They are defending my claim

rcmycash4 · 28 March 2007 at 10:37AM

I have just checked online and Lloyds TSB are disputing the whole amount. What it actually says is:
You are unable to take any further action online on this claim.

The Defendant disputes the whole amount you have claimed. Your claim cannot proceed online and will be transferred to the appropriate court for continuation. You will receive confirmation to where the claim has been transferred to shortly

What now, will I have to go to court. If so the court is in Northampton and I live in Cardiff.

nickmack · 28 March 2007 at 11:22AM

rcmycash4 wrote: »

What now, will I have to go to court.

Probably not.

If so the court is in Northampton and I live in Cardiff.

As the claimant, it will be moved to your local court.

rcmycash4 · 28 March 2007 at 11:38AM

Thanks for that bit of info. that will help if it goes all the way. Does anyone think that it will

peteskies · 28 March 2007 at 11:43AM

rcmycash4,

I've received the same letter this morning and my bank is Lloyds TSB. I feel you should remember two things:

First, Martin writes in his article that this is entirely normal and it should not cause alarm.

Second, you are not doing anything wrong by disputing these charges through the courts - they are unlawful and so you have a right to get back your money! They've had it long enough.

All the best
Peter

PIX_3 · 16 April 2007 at 6:54PM

Can anyone help me......... Im getting worried....

I followed the instructions and letters shown on Martins website & paid the £10 for the list of all fee's paid etc from the bank, which I have.
I then made an online claim for £1,500 from Lloyds bank via the Northhampton small claim court at a cost of £120. The banks solicitor has filed a defence, stating they defending the whole claim !! not even part of it ?. So the Northampton court has now moved the case to my local county court and made me pay another £100 court fee, Which I had to pay or may end up paying for the banks fee's & solicitor etc. I have got a one month wait on the case, but now im getting very nervous !!!... Should I get myself a solicitor ?? or go it alone - which the thought is very scary.. I have sent the banks solicitor the list of charges & the interest im charging (using martins online calculator)...
Just found out my wife is pregnant and the court claim has cost me £220 so far...... Im getting ear ache from the wife, just to let it be and end the claim, but im not going to !! ..if I lose the claim I may even lose the wife via a divorce !!
:eek:
So do you think I should get a solicitor ??!!.

Thankyou for any helpful hints

Pix

nickmack · 16 April 2007 at 7:07PM

PIX wrote: »

The banks solicitor has filed a defence,
So do you think I should get a solicitor ??!!.

This is quite common, the bank are disputing the whole amount because this delays matters. You don't need to get a solicitor. If your court hasn't dispensed with Allocation Questionnaires, you will get one to fill in. Check in the Reclaim Help thread in my signature on how to do this. You should then get a court date. Sometime before this date, the bank are likely to offer payment in full.

Bamb11 · 27 April 2007 at 6:41PM

Can anyone tell me what to do now? I have taken my bank to court and have today found out that its defending my claim against it. What do I do from here on :eek: Is it normal for the banks to enter a defence??

RAS · 27 April 2007 at 7:43PM

They will not turn up

See this. danuk
Regular MoneySaver

Join Date: Oct 2004
Post Count: 185
Thanked 95 Times in 30 Posts Judge Attacks Time Wasting Bank

Nice article, I wonder if they will learn a lesson from this........ I doubt it

http://news.bbc.co.uk/1/hi/business/6595667.stm

Only two claims have failed so far.

becks.989 · 9 May 2007 at 11:06AM

i have gone through MCOL and have now had a letter to say hsbc are defending my claim.

what do i do now?

has anyone been through this with HSBC.

i was really confident but now i'm not so sure

Nige23 · 9 May 2007 at 11:23AM

Hi,

I've got exactly the same thing with the Abbey. Ive used all of the templates on the site but Abbey have defended and I have just received a copy of their defence which does look particularly standard.

What is the next step? Do I just ask for a judgment on the moneyclaim site, or do I need to prefer a counter argument. Any advice form anyone who has gone through this and succeeded would be gratefully appreciated.

NB

uffa56 · 10 May 2007 at 3:38PM

have same thing with abbey. now have 'notice of transfer' to local court,their defense was a photo copy must b standard.waiting to hear from court now.

They are defending my claim

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