Travel Insurance Article Discussion

[MSE Dan]

This thread is specifically to discuss the content of the updated

Travel Insurance guide.

To discuss or ask a question about this guide, click reply. Or read the old discussion thread.

[tallgareth]

In the MSE article the best value policy is called Platinum Premier, but the Direct Travel website has no mention of Platinum policies. Am I missing something?

Also, it looks like you can get 14% cashback through quidco for Direct Travel, MSE's best value policy.

[medic1978]

Hi

I also can't see any mention of platinum policy on direct travel's website.

Does anybody have any experience of the insurance policies included with Natwest Advantage Gold or LTSB Platinum. Thinking of getting one of these for travel insurance, AA cover, mobile phone cover (iPhone) etc...

[medic1978]

Any suggestions from anyone?

[Quentin]

My suggestion: Its a typo. Get over it.

[medic1978]

A typo? Probably. But mentioned multiple times in the article referring to different policies: world/europe/single etc.

Also, the prices quoted don't compare exactly with any of direct travel's policies- so I thought there might be a special MSE only policy via a special link or something but couldn't find anything

[anuska_csb]

Hi, am new to this posting game! Am looking for reasonably priced travel insurance for pre-existing medical conditions. My son has had benign brain tumour and is asthmatic. Can anyone help with a good priced company?
thanks, Anuska

[tomthered]

I have tried to get insurance for the following conditions. Just wondered if anyone had any suggestions besides the ones in the guide.

I have Iscaemic Heart Disease with Angina, have had Angioplasty with one stent, high blood pressure and have just been diagnosed with type 2 diabetes.

One of the quotes I got was for £472 but I have managed to reduce this to £83. I used one a couple of years ago but they don't do insurance any more.

Cannot understand the quotes as the only problem I have at present is my recent diabetes diagnoses, and even this is under control.

Just wondered if anyone had any suggestions on companies they have used.

[t0d]

Says it in the title. I'm very confused, where can I find Independent Traveller's Insurance for a trip that lasts for 70 days Worldwide exc USA Canada?

I foolishly took out the M&S one without checking that it's only for 45 day trips!

Please help!

[kettle]

tonthered My conditions match yours but I have no angina after angioplasty and stent years ago. I have had annual travel insurance from All Clear - directly with them 2 years ago and this year through Diabetes UK web site link (it is still with All Clear) and got an even better price.

[mdavison]

I'm a UK national recently changed permanent address to Turkey. Many of the cheap UK quotes for travel insurance are for trips starting and ending in the UK for UK residents.
Any suggestions for providers of travel insurance for annual cover other than World Nomads for residents outside the UK?
Thank you and regards

[luci]

www.worldwideinsure.co.uk or .com is similar to World Nomads.

I think you would need to get insurance from a Turkish insurer seeing as you are resident there.

[BaileyB]

Im have Noonan Syndrome and finding some wont quote me at all, while others offer £245 for worldwide 1 year cover.

Anyone got any suggestions on companies they have used.

thanks

[Tashap]

Does anyone know how long after you have an illness you can stop declaring. I had Breast Cancer in 1998 and no longer have check ups, any offers of advice?

Thanks

[Doc N]

Originally Posted by Tashap

Does anyone know how long after you have an illness you can stop declaring. I had Breast Cancer in 1998 and no longer have check ups, any offers of advice?

Thanks

No easy answer to that one, I'm afraid. Pretty well every insurer asks a different set of health questions, and you need to examine the wording of these questions very carefully before deciding whether you need to make a declaration.

[moneyfail]

hi all!

i have quite a specific question about policy coverage for worldwide medical accidents.

does international medical cover normally cover dental problems, for instance, say i was mugged in the street and assaulted in the process, losing a tooth, would i be able to claim on insurance to get it covered?

would the cover normally cover dental implants? or just the 'emergency treatment' to stop the pain?

anyone had experience with dental problems abroad?

any input greatly apreciated!!

EDIT: just incase your worried i am talking about drunken streetfighting, rest assured im not!

[tomthered]

Originally Posted by kettle

tonthered My conditions match yours but I have no angina after angioplasty and stent years ago. I have had annual travel insurance from All Clear - directly with them 2 years ago and this year through Diabetes UK web site link (it is still with All Clear) and got an even better price.

Many thanks for that, I have used all clear before but the quote from their website direct seemed dearer than others. I have a very good quote from 'Its easy@ which is from the moneysupermarket site link for Pre existing medical conditions. I also got a really good quote from ClubDirect after finding that within the forums. However, I will try Diabetes UK, never thought of looking on there.

I probably didn't make myself clear enough, in that I suffered Angina for the first time 3 years ago and ended up in hospital with a resulting stent. Had no problems from this since apart from two bouts of cardioversion solved them. I suspect I cannot keep potassium in my body which results in it dropping low and causing AF. Since then I eat plenty of bananas to counteract this issue.

My diabetes was only diagnosed recently, but that seems to be under control now.

[Tashap]

Has anyone ever upgraded their bank/building society "for a short time" to utilise the "free" travel insurance? Am thinking that may a good way to get cover for my old pre-existing condition?

[cyberfoxx]

I'm going away in september for a long weekend and the flights were just over £50. Does anyone know if I get travel insurance that covers me for 'scheduled airline failure' and the airline does go bust before then, do I have to pay an excess to make claim? ie. with columbus direct the standard excess is £60 per person per claim. Does this apply with SAF? Thanx

[Expat Ann]

Originally Posted by t0d

Says it in the title. I'm very confused, where can I find Independent Traveller's Insurance for a trip that lasts for 70 days Worldwide exc USA Canada?

I foolishly took out the M&S one without checking that it's only for 45 day trips!

Please help!

I took out extended cover up to 90 days with L+V for Europe. Would be worth a try for World Wide. They are brilliant if you need to make a claim.