational to read all your posts! Hopefully I'll be debt free by christmas and will be able to celebrate my 30th with that thought!:)

starnac wrote: »

I once ventured off the DFW board onto a completely different one :eek: I ran home here a bit quick!

I posted a reply to something on the credit cards board and someone else replied sarcastically "maybe your DFW signature should give you clue", which I thought was completely out of order. I'm sure some people trawl the boards being superior at someone elses expense.

I like it here

PPS

I think its roughly half of credit card co's that count over payments towards the minimum, I seem to remember from an industry forum that nationwide do, bcard and MBNA dont. I keep the DD so I never get late charges, but then make a payment the same day that the DD goes out, so it counts towards that statement. Hope thats useful to someone x

nctmum wrote: »

I posted a reply to something on the credit cards board and someone else replied sarcastically "maybe your DFW signature should give you clue", which I thought was completely out of order. I'm sure some people trawl the boards being superior at someone elses expense.

I like it here

You know you just made me realise, maybe that's where the term 'trolling' comes from - trolls trawl? (maybe not...) I know what you mean though, it's easy to get all superior sometimes, but if you're trying to help people out, there's no need to be mean! I was being sympathetic to someone's thread once, and pointed out a piece of law on working hours to help out, and a third person came in and told me I was an idiot and was talking nonsense, and should keep my advice to myself in future. But I was QUOTING the law!