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Motorbike Insurance (merged)

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doublecuffs
doublecuffs Posts: 12 Forumite
in Insurance & life assurance
I'm planning to buy a motorbike, but since it is about ten years since I had one, I don't have any no-claims discount (NCD). I'm planning to buy a Honda VFR800A-4 which is quite a big bike and I've had two quotes so far - one for £1094 :( and one for £659 from Norwich Union.

Does anyone have any tips or know of any bike insurers that might save me a couple of hundred quid off this?

Thanks in advance

DC
«1345

Comments

  • scorpio_biker
    scorpio_biker Posts: 196 Forumite
    Part of the Furniture
    How about Adrian Flux. They have a motorcycle section and gave my old man a good quote on a highly modified bike. They can offer a specialised quote service (rather than a generic across the board quote).

    Our other bikes are insured through Carole Nash, who we've found to be very good.

    Alternatively try the back of publications like Ride, often companies who offer insurance with no NCD will advertise in there.

    HTH
    Nil Illegitimi desperandum carborundum ;)

     All of my posts are simply my personal opinions.
    They are not professional advice nor are they the opinions of my employer.
  • maclean2
    maclean2 Posts: 709 Forumite
    Hi - suggest you try Hastings Direct who I can recommend for the efficient way they settled a car claim I had with them and ebikeinsurance who are a new online company insuring bikes only.Ebikes include breakdown recovery and legal expenses in the price.Also vauntage a broker based in Birmingham on 0121.693.7230.

    Hope this helps.
  • Martin_Kane
    Martin_Kane Posts: 2 Newbie
    CAROLE NASH

    For the following insurance in London:-
    40yr old male
    9 yrs full bike license
    Full NCD
    1 no fault claim £1000
    Triumph Daytona 955i
    Garaged away from address
    Allowed to take pillion
    Allowed to ride other bikes with owners permission

    They Quoted :-
    £431 which includes :-
    £375 excess
    Protected NCD
    UK Home Relay + Roadside Recovery + Euro Recovery
    Roadside puncture repair
    60 day green card
    Legal Cover

    Hope that helps

    Bennetts (my current company) quoted £435 + £25 legal cover + £425 excess.
  • snowqueen_3
    snowqueen_3 Posts: 2 Newbie
    can anyone recommend cheap insurance for new bikers without any no-claims bonus or am i better getting it through my car insurance company?
  • maclean2
    maclean2 Posts: 709 Forumite
    Hi - don't use your car insurance company.There are brokers who specialize in bike insurance and here are a few :

    ebikeinsurance
    motorcycledirect
    carolenash
    directchoice
    quotelinedirect
    insurance2000

    Prices vary a great deal so it is worth the effort of getting several quotes.The saving can easily be £200/300 on a bigger bike.

    Best of luck
  • lisyloo
    lisyloo Posts: 30,077 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I have always found quotelibedirect very good, but they are pretty bad at spam. If you just want a quote then put in a false email address (you can always go back if you want to proceed).
    Mickeymouse@aol.com gets all my spam.
  • wolftastic_2
    wolftastic_2 Posts: 52 Forumite
    lisyloo wrote:
    I have always found quotelibedirect very good, but they are pretty bad at spam. If you just want a quote then put in a false email address (you can always go back if you want to proceed).
    Mickeymouse@aol.com gets all my spam.

    So its you then.

    M Mouse.
  • loopy_lass
    loopy_lass Posts: 1,551 Forumite
    i have my bike currently SORNed and am selling it, however, i have no insurance on it and am concerned someone may whip off with it whilst on a test ride (its not worth much but thats not the point)

    now i dont want to insure it for a year, and only for theft, any ideas?

    thanks loops
    THE CHAINS OF HABIT ARE TOO WEAK TO BE FELT UNTIL THEY ARE TOO STRONG TO BE BROKEN... :A
  • lisyloo
    lisyloo Posts: 30,077 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    am concerned someone may whip off with it whilst on a test ride

    You should not let anyone take it for a test ride without appropriate security.
    This means leaving their car/bike and keys with you (and proof that they own it e.g. DVLA document) or a big pile of cash.
    You'd be crazy to just let someone drive off with it.

    Also, note that they cannot legally ride it on the road if you don't have road tax. I'm not sure whether you would be liable or them (I think them but not certain).

    <i>now i dont want to insure it for a year, and only for theft, any ideas?</i>

    Yes, try your house insurance. You might find it much cheaper than a motor policy.
    If it's in a locked garage then so much the better.
  • loopy_lass
    loopy_lass Posts: 1,551 Forumite
    ahhh thanks, just spoken to a friendly policeman, and he says both parties would be liable, and i would risk upto 6 points on my licence!!!!!!

    worth knowing me thinks, so i shall say NO test rides.... its only a £400 bike, so they either want it or they dont...

    loops
    THE CHAINS OF HABIT ARE TOO WEAK TO BE FELT UNTIL THEY ARE TOO STRONG TO BE BROKEN... :A
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