Main site > MoneySavingExpert.com Forums > Essential Money > Insurance & Life Assurance > Home Insurance Cashback Success (Page 1)

IMPORTANT! This is MoneySavingExpert's open forum - anyone can post

Please exercise caution & report any spam, illegal, offensive, racist, libellous post to forumteam@moneysavingexpert.com

  • Be nice to all MoneySavers
  • All the best tips go in the MoneySavingExpert weekly email

    Plus all the new guides, deals & loopholes

  • No spam/referral links
or Login with Facebook
Home Insurance Cashback Success
Reply
Views: 63,346
Thread Tools Search this Thread Display Modes
# 1
MSE Wendy
Old 17-06-2008, 11:39 AM
Campaigns Manager
Serious MoneySaving Fan
 
Join Date: Feb 2007
Posts: 822
Default Home Insurance Cashback Success



This discussion relates to cashback success for home insurance as mentioned in the

Cheap Home Insurance Article

To report your success click reply

To discuss home insurance or ask a question read this thread
*** Get the Martin's Money Tips Free E-mail at www.moneysavingexpert.com/tips ***

Last edited by MSE Andrea; 25-03-2014 at 12:01 PM.
MSE Wendy is offline
Reply With Quote Report Post
# 2
Saving4Jesus
Old 29-06-2008, 9:15 PM
MoneySaving Newbie
 
Join Date: Jun 2008
Posts: 6
Default

I was very pleased with the deal I got on last years home insurance. My premium from Lloyds was £52.50 but I got £120 casback from quidco. That's not money saving that's money making to the tune of £67.50

This year I only got paid £18 to take out home insurance.
Saving4Jesus is offline
Reply With Quote Report Post
The Following User Says Thank You to Saving4Jesus For This Useful Post: Show me >>
# 3
timnicebutdim
Old 29-06-2008, 9:30 PM
MoneySaving Stalwart
 
Join Date: Feb 2007
Posts: 322
Default

AIG paid 90 cashback for my home/contents policy via quidco. Applied in February and got money beginning of June. Very happy
timnicebutdim is offline
Reply With Quote Report Post
# 4
wearside
Old 02-07-2008, 8:57 AM
Serious MoneySaving Fan
 
Join Date: Jan 2006
Posts: 1,400
Default

Last year we moved and as we were in rented accomodation for a couple of months we had a rebate on our buildings insurance.

The premium was 124.30 less the 120 cashback from Quidco resulting in a net amount of 4.30. After paying for 4 months we received a rebate of 87.43. This meant that we were paid 83.13 for having building insurance for 4 months.

My wife still cannot get her head round cashback sites:confused:
To Dare is To Do
wearside is offline
Reply With Quote Report Post
The Following User Says Thank You to wearside For This Useful Post: Show me >>
# 5
LouiseF
Old 02-07-2008, 9:38 AM
MoneySaving Newbie
 
Join Date: Aug 2006
Posts: 6
Default

I've done this too - I think I got paid about £65 to take out a policy with Barclays! I've also discovered that's it's possible to take out an insurance (home, health etc) via the cashback sites, cancel it (there's the 14 day cooling off period) and still get paid the cash back! It's a bit of a faff and you MUST remember to cancel the policies, but if you've got the time it's worth it!
Also, once you have your insurance quote via the cashback site, phone the provider up and negotiate a lower premium. This won't affect your cashback.
Hope this helps!
LouiseF is offline
Reply With Quote Report Post
# 6
1carminestocky
Old 02-07-2008, 9:49 AM
Fantastically Fervent MoneySaving Super Fan
 
Join Date: Jul 2008
Posts: 6,463
Default

Before LloydsTSB 'saw the light' it was entirely possible to make a decent profit on home insurance (and me and my family did!). Now, we generally pay a (very) small net amount for our home insurance. Co-operative Home Insurance seem to be very competitive for contents and Asda Finance for buildings (Quidco rates of 70 and 68 respectively).
1carminestocky is offline
Reply With Quote Report Post
# 7
antbarson
Old 02-07-2008, 10:55 AM
MoneySaving Convert
 
Join Date: Jul 2007
Location: Newark, Nottm' UK
Posts: 31
Default No mamoth...but

Well, I was all set to pay up today for my Esure home insurance renewal at 138.55 for home and contents with 4 years no claims...all in, not a bad price, considering AIG wanted nearly 200

But after a bit of careful negotiation thought Topcasback, just got that down to 87.50, which is a bit of a bargain...it wasn't the cheapest, that was Lloyds TSB at 75 but Norwich Union covered more and do some ripping deals when you have more than one insurance though them...and my car policy is up in a month or so.

All in, fairly happy!

P.S - Thanks Martin for putting it in you weekly news letter otherwise I'd be 50 worse off!
antbarson is offline
Reply With Quote Report Post
# 8
BenL
Old 02-07-2008, 11:00 AM
Fantastically Fervent MoneySaving Super Fan
 
Join Date: Sep 2004
Posts: 3,151
Default

I used the AIG quidco route for my apartment.

Contents only - £81.90 premium

Cashback £90 from Quidco

Profit £8.10.

Tracked and paid no problems at all.

Not as good as saving4jesus but I was v happy.

The cover offered was a lot better than tesco who I was insured by the year before.
I beep for Robins - Beep Beep
& Choo Choo for trains!!

Last edited by BenL; 02-07-2008 at 11:04 AM.
BenL is offline
Reply With Quote Report Post
The Following User Says Thank You to BenL For This Useful Post: Show me >>
# 9
supedaj
Old 02-07-2008, 11:11 AM
MoneySaving Newbie
 
Join Date: Apr 2007
Posts: 7
Default

Quote:
Originally Posted by LouiseF View Post
Also, once you have your insurance quote via the cashback site, phone the provider up and negotiate a lower premium. This won't affect your cashback.
Hope this helps!
so that means you get cashback when getting a quote? Surely that cant be right?

You only get cashback after a policy/quote has been accepted and payment has been made? Else I could sit around and make money all day long just by getting quotes from sites via cashback sites...?
supedaj is offline
Reply With Quote Report Post
# 10
Belnahua
Old 02-07-2008, 11:16 AM
Serious MoneySaving Fan
 
Join Date: Jan 2008
Location: East Midlands
Posts: 1,348
Send a message via MSN to Belnahua
Default

I got a renewal quote from my buildings and contents that totalled £520 between the pair of them.

So I found a quote from Churchill for £240 combined. Our house is not a standard construction and near water (albeit we're 30 metres above its level), but it meant that I could not take most insurers online deals.

Then I found Churchill were doing an £80 special through TopCashBack, and this morning it became payable, so I've transferred the money into my account, making my insurance this year net £160, instead of £520.
A friend is someone who understands your past, believes in your future, and accepts you just the way you are.
Belnahua is offline
Reply With Quote Report Post
# 11
LouiseF
Old 02-07-2008, 11:42 AM
MoneySaving Newbie
 
Join Date: Aug 2006
Posts: 6
Default

Quote:
Originally Posted by supedaj View Post
so that means you get cashback when getting a quote? Surely that cant be right?

You only get cashback after a policy/quote has been accepted and payment has been made? Else I could sit around and make money all day long just by getting quotes from sites via cashback sites...?
Sorry if that wasn't clear - you do have to accept the quote and pay for it to get the cash back. However, it's usually possible to improve the quote with a phone call during the cooling off period and have your payment altered.
LouiseF is offline
Reply With Quote Report Post
# 12
k8vin
Old 02-07-2008, 12:11 PM
MoneySaving Convert
 
Join Date: Mar 2006
Posts: 35
Default I Made Money Twice

2 Days ago I used quidco to save on both my Buildings and Contents, I usually shop around for the cheapest combined policy however confused.com, said I may save money by buying my buildings and contents seperatly, so I checked it out, I got the cheapest quote and used Nationwide, accepted the policy for buildings only of £93, got £85 back via Quidco, Then used ASDA for my contents got a quote for £79 accepted it , Got £68 back via Quidco, They both tracked and validated the same day on Quidco, Total Cost for 4 Bed Detached £19. £500000, Buildings Cover with Accidental Damage, £40000 Contents Cover with Accidental Damage. Although I didnt make money my renewal quotes were coming in at £300 + so saved myself over £280. TRY IT, IT WORKS!!!

HOW TO DO IT

Please use the comparison websites find the cheapest price, Search for Buldings and Contents together, then Buildings and Contents seperatly, (Trust me it make take an additional 10 Min but the savings are fantastic, its not always best to take a combined policy) "BUT DO NOT BUY FROM THE COMPARISON WEBSITE", then go to Quidco and click on the link for that said company i.e. ASDA INSURANCE, NATIONWIDE ect and get a new quote and buy that way. You get the same quotes as the comparison websites and YOU GET THE CASH BACK FROM QUIDCO, JOB DONE.

Last edited by k8vin; 02-07-2008 at 12:30 PM.
k8vin is offline
Reply With Quote Report Post
# 13
mackatora
Old 02-07-2008, 1:03 PM
MoneySaving Newbie
 
Join Date: Jul 2008
Posts: 1
Unhappy It doesn't always work!!

Hiya,

I recently bought two insurance policies using Quidco and MrsCashBack, totalling 150, and it should be noted that the insurance companies are now trying to wiggle their way out of paying the cash back.

The reason given is that they have new software to weed out duplicate referrals from sites, so if you use a comparison site and then go and use a cashback site, the comparison site will get the referral and your cashback will be declined.

Churchill have declined my 80 cashback on a 100 policy, and my nationwide policy is waiting as 'untracked' ie it didn't pick up my cashback when I signed up, my insurance was 270, and I would not have taken this policy if I was not going to get the cashback, I'm not convinced that it will be approved!

So beware, you only get the cashback if you do not shop around and only search through the cashback site, meaning you cannot be sure you are getting the best deal!!!!!!!!!!

Please see this Quidco thread before you make a decision!

http://www.quidco.com/blog/?p=181

(you need to be a member of quidco I think, so a very short excerpt is here.....

There is a huge discussion on this and tips to avoid your transactions being declined too so sign up to quidco if you are not a member already.

QuidcoCarol says:
June 23rd, 2008 at 4:55 pm
@adrian2000, all the enquiries that have been submitted will be investigated. However, the declined insurance transactions we posted about are not the result of a tracking issue. As always, Quidco cashback is paid when we are the referral agent for a valid transaction. The point of our previous post is that using comparison sites or any other referrer can mean that Quidco will not be the referrer for the transaction. We feel its especially important for members to remember that now because more merchants have begun using software to eliminate duplicate referrals.

I should also point out that I have always got my cashback this way before (comparison site first, sign up with cashback after) so it is a new development in software, and it is the RBS group of companies that have introduced this first apparently.

So beware!

Last edited by mackatora; 02-07-2008 at 1:09 PM.
mackatora is offline
Reply With Quote Report Post
The Following 2 Users Say Thank You to mackatora For This Useful Post: Show me >>
# 14
1carminestocky
Old 02-07-2008, 1:04 PM
Fantastically Fervent MoneySaving Super Fan
 
Join Date: Jul 2008
Posts: 6,463
Default

If you use a comparison site for these purposes (and I agree it's a very good idea), PLEASE make sure you clear your cookies before going through Quidco as there is a danger the comparison site's cookie is still dominant in your pc and the affliliate wonga COULD go to them and not Quidco/you! Better still, use an entirely different browser exclusively for Quidco (I use Firefox and have had no probs).
1carminestocky is offline
Reply With Quote Report Post
The Following 2 Users Say Thank You to 1carminestocky For This Useful Post: Show me >>
# 15
k8vin
Old 02-07-2008, 1:09 PM
MoneySaving Convert
 
Join Date: Mar 2006
Posts: 35
Default

Quote:
Originally Posted by mackatora View Post
Hiya,

I recently bought two insurance policies using Quidco and MrsCashBack, totalling £150, and it should be noted that the insurance companies are now trying to wiggle their way out of paying the cash back.

The reason given is that they have new software to weed out duplicate referrals from sites, so if you use a comparison site and then go and use a cashback site, the comparison site will get the referral and your cashback will be declined.

Churchill have declined my £80 cashback on a £100 policy, and my nationwide policy is waiting as 'untracked' ie it didn't pick up my cashback when I signed up, my insurance was £270, and I would not have taken this policy if I was not going to get the cashback, I'm not convinced that it will be approved!

So beware, you only get the cashback if you do not shop around and only search through the cashback site, meaning you cannot be sure you are getting the best deal!!!!!!!!!!



So beware!
Hi,

You need to clear your COOKIE file first, they track you by cookies so ALWAYS CLEAR your cokkie file. if using IE go into tools and DELETE BROWSING HISTORY if using MOZILLA goto tools clear private data, then try, it ALWAYS works for me.

So use the comparison sites, when you are sure you have done, then clear your cookies, and then use Quidco.

Last edited by k8vin; 02-07-2008 at 1:12 PM.
k8vin is offline
Reply With Quote Report Post
The Following User Says Thank You to k8vin For This Useful Post: Show me >>
# 16
dmackay41
Old 02-07-2008, 1:52 PM
MoneySaving Convert
 
Join Date: Jul 2007
Posts: 100
Default

Thanks Martin..excellent info from your site.

I recently received my Home Insurance renewal from Churchill for buildings and contents, and this was 466. After following your tips, I went with Lloyds TSB Insurance (after checking all 4 screenscrapers) via CashbackKings, and in real terms, obtained the same cover for only 112.

Churchill - 466
Lloyds TSB - 232 (then 120 cashback) = 112.

Great saving of 354 for 2 hours online work!!!! Cheers.
dmackay41 is offline
Reply With Quote Report Post
# 17
Old Git
Old 02-07-2008, 2:30 PM
Fantastically Fervent MoneySaving Super Fan
 
Join Date: Apr 2008
Posts: 3,134
Default

I used quidco and topcashback for lloyds TSB .

Neither tracked ,but I made enquiries and received 120 from topcashback .

I will receive the cash from Quidco ,its showing as added but its not paid yet
Old Git is offline
Reply With Quote Report Post
# 18
EXPAT
Old 02-07-2008, 7:21 PM
MoneySaving Convert
 
Join Date: May 2008
Posts: 74
Default

Nationwide home insurance 93

Quidco cashback 85

Total cost for the year 8

THATS A PROPER BARGAIN
EXPAT is offline
Reply With Quote Report Post
# 19
jestaminnit
Old 02-07-2008, 9:48 PM
MoneySaving Convert
 
Join Date: Aug 2006
Posts: 44
Default bdgs and contents

Checked the cashback sites cheapest quote for bdgs and contents 295 less 70 cashback. Went to go compare.com got fantastic cover both with accidental damge and home emergency cover. 138. the lot
jestaminnit is offline
Reply With Quote Report Post
# 20
loveday
Old 02-07-2008, 10:49 PM
MoneySaving Convert
 
Join Date: Dec 2006
Posts: 22
Default

When we moved house, the solicitor advised against having separate buildings and contents cover because he said it can lead to insurers fighting between them as to who will pay for something...
loveday is offline
Reply With Quote Report Post
The Following User Says Thank You to loveday For This Useful Post: Show me >>
Reply

Bookmarks
 
 




Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

 Forum Jump  

Contact Us - MoneySavingExpert.com - Archive - Privacy Statement - Top

Powered by vBulletin® Copyright ©2000 - 2014, Jelsoft Enterprises Ltd.

All times are GMT +1. The time now is 5:06 AM.

 Forum Jump  

Free MoneySaving Email

Top deals: Week of 17 September 2014

Get all this & more in MoneySavingExpert's weekly email full of guides, vouchers and Deals

GET THIS FREE WEEKLY EMAIL Full of deals, guides & it's spam free

Latest News & Blogs

Martin's Twitter Feed

profile

Cheap Travel Money

Find the best online rate for holiday cash with MSE's TravelMoneyMax.

Find the best online rate for your holiday cash with MoneySavingExpert's TravelMoneyMax.

TuneChecker Top Albums

  • THE SCRIPTNO SOUND WITHOUT SILENCE
  • SAM SMITHIN THE LONELY HOUR (DELUXE EDITION)
  • ED SHEERANX (DELUXE EDITION)

MSE's Twitter Feed

profile
Always remember anyone can post on the MSE forums, so it can be very different from our opinion.
We use Skimlinks and other affiliated links in some of our boards, for some of our users.